Central Pacific Financial Corp. filed its quarterly report on Form 10-Q for the period ended September 30, 2026, with the SEC on October 28, 2026, reporting third-quarter net income of $22,776 thousand and nine-month net income of $64,323 thousand.

Key Highlights

  • Q3 2026 net income: $22,776 thousand, up from $18,574 thousand in Q3 2025, according to the filing.
  • Diluted EPS: $0.88 per share for Q3 2026, compared with $0.69 per share for Q3 2025.
  • Net interest income: $64,473 thousand for Q3 2026, versus $61,301 thousand for Q3 2025.
  • Total assets: $7,449,610 thousand as of September 30, 2026, compared with $7,409,241 thousand as of December 31, 2025.
  • Total deposits: $6,663,862 thousand as of September 30, 2026, up from $6,609,764 thousand at year-end 2025.
  • Cash dividends declared: $0.30 per share for Q3 2026, versus $0.27 per share for Q3 2025.
  • Shares outstanding: 25,443,686 as of October 23, 2026, down from 26,374,967 as of December 31, 2025.

Central Pacific Financial's Third-Quarter 2026 Financial Results

According to the Form 10-Q filed with the SEC on October 28, 2026, Central Pacific Financial Corp. (NYSE:CPF) reported net income of $22,776 thousand for the three months ended September 30, 2026, compared with $18,574 thousand for the same period in 2025. For the nine months ended September 30, 2026, the company disclosed net income of $64,323 thousand, versus $54,605 thousand for the nine months ended September 30, 2025. Basic earnings per share for the nine-month period were $2.48, compared with $2.02 a year earlier.

The filing reported total interest income of $80,628 thousand for Q3 2026, up from $79,959 thousand in Q3 2025, while total interest expense fell to $16,155 thousand from $18,658 thousand over the same comparison period. The provision for credit losses was $1,892 thousand in Q3 2026, a decline from $4,157 thousand in Q3 2025. Total other operating expense was $44,770 thousand for Q3 2026, compared with $47,009 thousand for Q3 2025. Salaries and employee benefits, the largest expense component, were $24,148 thousand in Q3 2026 versus $24,749 thousand in the prior-year quarter.

On the balance sheet, loans net of the allowance for credit losses stood at $5,253,229 thousand as of September 30, 2026, compared with $5,229,475 thousand as of December 31, 2025. The allowance for credit losses was $59,841 thousand. Total equity was $581,437 thousand as of September 30, 2026, down from $592,581 thousand at December 31, 2025, reflecting accumulated other comprehensive loss of $(107,815) thousand. The company disclosed comprehensive income of $3,317 thousand for Q3 2026, compared with $28,176 thousand for Q3 2025, driven in part by a net change in unrealized loss on investment securities of $(22,016) thousand for the quarter.

What Was Disclosed

Central Pacific Financial Corp. disclosed its unaudited consolidated financial statements for the quarter and nine months ended September 30, 2026, covering income, balance sheet, comprehensive income, and changes in equity, along with notes and management discussion.