Hoyne Bancorp, Inc. (NASDAQ:HYNE) filed its Form 10-Q for the quarterly period ended September 30, 2026 with the U.S. Securities and Exchange Commission on November 10, 2026, reporting net income of $183 thousand for the three months ended September 30, 2026.

Key Highlights

  • Net income: $183 thousand for the three months ended September 30, 2026, compared to $70 thousand for the same period in 2025, according to the filing.
  • Net interest income: $4,638 thousand for the third quarter of 2026, up from $3,414 thousand in the third quarter of 2025, as reported in the filing.
  • Loans receivable: $294,357 thousand, net of allowance, as of September 30, 2026, compared to $267,949 thousand at December 31, 2025.
  • Total assets: $479,013 thousand as of September 30, 2026, versus $489,377 thousand at December 31, 2025.
  • Total deposits: $308,994 thousand as of September 30, 2026, down from $321,551 thousand at December 31, 2025.
  • Shares outstanding: 8,096,938 shares of common stock as of November 10, 2026, with earnings per share of $0.02 basic and diluted for both the three and nine months ended September 30, 2026.
  • Comprehensive loss: $(2,188) thousand for the three months ended September 30, 2026, driven by an unrealized loss on available-for-sale securities of $(2,371) thousand after tax.

Hoyne Bancorp Third Quarter 2026 Financial Results and Balance Sheet Position

According to the filing, Hoyne Bancorp reported total interest income of $5,558 thousand for the three months ended September 30, 2026, compared to $5,000 thousand in the prior-year quarter. Interest income from loans receivable rose to $4,682 thousand from $3,991 thousand. Total interest expense decreased to $920 thousand from $1,586 thousand, with deposit interest expense falling to $913 thousand from $1,586 thousand. The resulting net interest income for the quarter was $4,638 thousand, versus $3,414 thousand a year earlier.

The filing disclosed total noninterest expense of $4,537 thousand for the three months ended September 30, 2026, compared to $3,416 thousand in the same period of 2025. Compensation was the largest component at $2,727 thousand, up from $1,711 thousand a year prior. Total noninterest income was $300 thousand for the third quarter of 2026, compared to $232 thousand in the third quarter of 2025. Income before income taxes was $266 thousand for the quarter, with a tax expense of $83 thousand, resulting in net income of $183 thousand.

As of September 30, 2026, the company reported total stockholders' equity of $159,192 thousand, compared to $161,366 thousand at December 31, 2025. Accumulated other comprehensive loss was $(13,654) thousand at September 30, 2026, versus $(10,886) thousand at December 31, 2025. The filing noted that Hoyne Bancorp, Inc. was formed as the stock holding company for Hoyne Savings Bank in connection with a conversion from mutual to stock form of organization completed December 3, 2025, and that certain prior-period financial information relates to the predecessor consolidated entity.

What Was Disclosed

Hoyne Bancorp filed its quarterly report covering the period ended September 30, 2026, disclosing consolidated balance sheets, income statements, and changes in stockholders' equity, including net income of $183 thousand for Q3 2026 and total assets of $479,013 thousand.