FinWise Bancorp filed its quarterly report on Form 10-Q with the U.S. Securities and Exchange Commission on November 10, 2026, covering the fiscal quarter ended September 30, 2026.

Key Highlights

  • Shares outstanding: As of November 6, 2026, FinWise Bancorp had 13,660,827 shares of common stock, $0.001 par value per share, outstanding.
  • Listing: Common stock trades on NASDAQ under the ticker FINW, as stated on the filing cover page.
  • Company status: The registrant is classified as a non-accelerated filer, a smaller reporting company, and an emerging growth company.
  • Subsidiaries: FinWise Bancorp's wholly owned subsidiaries include FinWise Bank and FinWise Investment, LLC, according to the filing.
  • Recent acquisition: The filing references the acquisition of Tallied Technologies, Inc. ("Tallied") and notes assets and liabilities of that business are classified as discontinued operations.
  • Key business lines: The company disclosed operations in banking-as-a-service ("BaaS") through fintech partnerships, Strategic Programs credit-enhanced lending, and SBA Section 7(a) loan products.

FinWise Bancorp's BaaS and Fintech Banking Operations as Reported in the September 2026 Quarter

According to the filing, FinWise Bancorp operates through its principal subsidiary, FinWise Bank, a Utah-chartered bank headquartered at 756 East Winchester, Suite 100, Murray, Utah 84107. The company's business model, as described in the filing, includes banking-as-a-service partnerships with fintech companies, nationwide Strategic Program relationships that involve credit-enhanced loans, and participation in Small Business Administration lending, specifically the Section 7(a) program under which the Bank holds Preferred Lender status.

The filing identifies several risk areas the company disclosed as relevant to its operations. These include the ability of Fintech Banking and Payment Solutions service providers to comply with regulatory requirements, changes in SBA rules, the adequacy of its allowance for credit losses, and cybersecurity and technology risks. The company also disclosed that it recently acquired Tallied Technologies, Inc., with the filing noting that assets and liabilities of that business are classified as discontinued operations, and that the company is managing integration costs and working to optimize the acquired technology platform.

The filing is listed under Commission File Number 001-40721, and the registrant confirmed it has filed all required Exchange Act reports during the preceding 12 months and has submitted all required Interactive Data Files. The forward-looking statements included in the filing are the company's own and are subject to the cautionary language contained in the filing. The common stock is registered on NASDAQ:FINW.

What Was Disclosed

FinWise Bancorp submitted its Form 10-Q for the quarter ended September 30, 2026, disclosing 13,660,827 shares outstanding as of November 6, 2026, its BaaS and fintech banking operations, the acquisition of Tallied Technologies, Inc., and risk factors related to regulation, credit, and technology.