Fiserv, Inc. filed its Form 10-Q with the SEC on November 4, 2026, covering the quarterly period ended September 30, 2026, disclosing a $6.452 billion goodwill impairment charge that drove a net loss of $5.941 billion attributable to the company for the third quarter.

Key Highlights

  • Goodwill impairment: Fiserv recorded a $6.452 billion goodwill impairment charge in Q3 2026, with no comparable charge in Q3 2025, according to the filing.
  • Net loss attributable to Fiserv: The company reported a net loss attributable to Fiserv, Inc. of $5.941 billion for the three months ended September 30, 2026, compared to net income of $792 million in the same period of 2025.
  • Total revenue: Total revenue for Q3 2026 was $5.196 billion, versus $5.263 billion in Q3 2025, the filing disclosed.
  • Gain on early debt extinguishment: The company reported a gain on early debt extinguishment of $29 million for the three months ended September 30, 2026, and $183 million for the nine months ended September 30, 2026.
  • Shares outstanding: As of October 30, 2026, there were 532,047,720 shares of common stock outstanding, the filing stated.
  • Total assets: Total assets stood at $72.587 billion as of September 30, 2026, down from $80.133 billion at December 31, 2025, reflecting the impairment's effect on goodwill.

Fiserv's Third-Quarter 2026 Financial Results Dominated by Goodwill Charge

Fiserv, Inc. (NASDAQ:FISV), a Wisconsin-based provider of financial technology and payment processing services, reported a significant operating loss for the three months ended September 30, 2026, driven primarily by a $6.452 billion goodwill impairment charge recorded in the quarter. According to the filing, the company's total expenses reached $10.690 billion in Q3 2026, compared with $3.827 billion in Q3 2025, with the impairment charge accounting for the bulk of the increase.

The filing disclosed that total revenue declined modestly to $5.196 billion in Q3 2026 from $5.263 billion in Q3 2025. Processing and services revenue was $4.231 billion, down from $4.273 billion in the prior-year quarter, while product revenue was $965 million compared to $990 million. For the nine months ended September 30, 2026, total revenue was $15.515 billion versus $15.909 billion in the same period of 2025. The company also reported a net gain on disposition of businesses and other assets of $102 million for Q3 2026 and $191 million for the nine-month period.

On the balance sheet, the filing showed goodwill declined to $30.953 billion at September 30, 2026 from $37.703 billion at December 31, 2025. Total equity fell to $21.084 billion from $25.809 billion over the same period. Long-term debt stood at $25.809 billion as of September 30, 2026, compared with $27.758 billion at year-end 2025. The company reported interest expense, net of $333 million for Q3 2026, and a gain on early debt extinguishment of $29 million for the quarter. Basic and diluted loss per share attributable to Fiserv, Inc. for Q3 2026 were each $(11.17), compared to earnings per share of $1.46 (basic) and $1.46 (diluted) in Q3 2025.

What Was Disclosed

Fiserv's 10-Q for the quarter ended September 30, 2026 disclosed a $6.452 billion goodwill impairment charge, a net loss attributable to Fiserv of $5.941 billion for the quarter, total revenue of $5.196 billion, and 532,047,720 shares of common stock outstanding as of October 30, 2026.