loanDepot, Inc. filed its Form 10-Q for the quarterly period ended September 30, 2026 with the U.S. Securities and Exchange Commission on November 9, 2026, reporting consolidated total assets of $6,163,751 thousand and a retained deficit of $675,879 thousand.

Key Highlights

  • Total assets: $6,163,751 thousand as of September 30, 2026, down from $6,857,936 thousand at December 31, 2025, according to the filing.
  • Loans held for sale: $1,979,288 thousand at fair value as of September 30, 2026, compared to $3,165,542 thousand at December 31, 2025.
  • Servicing rights: $1,725,465 thousand at fair value as of September 30, 2026, up from $1,658,223 thousand at December 31, 2025.
  • Retained deficit: $(675,879) thousand at September 30, 2026, compared to $(614,398) thousand at December 31, 2025.
  • Net interest income: $2,959 thousand for the three months ended September 30, 2026, versus $3,059 thousand for the same period in 2025.
  • Shares outstanding: 234,459,586 shares of Class A common stock and 104,182,166 shares of Class B common stock outstanding as of November 4, 2026, as reported in the filing.
  • Debt obligations: $2,016,069 thousand net as of September 30, 2026, down from $2,100,303 thousand at December 31, 2025.

loanDepot's Balance Sheet and Income Results for the Quarter Ended September 30, 2026

According to the filing, loanDepot, Inc. (NYSE:LDI) reported consolidated total assets of $6,163,751 thousand as of September 30, 2026, a decrease from $6,857,936 thousand at December 31, 2025. The company disclosed that cash and cash equivalents declined to $214,413 thousand from $337,232 thousand over the same period. Warehouse and other lines of credit fell to $1,851,744 thousand from $2,902,539 thousand, and total liabilities decreased to $5,852,837 thousand from $6,471,926 thousand.

The filing disclosed that gain on origination and sale of loans, net was $159,372 thousand for the three months ended September 30, 2026, compared to $201,304 thousand for the three months ended September 30, 2025. For the nine months ended September 30, 2026, that figure was $528,118 thousand, versus $542,490 thousand for the same nine-month period in 2025. Origination income, net was $64,607 thousand for the third quarter of 2026, up from $34,750 thousand in the third quarter of 2025. Servicing fee income was $112,672 thousand for the three months ended September 30, 2026, compared to $111,783 thousand for the same period in 2025.

The registrant reported total equity of $310,914 thousand at September 30, 2026, down from $386,010 thousand at December 31, 2025. The retained deficit widened to $(675,879) thousand from $(614,398) thousand over that period. The filing noted that noncontrolling interest stood at $124,694 thousand at September 30, 2026, compared to $151,496 thousand at year-end 2025. The company also disclosed that Class C and Class D common stock, each previously issued, had no shares outstanding as of September 30, 2026, while Class A and Class B common stock were each issued and outstanding. The filing contains forward-looking statements that, according to the company, "are based on our management's beliefs and assumptions" and are subject to known and unknown risks and uncertainties.

What Was Disclosed

loanDepot filed its quarterly report covering the period ended September 30, 2026, disclosing consolidated balance sheet and income statement figures, including a decrease in total assets to $6,163,751 thousand, a widening retained deficit, and changes in loan and servicing right balances compared to December 31, 2025.