Director Anna Escobedo Cabral filed an initial statement of beneficial ownership (Form 3) with the SEC on November 9, 2026, disclosing her holdings in Navient Holdings, Inc. (NASDAQ:NAVI) as of the event date of October 28, 2026.

Key Highlights

  • Reporting person: Anna Escobedo Cabral, listed as a Director of Navient Holdings, Inc.
  • Direct common stock holdings: 60,273.324 shares held directly, as reported in Table I.
  • Phantom Stock Units: 88,051.4442 units reported in Table II, each described as the economic equivalent of one share of common stock.
  • Vesting subset: 4,777.8570 of the phantom stock units were received in respect of, and remain subject to vesting terms from, grants originally made by Navient Corporation, Navient Holdings' predecessor under the Securities Exchange Act of 1934.
  • Settlement terms: According to the filing, phantom stock units will be settled in shares of common stock based on the reporting person's deferral and distribution elections under the Navient Holdings, Inc. Deferred Compensation Plan for Directors.
  • Event date: October 28, 2026, is listed as the date of the event requiring the statement.

Cabral's Initial Ownership Disclosure: Common Stock and Phantom Units at Navient Holdings

Anna Escobedo Cabral, identified in the filing as a Director of Navient Holdings, Inc., submitted a Form 3 initial statement of beneficial ownership on November 9, 2026. The filing covers holdings as of October 28, 2026, the date of the event requiring the statement. The document was signed by Matthew Sheldon under a power of attorney on behalf of Cabral.

According to the filing, Cabral directly holds 60,273.324 shares of Navient Holdings common stock. In addition, Table II discloses 88,051.4442 Phantom Stock Units, all held directly. The filing states that "each share of phantom stock is the economic equivalent of one share of common stock" and that settlement will occur in shares of common stock according to Cabral's elections under the Navient Holdings, Inc. Deferred Compensation Plan for Directors. No exercise price is listed for these units.

The filing further notes that 4,777.8570 of the phantom stock units "were received in respect of, and remain subject to vesting terms applicable to, phantom stock units granted by, and as reported on Form 4 filings with respect to, Navient Corporation," which the filing identifies as the predecessor to Navient Holdings, Inc. under the Securities Exchange Act of 1934, as amended. No other securities or indirect ownership interests were reported.

What Was Disclosed

The filing is an initial beneficial ownership statement by Director Anna Escobedo Cabral for Navient Holdings, Inc. (NASDAQ:NAVI), disclosing direct ownership of 60,273.324 shares of common stock and 88,051.4442 phantom stock units as of October 28, 2026.