TransUnion, the Chicago-based consumer credit reporting and information services company, filed its Form 10-Q for the quarterly period ended September 30, 2026 with the U.S. Securities and Exchange Commission on October 27, 2026, reporting third-quarter revenue of $1,312.5 million and nine-month net income attributable to the company of $696.7 million.

Key Highlights

  • Q3 2026 Revenue: TransUnion reported revenue of $1,312.5 million for the three months ended September 30, 2026, compared to $1,169.5 million in the same period of 2025.
  • Q3 Net Income to TransUnion: Net income attributable to TransUnion was $156.2 million for the third quarter of 2026, versus $96.6 million in the prior-year quarter.
  • Diluted EPS: Diluted earnings per common share attributable to TransUnion were $0.81 for Q3 2026, compared to $0.49 for Q3 2025.
  • Affiliate Acquisition Gain: The filing discloses a gain on acquisition of affiliate of $225.5 million recorded in the nine months ended September 30, 2026, with no comparable amount in the prior-year period.
  • Total Assets: Total assets stood at $12,090.1 million as of September 30, 2026, up from $11,112.9 million at December 31, 2025.
  • Operating Cash Flow: Cash provided by operating activities for the nine months ended September 30, 2026 was $888.6 million, compared to $668.1 million in the same period of 2025.
  • Shares Outstanding: As of September 30, 2026, there were 190.7 million shares of TransUnion common stock outstanding.

TransUnion's Third-Quarter 2026 Financial Position and Operating Results

TransUnion (NYSE:TRU), headquartered at 555 West Adams, Chicago, Illinois, provides credit and information services to consumers, businesses, and government clients. According to the 10-Q filing, the company generated revenue of $1,312.5 million in the three months ended September 30, 2026, a year-over-year increase from $1,169.5 million. Total operating expenses for the quarter were $1,045.3 million, yielding operating income of $267.2 million, up from $207.6 million in Q3 2025. Cost of services was reported at $534.7 million for the quarter, and selling, general and administrative expenses were $346.6 million.

For the nine months ended September 30, 2026, the filing reports revenue of $3,867.8 million against $3,405.0 million in the comparable 2025 period. The company recorded a gain on acquisition of affiliate of $225.5 million in the nine-month period, contributing to income before income taxes of $838.6 million, compared to $500.7 million a year earlier. Net income attributable to TransUnion for the nine-month period was $696.7 million, with diluted earnings per share of $3.59, versus $1.80 in the prior-year nine-month period.

On the balance sheet as of September 30, 2026, the filing shows goodwill of $5,802.5 million and other intangibles, net, of $3,429.2 million, both above year-end 2025 levels, reflecting the company's investment activity. Long-term debt was $5,347.9 million, and total stockholders' equity, including noncontrolling interests, was $5,000.7 million. Cash and cash equivalents were $883.1 million. Capital expenditures for the nine months ended September 30, 2026 totaled $201.3 million, and investments in consolidated affiliates, net of cash acquired, were $603.4 million, according to the cash flow statement.

What Was Disclosed

TransUnion's 10-Q for the quarter ended September 30, 2026 discloses quarterly revenue of $1,312.5 million, diluted EPS of $0.81, a $225.5 million gain on acquisition of affiliate for the nine-month period, total assets of $12,090.1 million, and operating cash flow of $888.6 million for the nine months ended September 30, 2026.