Enterprise Financial Services Corp filed its quarterly report on Form 10-Q for the period ended September 30, 2026, with the SEC on October 30, 2026, reporting third-quarter net income of $42.4 million and total assets of $17.79 billion.

Key Highlights

  • Net income: $42.444 million for the three months ended September 30, 2026, compared with $45.235 million in the same period of 2025, according to the filing.
  • Net interest income: $174.606 million for Q3 2026, up from $158.286 million in Q3 2025, as reported.
  • Provision for credit losses: $18.107 million for the three months ended September 30, 2026, compared with $8.447 million in Q3 2025.
  • Total assets: $17.792510 billion as of September 30, 2026, versus $17.300884 billion at December 31, 2025.
  • Total loans: $12.344705 billion as of September 30, 2026, up from $11.800338 billion at December 31, 2025.
  • Diluted earnings per common share: $1.14 for the three months ended September 30, 2026, versus $1.19 for the same period in 2025.
  • Shares outstanding: 35,683,235 shares of common stock as of October 28, 2026, per the filing.

Enterprise Financial Services Corp Q3 2026 Financial Results

Enterprise Financial Services Corp (NASDAQ:EFSC), based in Clayton, Missouri, disclosed its unaudited condensed consolidated financial results for the three and nine months ended September 30, 2026. According to the filing, net income for the third quarter of 2026 was $42.444 million, a decrease from $45.235 million in Q3 2025. Net income available to common stockholders was $41.506 million, or $1.14 per diluted share, compared with $44.297 million, or $1.19 per diluted share, in the prior-year quarter. For the nine months ended September 30, 2026, the company reported net income of $132.733 million and diluted earnings per common share of $3.54.

The filing reported that net interest income rose to $174.606 million in Q3 2026 from $158.286 million in Q3 2025, while total interest income increased to $238.234 million from $225.390 million over the same period. The provision for credit losses increased to $18.107 million in Q3 2026 from $8.447 million in Q3 2025. Total noninterest income was $13.214 million in Q3 2026, compared with $48.624 million in Q3 2025, with the prior-year period including $38.883 million in other income. The filing also noted that income tax expense in Q3 2025 included "$32.1 million related to recaptured tax credits."

On the balance sheet, the company reported total deposits of $15.126964 billion as of September 30, 2026, compared with $14.609342 billion at December 31, 2025. Total stockholders' equity was $1.917326 billion at September 30, 2026, down from $2.039386 billion at December 31, 2025. Accumulated other comprehensive loss widened to $(196.832) million from $(54.587) million over the same interval, reflecting changes in unrealized losses on available-for-sale securities and cash flow hedges disclosed in the statements of comprehensive income.

What Was Disclosed

Enterprise Financial Services Corp filed its Form 10-Q for the quarter ended September 30, 2026, disclosing third-quarter net income of $42.444 million, total assets of $17.79 billion, total loans of $12.34 billion, and diluted earnings per common share of $1.14.