Hanmi Financial Corporation filed its quarterly report on Form 10-Q with the SEC on August 7, 2026, covering the three and six months ended June 30, 2026, and reporting net income of $23.5 million for the second quarter.

Key Highlights

  • Q2 net income: $23,505 thousand for the three months ended June 30, 2026, compared with $15,117 thousand for the same period in 2025, according to the filing.
  • Diluted EPS: $0.79 for Q2 2026, up from $0.50 in Q2 2025, as reported in the consolidated statements of income.
  • Net interest income: $63,857 thousand before credit loss expense for the second quarter of 2026, versus $57,139 thousand in Q2 2025.
  • Total assets: $8,001,473 thousand as of June 30, 2026, compared with $7,869,185 thousand as of December 31, 2025.
  • Total deposits: $6,955,342 thousand as of June 30, 2026, up from $6,677,650 thousand at year-end 2025.
  • Credit loss expense: $1,186 thousand in Q2 2026, down from $7,631 thousand in Q2 2025.
  • Shares outstanding: 29,649,255 shares of common stock as of July 30, 2026, per the filing's cover page.

Hanmi Financial Q2 2026: Income Growth and Balance Sheet Expansion

Hanmi Financial Corporation (Nasdaq Global Select Market: HAFC) reported net income of $23,505 thousand for the three months ended June 30, 2026, a significant increase from the $15,117 thousand recorded in the comparable quarter of 2025, according to the unaudited consolidated statements of income included in the filing. For the six months ended June 30, 2026, net income totaled $46,062 thousand, compared with $32,789 thousand for the first half of 2025. Basic earnings per share were $0.79 for Q2 2026 and $1.54 for the six-month period, the filing disclosed.

Total interest and dividend income reached $103,322 thousand for Q2 2026, up from $101,333 thousand in Q2 2025, driven primarily by interest and fees on loans of $94,808 thousand. Total interest expense fell to $39,465 thousand from $44,194 thousand in the prior-year quarter, resulting in net interest income before credit loss expense of $63,857 thousand. The filing reported credit loss expense of $1,186 thousand for Q2 2026, sharply lower than the $7,631 thousand recorded in Q2 2025. Total noninterest income was $8,348 thousand for the quarter, while total noninterest expense rose to $39,039 thousand from $36,347 thousand a year earlier, with data processing and salaries among the larger line items.

On the balance sheet, the company reported total assets of $8,001,473 thousand as of June 30, 2026, reflecting growth from $7,869,185 thousand at December 31, 2025. Net loans stood at $6,464,837 thousand, and total deposits grew to $6,955,342 thousand. Borrowings were reported at zero as of June 30, 2026, compared with $150,000 thousand at December 31, 2025. Total stockholders' equity was $812,680 thousand, up from $796,386 thousand at the prior year-end. The allowance for credit losses was $70,475 thousand as of June 30, 2026.

What Was Disclosed

The filing covers Hanmi Financial's unaudited financial results for Q2 and the first half of 2026, including consolidated balance sheets, income statements, comprehensive income, and changes in stockholders' equity, with comparisons to prior-year periods and December 31, 2025 balances.