BancFirst Corporation filed its quarterly report on Form 10-Q with the SEC on November 6, 2026, covering the period ended September 30, 2026, and reporting results for both the third quarter and the first nine months of the fiscal year.

Key Highlights

  • Nine-month net income: BancFirst reported net income of $196,936 thousand for the nine months ended September 30, 2026, compared to $181,113 thousand for the same period in 2025.
  • Third-quarter earnings per share: Diluted earnings per share were $1.97 for Q3 2026, up from $1.85 in Q3 2025, according to the filing.
  • Total assets: The company reported total assets of $15,021,230 thousand as of September 30, 2026, versus $14,838,893 thousand at December 31, 2025.
  • Net interest income: Net interest income for the nine months ended September 30, 2026 reached $397,140 thousand, compared to $362,820 thousand in the prior-year period.
  • Common stock dividend: Dividends on common stock were $0.52 per share for Q3 2026, versus $0.49 per share in Q3 2025.
  • Shares outstanding: As of October 31, 2026, there were 33,624,724 shares of common stock outstanding, the filing stated.
  • Allowance for credit losses: The allowance for credit losses stood at $107,048 thousand as of September 30, 2026, up from $104,299 thousand at December 31, 2025.

BancFirst's Oklahoma-Based Banking Operations Reflect Loan Growth and Rising Net Interest Income

BancFirst Corporation, an Oklahoma City-headquartered bank holding company trading on NASDAQ:BANF, operates community banking across Oklahoma. According to the 10-Q filing, total loans held for investment (net of unearned interest) grew to $8,725,901 thousand as of September 30, 2026, from $8,532,853 thousand at December 31, 2025. The company's net interest income for the third quarter of 2026 was $135,999 thousand, up from $125,615 thousand in the third quarter of 2025, driven in part by loan interest and fees of $149,873 thousand in Q3 2026 versus $143,506 thousand in Q3 2025.

Noninterest income for the nine months ended September 30, 2026 totaled $156,726 thousand, compared to $146,808 thousand for the same period in 2025, the filing disclosed. Key contributors included service charges on deposits of $56,440 thousand, insurance commissions of $25,601 thousand, and cash management fees of $21,421 thousand. The company also reported trust revenue of $18,009 thousand for the first nine months of 2026. On the expense side, salaries and employee benefits were the largest noninterest expense category, totaling $180,990 thousand for the nine months ended September 30, 2026, versus $167,421 thousand in the comparable prior-year period.

Total stockholders' equity increased to $1,997,061 thousand as of September 30, 2026, from $1,854,125 thousand at December 31, 2025, the filing reported. Accumulated other comprehensive loss widened to $(20,304) thousand from $(8,274) thousand over the same interval, reflecting unrealized losses on debt securities of $(12,030) thousand, net of tax, for the nine-month period. Total deposits were reported at $12,699,710 thousand as of September 30, 2026, with noninterest-bearing deposits comprising $4,049,891 thousand of that total.

What Was Disclosed

BancFirst Corporation's Form 10-Q for the quarter ended September 30, 2026 presented consolidated balance sheets, income statements, and equity activity for the three- and nine-month periods, covering loan balances, deposit composition, credit loss provisions, noninterest income sources, and per-share earnings data.