Primerica, Inc. (NYSE:PRI) filed its Form 10-Q for the quarterly period ended September 30, 2026 with the U.S. Securities and Exchange Commission on November 5, 2026, reporting third-quarter net income of $209.127 million and diluted earnings per share of $6.76.

Key Highlights

  • Net income: $209.127 million for the three months ended September 30, 2026, compared with $206.793 million for the same period in 2025.
  • Diluted EPS: $6.76 for Q3 2026, up from $6.35 in Q3 2025, based on weighted-average diluted shares of 30,820 thousand.
  • Nine-month net income: $601.501 million for the nine months ended September 30, 2026, compared with $554.187 million for the same period in 2025.
  • Total revenues: $901.654 million for Q3 2026, up from $839.852 million in Q3 2025; nine-month total revenues were $2.639 billion versus $2.438 billion.
  • Commissions and fees: $386.717 million for Q3 2026, compared with $325.490 million in Q3 2025.
  • Total assets: $14.480 billion as of September 30, 2026, down from $15.012 billion as of December 31, 2025.
  • Shares outstanding: 30,346,612 shares of common stock as of October 31, 2026, with 30,502 thousand issued and outstanding as of September 30, 2026.

Primerica's Third-Quarter 2026 Financial Results and Balance Sheet

According to the filing, Primerica reported total revenues of $901.654 million for the three months ended September 30, 2026, an increase from $839.852 million in the prior-year quarter. The company disclosed that net premiums for Q3 2026 were $453.630 million, slightly below the $454.547 million reported for Q3 2025. Commissions and fees rose to $386.717 million from $325.490 million year over year, while net investment income was $45.740 million for the quarter, compared with $42.431 million in Q3 2025.

Total benefits and expenses for the third quarter were $629.742 million, up from $568.173 million in the same period of 2025. The filing disclosed that future policy benefits remeasurement reflected a gain of $11.833 million for Q3 2026, compared with a gain of $23.114 million in Q3 2025. Income before income taxes was $271.912 million for Q3 2026, essentially flat versus $271.679 million in Q3 2025. Income taxes were $62.785 million, resulting in net income of $209.127 million.

As of September 30, 2026, the company reported total assets of $14.480 billion and total liabilities of $11.653 billion, leaving total stockholders' equity of $2.827 billion, compared with $2.446 billion as of December 31, 2025. The filing noted that accumulated other comprehensive income included an effect of change in discount rate assumptions on the liability for future policy benefits of $550.437 million, and net unrealized investment losses on available-for-sale securities of $220.293 million, as of September 30, 2026. Total comprehensive income for the nine months ended September 30, 2026 was $871.145 million, according to the filing.

What Was Disclosed

Primerica filed its unaudited quarterly report covering the period ended September 30, 2026, disclosing income statement, balance sheet, comprehensive income, and stockholders' equity data for the three and nine months ended September 30, 2026 and 2025.