Narragansett Bancorp, Inc. filed a Form 8-K on November 4, 2026, disclosing that its two-tier holding company reorganization and related stock offering closed on November 2, 2026.

Key Highlights

  • Reorganization closed: The two-tier holding company reorganization of BayCoast Bank and Narragansett Financial Corporation, along with the related stock offering of Narragansett Bancorp, Inc., closed on November 2, 2026, according to the filing.
  • Expected closing announced first: On October 29, 2026, BayCoast Bank announced the expected closing date of the proposed reorganization and stock offering.
  • Two press releases attached: The filing includes Exhibit 99.1 (press release dated October 29, 2026) and Exhibit 99.2 (press release dated November 2, 2026).
  • Emerging growth company: The registrant indicated it is an emerging growth company as defined under applicable SEC rules.
  • Signed by CFO: The filing was signed by Diana Taxiera, Senior Vice President, Chief Financial Officer and Treasurer of Narragansett Bancorp, Inc.

BayCoast Bank Reorganization Into Narragansett Bancorp Completed

According to the Form 8-K filed November 4, 2026, Narragansett Bancorp, Inc. (NASDAQ:NARA) disclosed two key events tied to its corporate reorganization. On October 29, 2026, BayCoast Bank announced the expected closing date of a proposed two-tier holding company reorganization involving the Bank and Narragansett Financial Corporation, as well as a related stock offering by Narragansett Bancorp, Inc.

The filing further disclosed that on November 2, 2026, the Company announced the actual closing of that reorganization and the accompanying stock offering. The 8-K was filed under Item 8.01 (Other Events) and does not contain financial statements or pro forma financial information within the body of the report itself. The two press releases underlying these announcements are attached as Exhibit 99.1 and Exhibit 99.2, respectively.

The registrant is incorporated in Maryland, maintains its principal executive offices at 330 Swansea Mall Drive, Swansea, Massachusetts 02777, and carries Commission File No. 333-296731. The filing identifies the company as an emerging growth company. No other substantive financial data, transaction pricing, or share-count details are included in the body of this 8-K.

What Was Disclosed

Narragansett Bancorp disclosed the October 29, 2026 announcement of an expected closing and the November 2, 2026 completion of its two-tier holding company reorganization and related stock offering, with supporting press releases attached as exhibits.