City Holding Company filed its quarterly report on Form 10-Q with the SEC on August 5, 2026, covering the period ended June 30, 2026, and reporting net interest income, balance sheet totals, and other financial data for the first half of the fiscal year.

Key Highlights

  • Total Assets: The company reported total assets of $6,773,995 thousand as of June 30, 2026, up from $6,722,018 thousand at December 31, 2025.
  • Net Interest Income: Net interest income for the three months ended June 30, 2026 was $60,759 thousand, compared with $58,924 thousand for the same period in 2025.
  • Six-Month Net Interest Income: For the six months ended June 30, 2026, net interest income totaled $120,376 thousand, versus $114,738 thousand for the six months ended June 30, 2025.
  • Total Deposits: Total deposits reached $5,340,150 thousand at June 30, 2026, compared with $5,300,988 thousand at December 31, 2025.
  • Gross Loans: Gross loans stood at $4,501,774 thousand as of June 30, 2026, compared with $4,503,331 thousand at December 31, 2025.
  • Shares Outstanding: The registrant had 14,045,160 shares of common stock outstanding as of August 3, 2026.
  • Shareholders' Equity: Total shareholders' equity was $808,949 thousand at June 30, 2026, compared with $809,680 thousand at December 31, 2025.

City Holding's Balance Sheet and Income Trends Through June 30, 2026

According to the filing, City Holding Company (NASDAQ: CHCO), a West Virginia-based bank holding company, reported total assets of $6,773,995 thousand at June 30, 2026, an increase from $6,722,018 thousand at December 31, 2025. Cash and cash equivalents grew to $267,202 thousand from $191,919 thousand over the same period, the filing disclosed. Total investment securities declined modestly to $1,506,480 thousand from $1,532,832 thousand at year-end 2025, with the available-for-sale portfolio carried at fair value of $1,476,725 thousand against an amortized cost of $1,583,311 thousand.

On the income side, the filing reported that total interest income for the three months ended June 30, 2026 was $80,211 thousand, essentially flat compared with $80,291 thousand in the prior-year quarter. Total interest expense declined to $19,452 thousand from $21,367 thousand in the second quarter of 2025, according to the filing, resulting in net interest income of $60,759 thousand for the quarter. For the six months ended June 30, 2026, total interest expense was $38,603 thousand, down from $42,941 thousand in the first half of 2025.

The company's allowance for credit losses was $19,839 thousand at June 30, 2026, compared with $19,329 thousand at December 31, 2025, the filing stated. Accumulated other comprehensive loss widened to $82,116 thousand from $76,616 thousand, driven primarily by an increase in the unrealized loss on available-for-sale securities. The filing noted that the company had 14,045,160 shares outstanding as of August 3, 2026, with 4,995,538 shares held in treasury. Forward-looking statements included in the filing are the company's own and are subject to its cautionary language as described in the document.

What Was Disclosed

City Holding Company filed its Form 10-Q for the quarterly period ended June 30, 2026, disclosing consolidated balance sheet data, income statement figures, and share count information as of and for the periods indicated above.