Isabella Bank Corporation filed its quarterly report on Form 10-Q with the SEC on August 10, 2026, covering the three- and six-month periods ended June 30, 2026.

Key Highlights

  • Net income: $5,041 thousand for the three months ended June 30, 2026, compared to $5,031 thousand in the same period of 2025.
  • Six-month net income: $10,033 thousand for the first half of 2026, up from $8,980 thousand in the first half of 2025.
  • Net interest income: $18,084 thousand for Q2 2026, compared to $15,129 thousand for Q2 2025.
  • Total assets: $2,219,641 thousand at June 30, 2026, compared to $2,209,448 thousand at December 31, 2025.
  • Merger-related expenses: $505 thousand recorded in Q2 2026, with no comparable amount in Q2 2025.
  • Basic and diluted EPS: $0.69 per common share for Q2 2026, versus $0.68 in Q2 2025.
  • Shares outstanding: 7,628,809 at June 30, 2026, up from 7,322,207 at December 31, 2025.

Isabella Bank Corporation Second Quarter 2026 Balance Sheet and Income Summary

According to the filing, Isabella Bank Corporation (Nasdaq: ISBA) reported net income of $5,041 thousand for the three months ended June 30, 2026, a modest increase from $5,031 thousand in the prior-year quarter. For the six months ended June 30, 2026, the company reported net income of $10,033 thousand, compared to $8,980 thousand for the same period in 2025. Basic and diluted earnings per common share were $0.69 for Q2 2026 versus $0.68 in Q2 2025, and $1.37 for the first half of 2026 versus $1.21 for the first half of 2025, the filing stated.

Net interest income increased to $18,084 thousand in Q2 2026 from $15,129 thousand in Q2 2025, according to the filing. Total interest income was $26,216 thousand for Q2 2026 versus $23,242 thousand in Q2 2025, while total interest expense was approximately flat at $8,132 thousand compared to $8,113 thousand in the year-ago quarter. The company recorded a provision for credit losses of $895 thousand in Q2 2026, compared to a reversal of credit losses of $1,099 thousand in Q2 2025. The allowance for credit losses stood at $14,479 thousand at June 30, 2026, versus $13,727 thousand at December 31, 2025, the filing disclosed.

Total assets were $2,219,641 thousand at June 30, 2026, up from $2,209,448 thousand at December 31, 2025, according to the balance sheet. Total deposits declined to $1,809,913 thousand from $1,819,654 thousand over the same period. Total shareholders' equity increased to $248,704 thousand from $231,396 thousand, the filing noted. Noninterest expenses for Q2 2026 included $505 thousand in merger-related expenses, a line item absent in Q2 2025. Cash dividends per common share were $0.28 for Q2 2026, unchanged from Q2 2025, the filing reported.

What Was Disclosed

Isabella Bank Corporation's Form 10-Q for the quarter ended June 30, 2026 disclosed consolidated balance sheet data, income statement results for three- and six-month periods, per-share figures, credit loss provisions, and merger-related expenses, along with changes in shares outstanding and shareholders' equity.