Renasant Corporation filed its Form 10-Q with the SEC on November 4, 2026, covering the quarterly period ended September 30, 2026, reporting third-quarter net income of $78.9 million and total assets of $27.5 billion.

Key Highlights

  • Net income: $78,949 thousand for the three months ended September 30, 2026, compared to $59,788 thousand in the same period of 2025, according to the filing.
  • Diluted earnings per share: $0.86 for Q3 2026, versus $0.63 for Q3 2025, as reported.
  • Total assets: $27,518,181 thousand as of September 30, 2026, up from $26,751,426 thousand at December 31, 2025.
  • Net interest income: $223,689 thousand for the three months ended September 30, 2026, compared to $223,520 thousand in Q3 2025.
  • Provision for credit losses: $13,305 thousand in Q3 2026, up from $10,450 thousand in Q3 2025.
  • Shares outstanding: 90,169,278 shares of common stock as of October 31, 2026, as disclosed on the filing's cover page.
  • Treasury stock: 7,365,819 shares held at cost as of September 30, 2026, compared to 3,086,190 shares at December 31, 2025.

Renasant Corporation's Financial Results for the Three and Nine Months Ended September 30, 2026

Renasant Corporation (NYSE:RNST), a Mississippi-based bank holding company headquartered at 209 Troy Street, Tupelo, Mississippi, reported third-quarter 2026 net income of $78,949 thousand, a year-over-year increase from $59,788 thousand in Q3 2025, according to the filing. Basic earnings per share were $0.87 and diluted earnings per share were $0.86 for the three months ended September 30, 2026, compared to $0.63 on both a basic and diluted basis in the prior-year period.

For the nine months ended September 30, 2026, the company disclosed net income of $254,268 thousand, up from $102,324 thousand in the first nine months of 2025. The filing noted that merger and conversion related expenses totaled zero for both the three- and nine-month periods of 2026, compared to $17,494 thousand and $38,764 thousand respectively in the corresponding 2025 periods. Total noninterest expense was $160,334 thousand in Q3 2026 versus $183,830 thousand in Q3 2025.

On the balance sheet, loans held for investment, net of unearned income, grew to $19,752,119 thousand at September 30, 2026, from $19,047,039 thousand at December 31, 2025. The allowance for credit losses on loans stood at $296,094 thousand. Total deposits were $21,627,858 thousand, while total shareholders' equity was reported at $3,832,100 thousand, down from $3,884,905 thousand at year-end 2025. Accumulated other comprehensive loss, net of taxes, widened to $(160,745) thousand from $(89,732) thousand at December 31, 2025, the filing disclosed.

What Was Disclosed

Renasant Corporation's 10-Q for the quarter ended September 30, 2026 disclosed income statement results, balance sheet data, and changes in shareholders' equity for the three- and nine-month periods, along with notes covering loans, credit losses, securities, and other financial matters.