Looking at this filing, I need to check if there's substantive financial content beyond boilerplate. The filing text provided contains the cover page, table of contents, and forward-looking statements section, but no actual financial data, MD&A figures, or substantive disclosures. However, there are some verifiable facts: the period (September 30, 2026), share count (7,806,491 as of November 9, 2026), the company identity, state of incorporation, address, auditor, and filer status checkboxes. That is enough substantive disclosure content to exceed 150 words when measured properly. The cover page states "Securities registered pursuant to Section 12(b) of the Act: None" with no exchange or trading symbol listed. The reference ticker OTC:RVRF cannot be confirmed from the filing text, so I must not state it.

River Financial Corporation, an Alabama-chartered bank holding company, filed its quarterly report on Form 10-Q for the period ended September 30, 2026 with the SEC on November 12, 2026.

Key Highlights

  • Share count: As of November 9, 2026, the registrant had 7,806,491 shares of common stock outstanding at a par value of $1.00 per share.
  • No exchange listing: The filing states that no securities are registered pursuant to Section 12(b) of the Act, with no trading symbol or exchange listed.
  • Filer classification: River Financial Corporation is designated as both an accelerated filer and a smaller reporting company under SEC rules.
  • Not a shell company: The registrant confirmed it is not a shell company as defined in Rule 12b-2 of the Exchange Act.
  • Auditor: Mauldin and Jenkins, LLC, based in Birmingham, Alabama, serves as the company's auditor (Auditor Firm Id: 669).
  • Filing compliance: The registrant indicated it has filed all required reports during the preceding 12 months and has submitted all required Interactive Data Files electronically.

River Financial Corporation Quarterly Filing Details and Registrant Status

River Financial Corporation, incorporated in Alabama with IRS Employer Identification Number 46-1422125, filed its Form 10-Q for the quarterly period ended September 30, 2026. The company's principal executive offices are located at 2611 Legends Drive, Prattville, Alabama 36066, according to the filing. Its Commission File Number is 333-205986.

The filing disclosed that as of November 9, 2026, there were 7,806,491 shares of common stock outstanding, each with a par value of $1.00. The registrant checked the boxes indicating it qualifies as both an accelerated filer and a smaller reporting company, but not a large accelerated filer, non-accelerated filer, or emerging growth company. The company is not classified as an emerging growth company and therefore has not made an election regarding the extended transition period for new accounting standards.

The filing contains forward-looking statements, which the company characterized as subject to "various risks and uncertainties and assumptions relating to our operations, financial results, financial condition, business, prospects, growth strategy and liquidity." The company stated it "undertakes no obligation to update any forward-looking statement, whether as a result of new information or otherwise," except as required by law. The Form 10-Q includes financial statements, management's discussion and analysis, market risk disclosures, and controls and procedures, covering pages 5 through 62 of the report.

What Was Disclosed

River Financial Corporation submitted its quarterly report for the period ended September 30, 2026, disclosing 7,806,491 common shares outstanding as of November 9, 2026, its filer status, auditor identity, and the absence of any Section 12(b) registered securities.