City Holding Company filed its Form 10-Q for the quarterly period ended September 30, 2026 with the SEC on November 4, 2026, reporting third-quarter net interest income of $62,605 thousand and total assets of $6,786,251 thousand.

Key Highlights

  • Net interest income: $62,605 thousand for the three months ended September 30, 2026, up from $61,107 thousand in the same quarter of 2025.
  • Nine-month net interest income: $182,981 thousand for the nine months ended September 30, 2026, compared with $175,846 thousand for the same period in 2025.
  • Total assets: $6,786,251 thousand as of September 30, 2026, compared with $6,722,018 thousand at December 31, 2025.
  • Gross loans: $4,550,140 thousand at September 30, 2026, up from $4,503,331 thousand at December 31, 2025.
  • Total deposits: $5,358,140 thousand at September 30, 2026, compared with $5,300,988 thousand at December 31, 2025.
  • Shares outstanding: 14,076,100 shares of common stock as of November 2, 2026.
  • Accumulated other comprehensive loss: $(131,035) thousand at September 30, 2026, widening from $(76,616) thousand at December 31, 2025, driven primarily by unrealized losses on securities available for sale.

City Holding Company's Third-Quarter 2026 Financial Position and Income

According to the filing, City Holding Company (NASDAQ:CHCO), a West Virginia-based bank holding company headquartered at 25 Gatewater Road, Charleston, West Virginia, reported total interest income of $81,917 thousand for the three months ended September 30, 2026, compared with $82,090 thousand for the same quarter in 2025. Total interest expense fell to $19,312 thousand from $20,983 thousand year over year for the same period, resulting in net interest income of $62,605 thousand for the third quarter of 2026.

For the nine months ended September 30, 2026, the company disclosed total interest income of $240,897 thousand and total interest expense of $57,916 thousand, producing net interest income of $182,981 thousand. Interest and fees on loans contributed $194,410 thousand to nine-month interest income, the filing stated. The allowance for credit losses stood at $19,624 thousand as of September 30, 2026, compared with $19,329 thousand at December 31, 2025, with net loans reported at $4,530,516 thousand.

The consolidated balance sheet reflected total shareholders' equity of $781,614 thousand at September 30, 2026, down from $809,680 thousand at December 31, 2025. The filing attributed a portion of this change to an increase in accumulated other comprehensive loss, specifically unrealized losses on securities available for sale of $(130,649) thousand at quarter end versus $(75,741) thousand at year-end 2025. Available-for-sale investment securities were carried at fair value of $1,459,623 thousand against an amortized cost of $1,631,118 thousand. The company reported 19,047,548 shares issued and 4,971,448 shares held in treasury as of September 30, 2026.

What Was Disclosed

City Holding Company disclosed its unaudited consolidated financial statements for the quarter and nine months ended September 30, 2026, covering income, balance sheet, and equity positions. The filing was submitted on November 4, 2026, as a Form 10-Q on NASDAQ:CHCO.