OpenPayd Global Holdings Limited filed a Form 425 on October 29, 2026, containing a transcript of a CEO interview given at Money20/20 USA 2026 in Las Vegas, Nevada on October 19, 2026, discussing the company's proposed business combination with Titan Acquisition Corp.

Key Highlights

  • Proposed combination announced June 1, 2026: OpenPayd and Titan Acquisition Corp announced their proposed business combination, which is expected to result in OpenPayd becoming publicly traded on the Nasdaq Stock Exchange.
  • 43 US money transmission licenses acquired: According to CEO Iana Dimitrova, OpenPayd acquired 43 US money transmission licenses approximately one month before the interview.
  • Named partnerships disclosed: The filing identifies Kraken, Crypto.com, and eToro as existing customers, and Circle and Fireblocks as direct partners within the stablecoin space.
  • Titan track record cited: Dimitrova stated that Titan's team was involved in founding the Bancorp Bank in 1999 and completed five successful de-SPAC transactions, including Payoneer and CardConnect.
  • Geographic expansion focus: The filing states OpenPayd is targeting the US and Asia as its next areas of expansion.
  • Subject Company Commission File: Titan Acquisition Corp carries Commission File No. 001-42590.

OpenPayd's CEO Outlines Infrastructure Platform and Merger Details in Money20/20 Interview

The Form 425, filed pursuant to Rule 425 under the Securities Act of 1933 and deemed filed pursuant to Rule 14a-12 under the Securities Exchange Act of 1934, consists of a transcript of an interview conducted by Tech Edge Editor-in-Chief John Jannarone with OpenPayd CEO Iana Dimitrova. The interview took place on October 19, 2026, during Money20/20 USA 2026 in Las Vegas, Nevada. The subject company of the filing is Titan Acquisition Corp, Commission File No. 001-42590.

During the interview, Dimitrova described OpenPayd as "an infrastructure provider" that helps businesses "move and manage money cross-border" through what she called a "rail-agnostic infrastructure." She stated the platform supports both fiat currencies and digital assets through a single API, allowing businesses to "hold, store, send, and receive value through any fiat channel, as well as through the blockchain." Regarding stablecoins, Dimitrova said they "have absolutely exploded" and that the primary use case is cross-border payments, referring to what she called the "stablecoin sandwich." She cited changing regulation in Europe and the US as a driver of institutional adoption.

On the proposed merger, Dimitrova noted that Titan's team includes "one of the founding team of the Bancorp Bank here in the US, started in 1999," and that Titan has completed "five successful de-SPAC transactions." She indicated that three out of five predecessor entities "traded quite well, in some cases even gotten acquired," though the specific three were not named. On growth strategy, she stated the company recently acquired 43 US money transmission licenses and identified the US and Asia as its primary expansion targets. The filing notes that the communication contains forward-looking statements subject to the company's cautionary language under the Private Securities Litigation Reform Act of 1995.

What Was Disclosed

OpenPayd filed a Form 425 containing a CEO interview transcript covering the company's infrastructure platform, stablecoin and digital asset capabilities, named partnerships, US license acquisitions, geographic expansion plans, and details of its proposed merger with Titan Acquisition Corp.