Regional Management Corp. filed its Form 10-Q for the quarterly period ended September 30, 2026, with the SEC on October 30, 2026, reporting third-quarter net income of $15,113 thousand and total assets of $2,210,439 thousand.

Key Highlights

  • Q3 2026 Net Income: The company reported net income of $15,113 thousand for the three months ended September 30, 2026, up from $14,356 thousand in the same period of 2025.
  • Total Revenue: Total revenue for Q3 2026 was $178,776 thousand, compared with $165,487 thousand in Q3 2025, according to the filing.
  • Net Finance Receivables: Net finance receivables stood at $2,209,925 thousand at September 30, 2026, compared with $2,140,199 thousand at December 31, 2025.
  • Allowance for Credit Losses: The allowance for credit losses increased to $230,800 thousand at September 30, 2026, from $220,900 thousand at December 31, 2025.
  • Provision for Credit Losses: The provision for credit losses in Q3 2026 was $66,163 thousand, up from $60,474 thousand in Q3 2025.
  • Shares Outstanding: As of October 27, 2026, the registrant had 8,947,424 shares of Common Stock outstanding, par value $0.10 per share.
  • Total Stockholders' Equity: Total stockholders' equity was $381,350 thousand at September 30, 2026, compared with $373,092 thousand at December 31, 2025.

Regional Management Corp. Q3 2026 Financial Results and Balance Sheet Overview

Regional Management Corp. (NYSE:RM), a consumer finance company headquartered in Greer, South Carolina, disclosed its unaudited financial results for the three and nine months ended September 30, 2026, in a Form 10-Q filed October 30, 2026. According to the filing, total revenue for the third quarter reached $178,776 thousand, driven primarily by interest and fee income of $155,747 thousand, insurance income net of $10,727 thousand, and other income of $12,302 thousand. For the nine months ended September 30, 2026, the company reported total revenue of $514,072 thousand, up from $475,896 thousand in the comparable prior-year period.

The filing reported income before income taxes of $19,838 thousand for Q3 2026, compared with $18,974 thousand in Q3 2025. After income taxes of $4,725 thousand, net income for the quarter was $15,113 thousand. For the nine-month period, net income was $34,667 thousand, versus $31,503 thousand for the nine months ended September 30, 2025. Total general and administrative expenses for Q3 2026 were $68,627 thousand, and interest expense was $24,148 thousand, according to the filing.

On the balance sheet, the company disclosed total assets of $2,210,439 thousand at September 30, 2026, compared with $2,103,930 thousand at December 31, 2025. Total debt was reported at $1,749,991 thousand, with net debt of $1,745,850 thousand after unamortized debt issuance costs of $4,141 thousand. Treasury stock stood at $200,523 thousand, representing 6,224 thousand shares at September 30, 2026, compared with 5,614 thousand shares and $177,810 thousand at December 31, 2025. Retained earnings were $436,623 thousand at the end of the quarter.

What Was Disclosed

Regional Management Corp. filed its quarterly report covering the period ended September 30, 2026, disclosing Q3 net income of $15,113 thousand, total assets of $2,210,439 thousand, and an allowance for credit losses of $230,800 thousand, among other financial results.