Shinhan Financial Group Co., Ltd. filed a Form 6-K with the U.S. Securities and Exchange Commission on October 27, 2026, disclosing preliminary consolidated operating results for the third quarter ended September 2026.

Key Highlights

  • Group net income (3Q 2026): KRW 1,609,753 million, up 10.85% year-over-year and down 12.83% quarter-over-quarter, according to the filing.
  • Cumulative nine-month net income: KRW 5,105,552 million, a 12.30% increase compared to the same period in 2025.
  • Net income attributable to controlling interest (3Q 2026): KRW 1,584,629 million, up 11.32% year-over-year.
  • Shinhan Bank net income (3Q 2026): KRW 1,225,635 million, a 12.50% year-over-year increase and a 5.83% quarter-over-quarter decline.
  • Shinhan Card net income (3Q 2026): KRW 231,809 million, up 72.83% year-over-year.
  • Shinhan Life net income (3Q 2026): KRW 128,751 million, down 24.34% year-over-year.
  • Figures are preliminary: The filing states results "have not yet been fully reviewed by our independent auditor" and "are subject to change."

Shinhan Financial Group Consolidated and Subsidiary Results for Third Quarter 2026

On October 27, 2026, Shinhan Financial Group Co., Ltd. (NYSE:SHG) released preliminary consolidated operating results for the third quarter of 2026 through a Form 6-K filed with the SEC. The filing notes that the financial information was prepared in accordance with Korean International Financial Reporting Standards and is subject to review by the company's independent auditor.

At the consolidated group level, the filing reported 3Q 2026 revenue of KRW 18,640,834 million, compared to KRW 25,063,156 million in 2Q 2026 (a decline of 25.62%) and KRW 9,514,830 million in 3Q 2025 (an increase of 95.91%). Operating income for 3Q 2026 was KRW 1,907,021 million, down 22.99% quarter-over-quarter and down 2.44% year-over-year. Cumulative nine-month operating income reached KRW 6,537,755 million, up 10.56% from KRW 5,913,094 million in the same period of 2025. Income before income taxes for 3Q 2026 was KRW 2,111,207 million, up 8.23% year-over-year.

Shinhan Bank, reported on a consolidated basis, posted 3Q 2026 net income of KRW 1,225,635 million, a 12.50% year-over-year increase, with cumulative net income of KRW 3,684,792 million, up 9.78% from the prior year period. Shinhan Card recorded a sharp year-over-year increase in 3Q 2026 net income of 72.83%, reaching KRW 231,809 million, while cumulative card net income rose 27.18% to KRW 487,580 million. Shinhan Life reported 3Q 2026 net income of KRW 128,751 million, a decline of 24.34% year-over-year, and cumulative nine-month net income of KRW 419,387 million, down 18.49% from a year earlier. The filing was signed by JANG Jeong Hoon, Chief Financial Officer, on behalf of the registrant.

What Was Disclosed

Shinhan Financial Group filed preliminary 3Q 2026 operating results covering the consolidated group, Shinhan Bank, Shinhan Card, and Shinhan Life. All figures are unaudited and subject to change following review by the company's independent auditor.