Employers Holdings, Inc. filed its Form 10-Q for the quarterly period ended September 30, 2026, with the U.S. Securities and Exchange Commission on October 30, 2026, reporting third-quarter net income of $11.6 million against a net loss of $8.3 million in the same period a year earlier.

Key Highlights

  • Net income: $11.6 million for Q3 2026, compared to a net loss of $8.3 million in Q3 2025, according to the filing.
  • Net premiums earned: $160.2 million for the three months ended September 30, 2026, down from $192.1 million in the prior-year quarter.
  • Nine-month net income: $50.8 million for the nine months ended September 30, 2026, versus $34.2 million for the same period in 2025.
  • Shares outstanding: 17,590,493 as of September 30, 2026, down from 20,342,135 as of December 31, 2025, with treasury stock rising to 40,772,431 shares at a cost of $1,057.7 million.
  • Total assets: $3,252.1 million as of September 30, 2026, compared to $3,436.6 million at December 31, 2025.
  • Comprehensive loss: Total comprehensive loss of $50.2 million for Q3 2026, driven by $61.8 million in unrealized losses on available-for-sale investments, net of taxes.
  • Cash dividend: $0.34 per common share declared for Q3 2026, up from $0.32 in Q3 2025.

Employers Holdings Q3 2026 Financial Results: Income Recovery Offset by Investment Losses

Employers Holdings, Inc. (NYSE:EIG), a Reno, Nevada-based insurer, reported third-quarter 2026 results showing a return to profitability compared to the year-ago quarter. According to the filing, total revenues for the three months ended September 30, 2026 were $189.3 million, down from $239.3 million in Q3 2025. The decline was driven primarily by lower net premiums earned, which fell to $160.2 million from $192.1 million, and a swing in net realized and unrealized investment results to a loss of $3.2 million from a gain of $21.2 million in the prior-year period. Net investment income rose to $32.3 million from $26.1 million.

On the expense side, the filing reported losses and loss adjustment expenses of $114.0 million for Q3 2026, a reduction from $186.6 million in Q3 2025. Total expenses fell to $174.8 million from $250.5 million. The company reported diluted earnings per share of $0.64 for Q3 2026, compared to a diluted loss per share of $0.36 in Q3 2025. For the nine months ended September 30, 2026, diluted earnings per share were $2.73 versus $1.42 in the comparable prior-year period.

The balance sheet as of September 30, 2026 showed total stockholders' equity of $785.6 million, down from $955.7 million at December 31, 2025. The filing attributed a significant portion of the decline to accumulated other comprehensive loss, net of tax, which moved to $(74.0) million from $7.3 million at year-end 2025, reflecting $81.3 million in other comprehensive losses for the nine-month period. Long-term debt rose to $125.0 million from $19.0 million at December 31, 2025, while short-term debt of $16.0 million carried at year-end was eliminated. As of October 27, 2026, the filing reported 17,537,461 shares of common stock outstanding.

What Was Disclosed

Employers Holdings filed its unaudited quarterly report covering the three and nine months ended September 30, 2026, disclosing income statement, balance sheet, and stockholders' equity data, including a return to profitability in Q3 2026 and a significant increase in unrealized investment losses affecting comprehensive income.