Banco Santander, S.A. filed a Form 6-K with the U.S. Securities and Exchange Commission for the month of October 2026, presenting interim unaudited consolidated financial statements for the nine-month period ended 30 September 2026.

Key Highlights

  • Nine-month profit attributable to the parent: EUR 12,405 million for the period ended 30 September 2026, compared with EUR 10,337 million in the same period of 2025, according to the filing.
  • Q3 2026 profit attributable to the parent: EUR 3,432 million for the three months ended 30 September 2026, versus EUR 3,504 million in Q3 2025.
  • Total assets: EUR 2,102,334 million as at 30 September 2026, up from EUR 1,867,515 million at 31 December 2025.
  • Net interest income (nine months): EUR 34,545 million for the nine months ended 30 September 2026, compared with EUR 31,559 million in the prior-year period.
  • Basic earnings per share (nine months): EUR 0.83, up from EUR 0.66 in the same period of 2025, as reported in the filing.
  • Total equity: EUR 118,400 million at 30 September 2026, versus EUR 112,748 million at 31 December 2025.
  • Financial assets at amortised cost: EUR 1,414,627 million at 30 September 2026, compared with EUR 1,202,689 million at year-end 2025.

Grupo Santander Nine-Month 2026 Financial Results and Balance Sheet Position

According to the filing, Grupo Santander reported profit attributable to shareholders of the parent of EUR 12,405 million for the nine months ended 30 September 2026, compared with EUR 10,337 million for the same period of 2025. For the third quarter alone, profit attributable to the parent was EUR 3,432 million, versus EUR 3,504 million in Q3 2025. The nine-month figures include EUR 1,895 million in profit after tax from discontinued operations, while no such contribution was recorded in Q3 2026 on a standalone basis.

Total income for the nine-month period reached EUR 46,713 million, up from EUR 43,248 million a year earlier, the filing shows. Net interest income rose to EUR 34,545 million from EUR 31,559 million. Commission income for the nine months was EUR 14,136 million, against EUR 12,790 million in the prior-year period. Administrative expenses for the nine months were EUR 16,518 million, and impairment or reversal of impairment of financial assets not measured at fair value was EUR 10,047 million. Operating profit before tax for the nine months was EUR 14,789 million, compared with EUR 13,761 million in 2025.

On the balance sheet, total assets stood at EUR 2,102,334 million as at 30 September 2026, compared with EUR 1,867,515 million at 31 December 2025. The increase was driven in part by growth in financial assets at amortised cost to EUR 1,414,627 million and in financial assets held for trading to EUR 317,169 million. Non-current assets held for sale fell sharply to EUR 2,831 million from EUR 75,011 million at year-end 2025, with the associated liabilities line reducing to nil from EUR 62,995 million, reflecting changes the filing attributes to its comparative-period notes. Goodwill rose to EUR 18,923 million from EUR 11,958 million. Total equity was EUR 118,400 million, with shareholders' equity of EUR 145,931 million partially offset by other comprehensive loss of EUR 34,419 million.

What Was Disclosed

Banco Santander filed interim unaudited consolidated financial statements for the nine months ended 30 September 2026, covering its condensed consolidated balance sheet, income statement, and supporting notes, reported in EUR millions under its established accounting framework.