HSBC Holdings plc filed a Form 6-K with the U.S. Securities and Exchange Commission on 27 October 2026, reporting earnings results for the three-month and nine-month periods ended 30 September 2026.

Key Highlights

  • Profit before tax (Q3 2026): $9.6bn, up $2.3bn or 32% compared with Q3 2025, according to the filing.
  • Profit after tax (Q3 2026): $7.6bn, up $2.1bn or 38% compared with Q3 2025.
  • Revenue (Q3 2026): $18.6bn, an increase of $0.8bn compared with Q3 2025, primarily reflecting growth in banking net interest income.
  • Annualised RoTE (Q3 2026): 17.7%, compared with 12.3% in Q3 2025; excluding notable items, 18.2%, a rise of 1.6 percentage points.
  • CET1 capital ratio: 13.9% as of the period end, down 0.2 percentage points from 30 June 2026.
  • Third interim dividend: $0.10 per share approved by the Board.
  • New share buy-back: Up to $1bn initiated, expected to complete by the 2026 full-year results announcement.

HSBC Holdings Third-Quarter and Nine-Month 2026 Financial Results

According to the filing, HSBC Holdings plc (NYSE:HSBC) reported profit before tax of $9.6bn for the third quarter of 2026, an increase of $2.3bn or 32% compared with the same quarter a year earlier. The company disclosed that this increase was "primarily due to a net favourable impact from notable items of $1.4bn, which reflected the non-recurrence of legal provisions in 3Q25 of $1.4bn," and also reflected growth in revenue and lower expected credit losses and other credit impairment charges. Constant currency profit before tax excluding notable items increased by $0.9bn to $10.0bn compared with Q3 2025.

Revenue of $18.6bn rose by $0.8bn compared with Q3 2025, the filing stated, driven primarily by growth in banking net interest income, which increased by $0.6bn to $11.7bn. Net interest income overall was $9.3bn, up $0.5bn or 6%. Net interest margin of 1.57% was stable compared with Q3 2025. Expected credit losses of $0.8bn decreased by $0.2bn or 17%, partly reflecting a $0.1bn reduction in stage 3 charges related to the Hong Kong commercial real estate sector. Operating expenses of $8.8bn were $1.3bn or 12% lower than in Q3 2025, a decrease that included the favourable net impact of $1.4bn from notable items.

For the nine months ended 30 September 2026, the filing reported profit before tax of $29.2bn, up $6.0bn or 26% compared with the same period in 2025, and profit after tax of $22.9bn, up $4.9bn or 28%. Revenue for the nine-month period increased by $4.5bn or 9% to $56.4bn. The annualised RoTE for the nine-month period was 18.0%, and 18.8% excluding notable items, a rise of 1.1 percentage points compared with the prior-year period. The company also disclosed that on 28 September 2026 it completed the $1bn share buy-back announced at its interim results, and the Board has approved a third interim dividend of $0.10 per share.

What Was Disclosed

HSBC Holdings plc disclosed its Q3 2026 and nine-month 2026 earnings results via Form 6-K, covering profit, revenue, net interest income, credit losses, capital ratios, dividends, and share buy-back activity for periods ended 30 September 2026.