Tompkins Financial Corporation filed its Form 10-Q for the quarterly period ended September 30, 2026 with the Securities and Exchange Commission on October 30, 2026, reporting results for the three and nine months ended on that date.

Key Highlights

  • Net income of $28,654 thousand for the third quarter of 2026, compared with $23,673 thousand for the same period in 2025, according to the filing.
  • Basic earnings per share of $2.01 and diluted earnings per share of $2.00 for the three months ended September 30, 2026, versus $1.66 and $1.65, respectively, in the prior-year quarter.
  • Net interest income of $77,301 thousand for Q3 2026, up from $63,878 thousand in Q3 2025, the company disclosed.
  • Total assets of $8,978,517 thousand as of September 30, 2026, compared with $8,668,268 thousand at December 31, 2025.
  • Total deposits grew to $7,409,036 thousand at September 30, 2026, from $6,937,762 thousand at December 31, 2025.
  • Insurance commissions and fees of $0 for the three and nine months ended September 30, 2026, compared with $11,282 thousand and $32,490 thousand for the same periods in 2025.
  • 14,350,449 shares outstanding as of October 28, 2026, the filing stated.

Tompkins Financial Q3 2026 Financial Condition and Income Overview

Tompkins Financial Corporation (NYSE American:TMP), headquartered in Ithaca, New York, reported net income of $28,654 thousand for the three months ended September 30, 2026, according to the quarterly filing. For the nine months ended September 30, 2026, the company disclosed net income of $84,032 thousand, compared with $64,823 thousand for the same period in 2025. Total interest and dividend income for the third quarter reached $109,809 thousand, up from $98,056 thousand in Q3 2025, while total interest expense declined to $32,508 thousand from $34,178 thousand over the same comparison.

The consolidated statement of condition showed total loans and leases, net of unearned income and deferred costs and fees, of $6,724,973 thousand at September 30, 2026, versus $6,446,245 thousand at December 31, 2025. The allowance for credit losses stood at $60,455 thousand at quarter end, up from $57,671 thousand at year-end 2025. Provision for credit loss expense for the third quarter was $3,012 thousand, compared with $2,490 thousand in Q3 2025. Total equity was reported at $936,380 thousand at September 30, 2026, against $938,377 thousand at December 31, 2025, with accumulated other comprehensive loss widening to $(73,187) thousand from $(19,054) thousand at December 31, 2025.

Noninterest income for Q3 2026 was $12,552 thousand, down from $23,564 thousand in Q3 2025. The filing shows insurance commissions and fees contributed $0 in both the three and nine months ended September 30, 2026, compared with $11,282 thousand and $32,490 thousand in the corresponding prior-year periods. Total noninterest expenses for the third quarter were $49,086 thousand, a decline from $53,847 thousand in Q3 2025, with salaries and wages falling to $23,731 thousand from $27,581 thousand year over year.

What Was Disclosed

Tompkins Financial filed a 10-Q for Q3 2026 covering the period ended September 30, 2026, reporting quarterly net income of $28,654 thousand, total assets of $8,978,517 thousand, and noting the absence of insurance commissions and fees compared with prior-year periods.