Isabella Bank Corporation filed its Form 10-Q for the quarterly period ended September 30, 2026 with the SEC on October 30, 2026, reporting third-quarter net income of $6,605 thousand and nine-month net income of $16,638 thousand.

Key Highlights

  • Q3 net income: $6,605 thousand, up from $5,240 thousand in Q3 2025.
  • Q3 basic and diluted EPS: $0.86, compared with $0.71 in the prior-year quarter.
  • Q3 net interest income: $19,373 thousand, versus $16,162 thousand in Q3 2025.
  • Total assets: $2,240,515 thousand as of September 30, 2026, up from $2,209,448 thousand at December 31, 2025.
  • Total deposits: $1,892,608 thousand at September 30, 2026, compared with $1,819,654 thousand at year-end 2025.
  • Merger-related expenses: $672 thousand in Q3 2026 and $1,177 thousand for the nine months ended September 30, 2026; no such expense was recorded in the comparable 2025 periods.
  • Cash dividends per common share: $0.28 for Q3 2026, unchanged from Q3 2025.

Isabella Bank Corporation Reports Third-Quarter 2026 Financial Results

According to the filing, Isabella Bank Corporation (NASDAQ:ISBA), headquartered in Mt. Pleasant, Michigan, reported net income of $6,605 thousand for the three months ended September 30, 2026, compared with $5,240 thousand for the same period in 2025. For the nine months ended September 30, 2026, the company disclosed net income of $16,638 thousand, up from $14,220 thousand for the nine months ended September 30, 2025. Basic and diluted earnings per common share for the third quarter were each $0.86, versus $0.71 in the prior-year quarter.

The filing reported total interest income of $27,517 thousand for Q3 2026, compared with $24,882 thousand in Q3 2025. Total interest expense decreased to $8,144 thousand from $8,720 thousand over the same comparison, resulting in net interest income of $19,373 thousand for the quarter. On the expense side, the company disclosed merger-related expenses of $672 thousand in Q3 2026 and $1,177 thousand for the nine-month period, with no corresponding charges in the 2025 comparative periods. Total noninterest expenses for Q3 2026 were $15,648 thousand, up from $13,985 thousand a year earlier.

As of September 30, 2026, the filing reported total assets of $2,240,515 thousand and total deposits of $1,892,608 thousand. Cash and cash equivalents grew to $138,540 thousand from $26,041 thousand at December 31, 2025. Total shareholders' equity stood at $245,585 thousand, up from $231,396 thousand at year-end 2025. The allowance for credit losses was $14,398 thousand at September 30, 2026. Common shares issued and outstanding were 7,653,498 at September 30, 2026, compared with 7,322,207 at December 31, 2025, and the number of common shares outstanding as of October 28, 2026 was reported as 7,651,045.

What Was Disclosed

Isabella Bank Corporation disclosed its unaudited financial results for the three and nine months ended September 30, 2026, including income statements, balance sheets, and per-share data, along with the emergence of merger-related expenses not present in prior-year periods.