OpenPayd Global Holdings Limited filed a Form 425 on November 13, 2026, containing a transcript of an interview with CEO Iana Dimitrova posted by FXC Intelligence on November 12, 2026, discussing the proposed business combination with Titan Acquisition Corp and OpenPayd's business outlook.

Key Highlights

  • Proposed combination: OpenPayd announced its proposed business combination with Titan Acquisition Corp on June 1, 2026, which is expected to result in OpenPayd listing on the Nasdaq Stock Exchange.
  • Payment volume: According to CEO Iana Dimitrova, OpenPayd processes over $300 billion of payments volume on an annualized basis.
  • Revenue and profitability: The filing states OpenPayd delivers over $100 million of ARR and that "the business is profitable, cash flow positive."
  • Customer base: OpenPayd services more than 1,300 corporate customers, according to the interview transcript.
  • U.S. licensing: Dimitrova stated OpenPayd has over 40 licenses in the U.S. and is working to build local payment rail connectivity for the U.S. market.
  • Early customers named: The transcript identifies eToro and SwissBorg as among OpenPayd's early customers.

OpenPayd and Titan Combination: CEO Outlines Business Model and Growth Plans

The Form 425 was filed by OpenPayd Global Holdings Limited pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934. The subject company is Titan Acquisition Corp, Commission File No. 001-42590. The filing consists of a transcript of an interview between FXC Intelligence Founder and CEO Daniel Webber and OpenPayd CEO Iana Dimitrova, originally posted on November 12, 2026.

In the interview, Dimitrova described OpenPayd as operating "at the intersection of traditional payments and banking services on the one hand and regulated digital assets on the other hand." She said the platform offers payment accounts, local and international payments, treasury management services, and conversion services in both fiat and digital assets. Dimitrova characterized OpenPayd's infrastructure as "industry-agnostic" and "rails-agnostic," meaning it supports both fiat payment rails and blockchain or stablecoin-related payments. She noted consistent quarter-on-quarter growth over the past few years.

Regarding the U.S. market, Dimitrova stated that obtaining money transmission licenses and building local payment rail connectivity has "always been part of the plan." She also referenced expansion interest in the Middle East and Far East, citing customer demand in those regions. On the topic of agentic payments, Dimitrova said OpenPayd is focused on building "the controls and the checks and balances" into its infrastructure to support payment instructions executed through third-party agents. The interview also noted that OpenPayd was originally founded to serve digital asset businesses that faced difficulty accessing traditional banking, citing what Dimitrova described as businesses being "severely underbanked or debanked."

What Was Disclosed

OpenPayd filed a Form 425 containing a CEO interview transcript discussing the proposed combination with Titan Acquisition Corp, OpenPayd's current operating metrics including over $300 billion in annualized payment volume and over $100 million in ARR, and plans for U.S. and international expansion.