First Financial Corporation filed its quarterly report on Form 10-Q with the SEC on November 4, 2026, covering the period ended September 30, 2026, and reporting results for both the third quarter and the first nine months of fiscal year 2026.

Key Highlights

  • Nine-month net income: The company reported net income of $69,988 thousand for the nine months ended September 30, 2026, compared with $57,754 thousand for the same period in 2025.
  • Third-quarter earnings per share: Basic and diluted earnings per share were $2.31 for Q3 2026, up from $1.75 in Q3 2025, according to the filing.
  • Total assets: The company disclosed total assets of $6,060,947 thousand as of September 30, 2026, versus $5,756,126 thousand at December 31, 2025.
  • Total loans: Gross loans reached $4,405,392 thousand at September 30, 2026, compared with $4,050,434 thousand at December 31, 2025, with residential loans growing from $986,955 thousand to $1,308,869 thousand.
  • Net interest income: Nine-month net interest income was $181,681 thousand, up from $159,249 thousand for the same period in 2025.
  • Comprehensive income impact: A change in unrealized losses on securities of $(40,943) thousand for the nine months ended September 30, 2026, resulted in total comprehensive income of $29,282 thousand, the filing stated.
  • Shares outstanding: As of November 1, 2026, the registrant reported 11,891,896 shares of common stock outstanding.

First Financial Corporation's Q3 2026 Financial Results: Balance Sheet Growth and Income Trends

First Financial Corporation (NASDAQ:THFF), headquartered in Terre Haute, Indiana, disclosed its unaudited financial results for the quarterly period ended September 30, 2026, in a Form 10-Q filed November 4, 2026. According to the filing, net income for the third quarter of 2026 was $27,441 thousand, compared with $20,762 thousand in the third quarter of 2025. For the nine months ended September 30, 2026, the company reported net income of $69,988 thousand, up from $57,754 thousand in the prior-year period.

The filing reported total interest income of $86,929 thousand for Q3 2026, compared with $76,644 thousand in Q3 2025, while total interest expense for the same period was $23,403 thousand versus $22,041 thousand. Net interest income after provision for credit losses was $64,276 thousand for Q3 2026. The company recorded a benefit from credit losses on loans of $(250) thousand and a benefit from credit losses on unfunded commitments of $(500) thousand for the third quarter, the filing disclosed. Total non-interest expense for the nine months ended September 30, 2026, was $124,687 thousand, with salaries and employee benefits comprising $63,442 thousand of that total.

On the balance sheet, total deposits grew to $4,865,297 thousand at September 30, 2026, from $4,551,111 thousand at December 31, 2025. Total shareholders' equity was reported at $660,446 thousand, up from $650,869 thousand at year-end 2025. Accumulated other comprehensive loss widened to $(127,387) thousand from $(86,681) thousand, reflecting the change in unrealized losses on securities during the period. The allowance for credit losses stood at $49,717 thousand as of September 30, 2026.

What Was Disclosed

First Financial Corporation filed a Form 10-Q for the period ended September 30, 2026, disclosing unaudited consolidated balance sheets, income statements, and shareholders' equity data showing asset growth to $6.06 billion and nine-month net income of $69,988 thousand.