Provident Financial Services, Inc. filed its quarterly report on Form 10-Q with the SEC on November 6, 2026, covering the three and nine months ended September 30, 2026.

Key Highlights

  • Q3 2026 net income: $69,159 thousand, compared with $71,720 thousand in Q3 2025, according to the filing.
  • Nine-month net income: $226,724 thousand for the nine months ended September 30, 2026, up from $207,729 thousand in the same period of 2025.
  • Total assets: $25,847,459 thousand as of September 30, 2026, compared with $24,980,710 thousand as of December 31, 2025.
  • Net interest income: $208,008 thousand for Q3 2026, versus $194,332 thousand for Q3 2025.
  • Loss on extinguishment of debt: $17,501 thousand recognized in both the three and nine months ended September 30, 2026, with no comparable charge in 2025.
  • Shares outstanding: 130,419,220 shares of common stock outstanding as of November 2, 2026, with 137,565,966 shares issued.
  • Basic and diluted earnings per share: $0.53 for Q3 2026, compared with $0.55 for Q3 2025.

Provident Financial Services Q3 2026 Financial Condition and Income Results

According to the filing, Provident Financial Services, Inc. (NYSE:PFS) reported total assets of $25,847,459 thousand as of September 30, 2026, an increase from $24,980,710 thousand at December 31, 2025. Net loans grew to $19,986,233 thousand from $19,334,004 thousand over the same period, while total deposits rose to $19,806,835 thousand from $19,278,683 thousand. Total stockholders' equity stood at $2,864,491 thousand as of September 30, 2026.

The company disclosed net income of $69,159 thousand for the three months ended September 30, 2026, down from $71,720 thousand in the prior-year quarter. Net interest income improved to $208,008 thousand from $194,332 thousand year-over-year for the quarter. Non-interest expense for Q3 2026 totaled $140,681 thousand, compared with $113,092 thousand in Q3 2025. The filing attributes part of this increase to two items absent in the prior year: core system conversion expense of $3,661 thousand and a loss on extinguishment of debt of $17,501 thousand. Compensation and employee benefits were $67,958 thousand in Q3 2026, up from $63,202 thousand in Q3 2025.

For the nine months ended September 30, 2026, the registrant reported total interest and dividend income of $979,934 thousand and total non-interest income of $93,953 thousand. Total comprehensive income for the nine-month period was $127,967 thousand, compared with $255,841 thousand a year earlier, with the filing reflecting an accumulated other comprehensive loss of $174,940 thousand as of September 30, 2026, versus $76,183 thousand at December 31, 2025. The provision charge for credit losses was $5,240 thousand in Q3 2026, compared with $7,044 thousand in Q3 2025.

What Was Disclosed

Provident Financial Services filed its Form 10-Q for the quarter ended September 30, 2026, disclosing consolidated balance sheet data, income statements, comprehensive income, and changes in stockholders' equity, including a loss on extinguishment of debt and rising non-interest expense year-over-year.