Looking at the filing, I can confirm: - Company: Ethos Technologies Inc. - Exchange/Ticker: NASDAQ:LIFE (Class A Common Stock, trading symbol LIFE, listed on Nasdaq Global Select Market) - Form type: 10-Q - Period: quarterly period ended September 30, 2026 - Filed: November 4, 2026 The substantive disclosure content goes well beyond 150 words, so I proceed to the full article.

Ethos Technologies Inc. filed its Form 10-Q for the quarterly period ended September 30, 2026 with the U.S. Securities and Exchange Commission on November 4, 2026, disclosing financial results, operational metrics, and risk factors for the period.

Key Highlights

  • Share count as of October 28, 2026: 41,983,603 shares of Class A common stock and 23,031,596 shares of Class B common stock were outstanding, according to the filing.
  • Emerging growth company status: The registrant indicated it qualifies as an emerging growth company under Rule 12b-2 of the Exchange Act and has not elected to use the extended transition period for new or revised accounting standards.
  • Non-accelerated filer classification: Ethos Technologies identified itself as a non-accelerated filer and is not a smaller reporting company, per the filing's check-mark disclosures.
  • Not a shell company: The registrant confirmed it is not a shell company as defined in Rule 12b-2 of the Exchange Act.
  • Commission File Number: The filing carries Commission File Number 001-43065.
  • Principal offices: The company reported its principal executive offices at 90 New Montgomery Street, Suite 1500, San Francisco, California 94105.

Ethos Technologies' Third-Quarter 2026 Disclosure: Structure and Key Terms

Ethos Technologies Inc. (NASDAQ:LIFE), a Delaware-incorporated insurance technology company headquartered in San Francisco, California, submitted its quarterly report on Form 10-Q covering the period ended September 30, 2026. The filing confirms that the company had 41,983,603 shares of Class A common stock and 23,031,596 shares of Class B common stock outstanding as of October 28, 2026, and that it has met all required SEC reporting obligations during the preceding 12 months.

The report includes condensed consolidated financial statements covering balance sheets, statements of operations, statements of comprehensive income (loss), statements of redeemable convertible preferred stock and stockholders' equity (deficit), and statements of cash flows, all noted as unaudited. The filing's glossary defines several operating metrics central to the company's business, including "Activated Policy" (an insurance policy sold through the platform, excluding Wills and Estate Planning products), "Active Carriers" (carriers that issued at least one policy through the platform within the last 12 months and were continuing to offer products as of the reporting period), and "Active Selling Agents" (agents who have activated a policy through the platform within the last 12 months).

The filing also defines "Agent Debt" as the unearned portion of commission advances that becomes an amount owed to the company when a policy lapses before the advanced compensation has been earned, and explains "Persistency Estimate" as "a percentage estimating the likelihood that a currently activated policy will remain active throughout the policy's term," derived using observed persistency data and relevant industry data. The company disclosed that it operates through a "Third-Party Channel," described as its external distribution network composed of independent insurance agencies, their affiliated licensed agents, independent agents, third-party fintech companies, and other third parties. The filing also contains forward-looking statements, which the company notes involve "substantial risks and uncertainties" and are subject to its cautionary language.

What Was Disclosed

Ethos Technologies filed its quarterly report for the period ended September 30, 2026, disclosing share counts, filer classifications, organizational details, key operating metric definitions, and the structure of its unaudited condensed consolidated financial statements.