Key Highlights

  • American Express’ $0.95 quarterly Dividend trades ex-dividend October 9, 2026, with payment on November 10 to shareholders of record.
  • Second-quarter revenues net of interest expense were $19,637 million, up 10%, with Net Income of $3,110 million, up 8%.
  • Diluted earnings per share were $4.53, compared with $4.08, and billed Business rose 9% to $455.8 billion.
  • Dividends and repurchases totaled $2,887 million in the second quarter, about 93% of net income available to common shareholders.

American Express Company (NYSE:AXP) declared a regular quarterly dividend of $0.95 per common share, a Yield of 1.25%, payable November 10 to shareholders of record on October 9, 2026. The $0.95 amount equals 21.0% of second-quarter diluted EPS of $4.53. Second-quarter net income was $3,110 million.

Dividend Program and Shareholder Returns

The board declared the $0.95 regular quarterly dividend on September 28, 2026, payable November 10 to shareholders of record on October 9. The shares trade ex-dividend on October 9.

On March 2, 2026, the board approved a dividend of $0.95, up $0.13, or 16%, from $0.82. In the second quarter, the company returned $2,887 million to common shareholders, made up of $2,241 million of share repurchases and $645 million of common share dividends. The filing states this equaled about 93% of net income available to common shareholders. For the first half, repurchases were $3,905 million and dividends were $1,297 million, a total of $5,202 million, or about 86%. Each dividend remains subject to board approval.

About the Company

American Express Company is a globally integrated payments company that issues cards and operates a payments network. In the second quarter, billed business was $455.8 billion, compared with $416.3 billion a year earlier, an increase of 9%.

Second-Quarter Revenue, Net Income and Credit Costs

Revenues net of interest expense were $19,637 million, up 10% from $17,856 million. Net income was $3,110 million, up 8% from $2,885 million, and diluted EPS was $4.53, up 11% from $4.08.

Provisions for credit losses were $1.1 billion, compared with $1.4 billion a year earlier. The company stated that the provision reflected a reserve release during the quarter. For the first six months, revenues net of interest expense were $38,544 million, up 11% from $34,823 million, and net income was $6,082 million, compared with $5,469 million.

Full-Year Guidance and Capital Return

The company raised its 2026 Revenue growth guidance to 10%. Its diluted EPS guidance was unchanged at $17.30 to $17.90.

The $0.95 quarterly rate equals $3.80 on an annualized basis, a computed figure, which is 21.6% of the $17.60 midpoint of the $17.30 to $17.90 EPS range.

Second-quarter dividends of $645 million compare with $2,241 million of share repurchases. First-half dividends of $1,297 million compare with $3,905 million of repurchases. Both figures come from the quarterly filing.

Earnings Relationships and Half-Year Results

Second-quarter net income of $3,110 million equals 15.8% of revenues net of interest expense of $19,637 million, a computed ratio. First-half net income of $6,082 million equals 15.8% of first-half revenues of $38,544 million.

Second-quarter common share dividends of $645 million equal 20.7% of net income of $3,110 million, a computed ratio that uses total net income rather than the net income available to common shareholders. The March dividend of $0.95 was payable May 8, 2026 to holders of record on April 3, and the company described the increase as consistent with the planned increase discussed in its fourth-quarter 2025 earnings release.

Outlook

American Express’ $0.95 quarterly dividend is payable November 10 to shareholders of record on October 9, 2026. The 10% revenue growth guidance, the $17.30 to $17.90 diluted EPS range, provisions for credit losses after the second-quarter reserve release, and the pace of share repurchases are the relevant considerations.