North Reef Capital Management LP, North Reef Capital Management GP LLC, and James Hanna, III filed a Schedule 13G with the SEC on November 13, 2026, disclosing beneficial ownership of 3,380,000 shares of Ameris Bancorp common stock as of September 30, 2026.

Key Highlights

  • Three reporting persons: North Reef Capital Management LP, North Reef Capital Management GP LLC, and James Hanna, III each report identical beneficial ownership figures.
  • Aggregate beneficial ownership: 3,380,000 shares of Ameris Bancorp common stock, par value $1 per share (CUSIP 03076K108).
  • Percent of class: The filing reports the aggregate position represents 5.04% of the class.
  • Shared voting and dispositive power only: Each reporting person discloses 0 shares with sole voting or sole dispositive power; all 3,380,000 shares are held with shared voting and shared dispositive power.
  • Triggering event date: The date of the event requiring the filing is stated as September 30, 2026.
  • Business address: The reporting persons are located at 1833 South Coast Highway, Suite 210, Laguna Beach, California 92651.

North Reef Capital Management Crosses 5% Threshold in Ameris Bancorp

According to the Schedule 13G filed on November 13, 2026, North Reef Capital Management LP, its general partner North Reef Capital Management GP LLC, and James Hanna, III collectively reported beneficial ownership of 3,380,000 shares of Ameris Bancorp (NYSE:ABCB) common stock, representing 5.04% of the class as of September 30, 2026. The filing identifies North Reef Capital Management LP as an investment adviser and limited partnership, organized in Delaware, while North Reef Capital Management GP LLC is identified as a Delaware limited liability company. James Hanna, III is listed as a California individual and is the managing member of North Reef Capital Management GP LLC, as indicated by the signature block.

The filing discloses that none of the three reporting persons holds any sole voting or sole dispositive power over the 3,380,000 shares. All voting power and dispositive power is shared among the reporting persons. The Schedule 13G was filed pursuant to Rule 13d-1, and the certification included in the filing states that the securities "were acquired and are held in the ordinary course of business and were not acquired and are not held for the purpose of or with the effect of changing or influencing the control of the issuer."

Ameris Bancorp's principal executive offices are listed at 3490 Piedmont Rd N.E., Suite 1550, Atlanta, GA 30305. The filing was signed on November 13, 2026, by Daniel Locasto as Chief Compliance Officer on behalf of North Reef Capital Management LP, and by James Hanna, III as Managing Member of North Reef Capital Management GP LLC and in his individual capacity.

What Was Disclosed

North Reef Capital Management LP, its GP entity, and James Hanna, III filed a Schedule 13G reporting shared beneficial ownership of 3,380,000 shares, or 5.04%, of Ameris Bancorp common stock, with the triggering event dated September 30, 2026.