Midland States Bancorp, Inc. filed its Form 10-Q for the quarterly period ended September 30, 2026, with the SEC on October 29, 2026, reporting third-quarter net interest income of $62.7 million and total assets of $6.82 billion.

Key Highlights

  • Net interest income: $62,722 thousand for the three months ended September 30, 2026, up from $61,117 thousand in the same period of 2025.
  • Total assets: $6,816,842 thousand at September 30, 2026, compared with $6,513,420 thousand at December 31, 2025.
  • Total loans, net: $4,221,976 thousand at September 30, 2026, down from $4,282,785 thousand at December 31, 2025.
  • Total deposits: $5,617,438 thousand at September 30, 2026, compared with $5,424,379 thousand at December 31, 2025.
  • Allowance for credit losses on loans: $60,852 thousand at September 30, 2026, down from $69,219 thousand at December 31, 2025.
  • Common shares outstanding: 20,801,859 at September 30, 2026, compared with 21,169,854 at December 31, 2025; as of October 20, 2026, the registrant reported 20,802,347 shares outstanding.
  • Retained earnings: $120,601 thousand at September 30, 2026, up from $86,825 thousand at December 31, 2025.

Midland States Bancorp Balance Sheet and Income Results for Third Quarter 2026

According to the filing, Midland States Bancorp (NASDAQ:MSBI) reported total assets of $6,816,842 thousand at September 30, 2026, an increase from $6,513,420 thousand at December 31, 2025. The company disclosed that investment securities available for sale, at fair value, rose to $1,905,194 thousand from $1,523,001 thousand over the same period. Total liabilities increased to $6,285,475 thousand from $5,947,921 thousand, driven in part by growth in interest-bearing deposits, which reached $4,644,050 thousand at September 30, 2026, up from $4,383,968 thousand at year-end 2025.

On the income side, the filing reported net interest income of $62,722 thousand for the three months ended September 30, 2026, compared with $61,117 thousand for the three months ended September 30, 2025. For the nine months ended September 30, 2026, net interest income was $179,728 thousand versus $178,102 thousand for the same period in 2025. Total interest income for the third quarter of 2026 was $93,021 thousand, down from $98,493 thousand in the prior-year quarter, while total interest expense declined to $30,299 thousand from $37,376 thousand in the same comparison period, according to the filing.

The filing disclosed that total shareholders' equity was $531,367 thousand at September 30, 2026, compared with $565,499 thousand at December 31, 2025. The company reported accumulated other comprehensive loss, net of tax, of $(122,197) thousand at September 30, 2026, widening from $(60,333) thousand at December 31, 2025. Preferred stock outstanding consisted of 115,000 Series A shares at a $1,000 per share liquidation preference, with 40,000,000 common shares authorized, according to the filing.

What Was Disclosed

Midland States Bancorp filed its quarterly report for the period ended September 30, 2026, disclosing consolidated balance sheet figures, income statement results for the three and nine months ended September 30, 2026 and 2025, and capital and deposit information as of that date.