BofA Finance LLC filed a Free Writing Prospectus on November 12, 2026, disclosing the summary terms of Buffered Performance Leveraged Upside Securities linked to the EURO STOXX 50 Index, with a maturity date of June 5, 2029, and a full and unconditional guarantee by Bank of America Corporation.

Key Highlights

  • Issuer and guarantor: BofA Finance LLC is the issuer; Bank of America Corporation fully and unconditionally guarantees any payments on the securities.
  • Stated principal and issue price: $1,000.00 per Buffered PLUS, with a pricing date of November 30, 2026, and an original issue date of December 3, 2026.
  • Leverage factor: 200.00%, applied to any index percent increase above the initial index value.
  • Buffer amount: 15.00%, meaning losses up to 15% of the initial index value are absorbed before the investor bears any loss of principal.
  • Maximum payment at maturity: At least $1,371.50 per Buffered PLUS (at least 137.15% of stated principal); the actual figure will be set on the pricing date.
  • Minimum payment at maturity: $150.00 per Buffered PLUS, equal to 15% of the stated principal amount.
  • Estimated value on pricing date: Expected to be between $920.00 and $960.00 per $1,000 in principal amount.

Terms and Payment Structure of the BofA Finance EURO STOXX 50 Buffered PLUS

According to the filing, the securities are issued as part of BofA Finance LLC's "Medium-Term Notes, Series A" program and are linked to the EURO STOXX 50 Index (Bloomberg symbol: "SX5E"), described in the filing as a price return index. The Buffered PLUS carry CUSIP 09712CBU6 and ISIN US09712CBU62, and the filing states they will not be listed on any securities exchange. The valuation date is May 31, 2029, subject to postponement as described in the accompanying product supplement.

The filing sets out three payment scenarios at maturity. If the final index value exceeds the initial index value, investors receive $1,000 plus a leveraged upside payment, calculated as $1,000.00 multiplied by the 200.00% leverage factor and the index percent increase, subject to the maximum payment at maturity of at least $1,371.50. If the final index value is equal to or less than the initial index value but is at or above 85% of it, the payment is $1,000.00. If the final index value falls below 85% of the initial index value, the payment equals $1,000 multiplied by the index performance factor, plus $150.00, with a floor of $150.00 per Buffered PLUS.

The filing discloses that the Buffered PLUS do not bear interest and that "the price to public you pay for the Buffered PLUS will exceed their initial estimated value," which is expected to be between $920.00 and $960.00 per $1,000 principal. The filing also notes that BofA Finance "is a finance subsidiary and, as such, has no independent assets, operations, or revenues," and that payments are subject to the credit risk of both BofA Finance and Bank of America Corporation as guarantor. The filing identifies the registration statement numbers as 333-290665 and 333-290665-01.

What Was Disclosed

BofA Finance LLC filed a Free Writing Prospectus summarizing the terms of Buffered PLUS securities linked to the EURO STOXX 50 Index, maturing June 5, 2029, with a 200.00% leverage factor, a 15.00% buffer, and a minimum maturity payment of $150.00 per $1,000 principal.