Peoples Bancorp Inc. filed its quarterly report on Form 10-Q for the period ended September 30, 2026, with the SEC on October 29, 2026, reporting third-quarter net income of $32.6 million and nine-month net income of $89.6 million.

Key Highlights

  • Q3 net income: $32,606 thousand, up from $29,476 thousand in Q3 2025.
  • Q3 diluted EPS: $0.91, compared with $0.83 in the year-ago quarter.
  • Q3 net interest income: $93,842 thousand, up from $91,349 thousand in Q3 2025.
  • Q3 provision for credit losses: $3,569 thousand, down from $7,280 thousand in Q3 2025.
  • Total assets: $9,652,095 thousand at September 30, 2026, essentially flat versus $9,649,630 thousand at December 31, 2025.
  • Total deposits: $7,442,094 thousand at September 30, 2026, down from $7,704,583 thousand at December 31, 2025.
  • Quarterly cash dividend declared: $0.42 per common share, versus $0.41 in Q3 2025.

Peoples Bancorp Reports Higher Q3 2026 Earnings and Lower Credit Provisions

According to the filing, Peoples Bancorp Inc. (NASDAQ:PEBO) generated net income of $32,606 thousand for the three months ended September 30, 2026, compared with $29,476 thousand for the same period in 2025. Diluted earnings per share were $0.91 for Q3 2026 versus $0.83 in Q3 2025. For the nine months ended September 30, 2026, the company reported net income of $89,565 thousand and diluted EPS of $2.49, compared with $75,024 thousand and $2.10, respectively, for the nine months ended September 30, 2025.

The filing showed that net interest income for Q3 2026 was $93,842 thousand, up from $91,349 thousand in Q3 2025, as total interest expense fell to $34,650 thousand from $41,459 thousand, driven primarily by a decline in interest on deposits to $27,807 thousand from $34,534 thousand. The provision for credit losses declined to $3,569 thousand in Q3 2026 from $7,280 thousand in Q3 2025. Total non-interest income was $25,645 thousand for Q3 2026, versus $23,827 thousand in Q3 2025, while total non-interest expense rose to $74,540 thousand from $69,894 thousand, with salaries and employee benefit costs at $40,560 thousand as the largest component.

On the balance sheet, the company reported total assets of $9,652,095 thousand at September 30, 2026, compared with $9,649,630 thousand at December 31, 2025. Net loans and leases increased to $6,765,082 thousand from $6,681,231 thousand over the same period. Total deposits declined to $7,442,094 thousand from $7,704,583 thousand. Total stockholders' equity was $1,227,903 thousand at September 30, 2026, up from $1,206,602 thousand at December 31, 2025. As of October 28, 2026, the company reported 35,959,609 common shares outstanding.

What Was Disclosed

Peoples Bancorp filed its Form 10-Q for Q3 2026, disclosing higher net income and net interest income year-over-year, a lower provision for credit losses, modestly higher total assets, and a quarterly cash dividend of $0.42 per share.