JPMorgan Chase Financial Company LLC filed a free writing prospectus fact sheet dated October 29, 2026, disclosing the terms of market linked securities auto-callable with contingent coupon and contingent downside, linked to the common stock of SoFi Technologies, Inc., with a stated maturity date of November 2, 2027.

Key Highlights

  • Underlying stock: The common stock of SoFi Technologies, Inc. (Bloomberg ticker: SOFI)
  • Contingent coupon rate: At least 19.75% per annum, with monthly payments made only if the stock closing price on the related calculation day is greater than or equal to the threshold price
  • Threshold price: 70% of the starting price, which is the stock closing price on the pricing date of October 30, 2026
  • Auto-call feature: Securities will be automatically called if the stock closing price on any calculation day from April 2027 to September 2027, inclusive, is greater than or equal to the starting price
  • Principal at risk: If not called and the ending price is less than the threshold price, investors "will lose more than 30%, and possibly all, of the principal amount" at maturity
  • Estimated value: Approximately $958.90 per security if the securities priced on October 29, 2026, and will not be less than $920.00 per security when final terms are set
  • Fees and commissions: Up to 1.575% for Wells Fargo Securities, LLC, with dealers including Wells Fargo Advisors potentially receiving 1.00% of that fee plus a distribution expense fee of 0.075%

Terms and Structure of JPMorgan's SoFi-Linked Auto-Callable Securities

According to the filing, JPMorgan Chase Financial Company LLC is the issuer of these market linked securities, with JPMorgan Chase & Co. serving as the guarantor on a fully and unconditionally guaranteed basis. The securities carry a principal amount of $1,000 per security and are denominated in multiples of $1,000. The CUSIP is 46661QWG6. The pricing date is October 30, 2026, the issue date is November 4, 2026, and the stated maturity date is November 2, 2027, all subject to change as noted in the filing.

The filing discloses that contingent coupon payments are calculated monthly as ($1,000 multiplied by the contingent coupon rate) divided by 12, and are paid only when the stock closing price of SoFi Technologies, Inc. on the relevant calculation day is at or above the threshold price. Calculation days occur monthly on the 28th day of each month, commencing November 2026 and ending October 2027, with October 28, 2027 designated as the final calculation day. The filing states that the auto-call feature applies to calculation days from April 2027 through September 2027, inclusive, and that upon an automatic call, holders receive the principal amount plus a final contingent coupon payment.

The filing explicitly warns that "if the securities are not automatically called and the ending price is less than the threshold price, you will lose more than 30%, and possibly all, of the principal amount of your securities at maturity." The filing also notes that the securities are unsecured and unsubordinated obligations of JPMorgan Chase Financial Company LLC, and that any payment is subject to the credit risk of both the issuer and JPMorgan Chase & Co. as guarantor. The filing further states that "the securities are not bank deposits, are not insured by the Federal Deposit Insurance Corporation or any other governmental agency."

What Was Disclosed

JPMorgan Chase Financial Company LLC filed a free writing prospectus fact sheet covering auto-callable market linked securities tied to SoFi Technologies, Inc. common stock, detailing the contingent coupon rate of at least 19.75% per annum, the 70% threshold price, auto-call conditions, principal-at-risk terms, and an estimated value of approximately $958.90 per security.