Peoples Bancorp Inc. filed a Form 8-K on October 26, 2026, furnishing the transcript of its October 20, 2026 earnings conference call covering results for the quarter and fiscal year ended September 30, 2026, along with non-GAAP financial reconciliation tables.

Key Highlights

  • Net income for Q3 2026: $32,606 thousand for the three months ended September 30, 2026, compared with $27,953 thousand in Q2 2026 and $29,476 thousand in Q3 2025, according to the filing.
  • Nine-month net income: $89,565 thousand for the nine months ended September 30, 2026, up from $75,024 thousand in the same period of 2025, as reported in the filing.
  • Tangible book value per share: $23.35 as of September 30, 2026, based on tangible equity of $839,598 thousand and 35,961,276 common shares outstanding, per the filing.
  • Return on average assets: 1.36% for Q3 2026, versus 1.17% in Q2 2026 and 1.22% in Q3 2025, as disclosed in the non-GAAP reconciliation tables.
  • Efficiency ratio: 58.50% for Q3 2026, compared with 58.27% in Q2 2026 and 57.11% in Q3 2025, according to the filing.
  • Pre-provision net revenue: $49,770 thousand for the three months ended September 30, 2026, up from $48,974 thousand in Q2 2026 and $48,340 thousand in Q3 2025, per the filing.
  • Total assets: $9,652,095 thousand as of September 30, 2026, as stated in the filing.

Peoples Bancorp Q3 2026 Non-GAAP Reconciliations and Financial Results

Peoples Bancorp Inc. (NASDAQ:PEBO), headquartered in Marietta, Ohio, furnished an 8-K on October 26, 2026, attaching the transcript of a management conference call held on October 20, 2026 at approximately 11:00 a.m. Eastern Standard Time. The call covered results for the quarter and fiscal year ended September 30, 2026. According to the filing, a replay of the call will remain available on the company's website for one year.

The filing includes reconciliation tables translating non-GAAP measures to their closest GAAP equivalents. For Q3 2026, the company reported adjusted total non-interest expense of $72,843 thousand and adjusted revenue of $124,521 thousand, yielding the 58.50% efficiency ratio. Net income adjusted for non-core items, which adds back after-tax losses on investment securities and asset disposals, was $37,599 thousand for Q3 2026 and $102,034 thousand for the nine months ended September 30, 2026. The annualized return on average assets adjusted for non-core items was 1.57% in Q3 2026, compared with 1.47% in Q2 2026, as disclosed in the filing.

The tangible equity to tangible assets ratio stood at 9.06% as of September 30, 2026, according to the filing, compared with 9.25% at June 30, 2026 and 8.53% at September 30, 2025. Return on average tangible equity was 15.84% for Q3 2026, compared with 14.03% in Q2 2026 and 16.17% in Q3 2025, per the non-GAAP tables included in the filing. The provision for credit losses was $3,569 thousand for Q3 2026, down from $4,709 thousand in Q2 2026 and $7,280 thousand in Q3 2025, as reported.

What Was Disclosed

Peoples Bancorp filed an 8-K furnishing the October 20, 2026 earnings call transcript and non-GAAP reconciliation tables for the quarter and nine months ended September 30, 2026. The information is furnished, not filed, for purposes of Section 18 of the Exchange Act, as stated in the filing.