Primerica, Inc. filed a current report on Form 8-K with the SEC on November 4, 2026, announcing its results of operations for the quarter ended September 30, 2026, and posting supplemental financial information through its investor relations channel.

Key Highlights

  • Reporting period: Results cover the quarter ended September 30, 2026.
  • Filing date: The current report was filed and signed on November 4, 2026.
  • Non-GAAP measures presented: The company disclosed adjusted direct premiums, adjusted operating revenues, adjusted net operating income, diluted adjusted operating earnings per share, and adjusted stockholders' equity, among others.
  • IPO coinsurance adjustment: Adjusted direct premiums exclude amounts ceded under coinsurance transactions executed concurrent with the company's initial public offering, which the filing states "will continue to decline over time as policies terminate within this block of business."
  • Supplemental data posted: The company also published supplemental financial information for the third quarter of 2026 as Exhibit 99.2.
  • Signing officer: The report was signed by Tracy Tan, Executive Vice President and Chief Financial Officer.

Primerica's Third-Quarter 2026 Earnings Announcement and Non-GAAP Disclosures

Primerica, Inc. (NYSE:PRI), a Delaware-incorporated insurance holding company headquartered at 1 Primerica Parkway, Duluth, Georgia, announced its third-quarter 2026 operating results through this current report. The company distributes life insurance and financial products primarily to middle-income households in North America, and its results are reported across insurance and financial services segments. The press release containing the full financial results was attached as Exhibit 99.1.

According to the filing, the company presents several non-GAAP financial measures alongside its GAAP results. These include adjusted operating revenues, adjusted operating income before income taxes, adjusted net operating income, and diluted adjusted operating earnings per share. The filing states that these measures "exclude the impact of investment gains (losses), including credit impairments, and fair value mark-to-market investment adjustments" in order to "eliminate period-over-period fluctuations that may obscure comparisons of operating results." Management uses these measures in financial, operating, and planning decisions, according to the disclosure.

The filing also describes an adjusted stockholders' equity measure that excludes net unrealized investment gains and losses recorded in accumulated other comprehensive income, as well as differences in future policy benefits arising from changes in the discount rate. The company stated that these exclusions reflect the view that such items "are largely caused by market movements in interest rates and credit spreads that do not necessarily correlate with the cash flows we will ultimately realize." The filing cautions that "these measures have limitations and users should not consider them in isolation or as a substitute for analysis of the Company's results as reported under GAAP." Reconciliations of GAAP to non-GAAP measures were included as attachments to the press release.

What Was Disclosed

Primerica, Inc. filed an 8-K on November 4, 2026, covering its third-quarter 2026 results, an explanation of its non-GAAP financial measures, and supplemental financial information for the quarter ended September 30, 2026, all furnished but not filed for Section 18 liability purposes.