BayFirst Financial Corp. filed a Form 8-K with the SEC on October 29, 2026, announcing its third-quarter 2026 financial results via press release and furnishing investor presentation materials ahead of a scheduled conference call.

Key Highlights

  • Filing date: October 29, 2026, covering results for the third quarter of 2026.
  • Registrant: BayFirst Financial Corp., a Florida-incorporated emerging growth company listed on NASDAQ:BAFN.
  • Exhibits furnished: Exhibit 99.1 is the press release announcing Q3 2026 financial results; Exhibit 99.2 is the Third Quarter 2026 Investor Presentation.
  • Conference call: Management planned to discuss the results on Friday, October 30, 2026 at 9:00 am Eastern Time.
  • Emerging growth company: BayFirst Financial Corp. indicated it qualifies as an emerging growth company under applicable SEC rules.
  • Signed by: Scott J. McKim, Chief Financial Officer, on behalf of the registrant.

BayFirst Financial Reports Q3 2026 Results Through 8-K Current Report

BayFirst Financial Corp., a Florida-based financial holding company headquartered at 700 Central Avenue, St. Petersburg, Florida, filed a current report under Item 2.02 (Results of Operations and Financial Condition) and Item 7.01 (Regulation FD Disclosure) with the SEC on October 29, 2026. The filing disclosed that the company issued a press release that same day announcing its financial results for the third quarter of 2026. The actual financial figures are contained within Exhibit 99.1, which is incorporated by reference into the filing but not reproduced in the main body of the 8-K form.

Under Item 7.01, the company disclosed that management prepared a Conference Call and Webcast Presentation, identified as Exhibit 99.2, intended for use during the October 30, 2026 conference call and potentially in future presentations to investors, analysts, lenders, business partners, acquisition candidates, customers, and employees. According to the filing, the company noted that materials on its website "are not part of, or incorporated by reference into, this report." The filing further stated that the information furnished, including the exhibits, "shall not be deemed to be 'filed' for purposes of Section 18 of the Securities Exchange Act of 1934."

The registrant carries Commission file number 001-41068 and IRS employer identification number 59-3665079. BayFirst Financial Corp. indicated in the filing that it has not elected to use the extended transition period for complying with new or revised financial accounting standards, an option available to emerging growth companies under Section 13(a) of the Exchange Act.

What Was Disclosed

BayFirst Financial Corp. filed an 8-K on October 29, 2026 to report Q3 2026 financial results via a furnished press release (Exhibit 99.1) and an investor presentation (Exhibit 99.2), with a conference call set for October 30, 2026 at 9:00 am Eastern Time.