CA
NZ
UK
AU
IND
US
…
Community Bancorp of Santa Maria operates as the bank holding company for Community Bank of Santa Maria that provides various banking products and services for businesses and individuals. The company's deposit products include checking, NOW, money market savings, savings, seedling, Christmas Club, individual retirement, and CDARS accounts; and certificates of deposit. Its loan portfolio comprises home equity lines of credit, residential commercial construction loans, personal and vehicle loans, residential construction loans, mortgage loans, SBA 504 and 7(a) loans, agribusiness loans, commercial equipment loans, multi-family real estate loans, and commercial revolving lines of credit. The company also provides credit and debit cards; and cash management, digital wallet, remote deposit, telephone banking, and online and mobile banking services. Community Bancorp of Santa Maria was founded in 2001 and is headquartered in Santa Maria, California.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Community Bancorp of Santa Maria is the bank holding company for Community Bank of Santa Maria, a regional commercial bank serving businesses and consumers in Santa Barbara County and nearby communities with lending, deposit and cash-management services. Long-term growth drivers include local economic activity and loan demand, management of net interest margin, and gradual expansion of customer relationships and digital capabilities that may benefit revenue generation. Investors may find the company attractive for its local franchise and relationship-focused model in a defined market.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 5.43M | 4.35M | 5.18M | 4.83M | 3.75M |
| Net income | 4.08M | 3.32M | 3.93M | 3.60M | 2.85M |
| Selling general administrative | 8.12M | 7.77M | 7.07M | 6.87M | 7.75M |
| Reconciled depreciation | 0.30M | 0.32M | 0.32M | 0.31M | 0.35M |
| Other operating expenses | - | - | - | 2.32M | 2.66M |
| Interest expense | 3.42M | 3.23M | 1.73M | 0.55M | 0.49M |
| Tax provision | 1.34M | 1.03M | 1.25M | 1.23M | 0.90M |
| Interest income | 19.53M | 17.69M | 16.04M | 13.93M | 13.20M |
| Net interest income | 16.11M | 14.46M | 14.31M | 13.38M | 12.70M |
| Income tax expense | - | - | - | 1.23M | 0.90M |
| Total revenue | 17.57M | 15.67M | 15.53M | 14.45M | 13.67M |
| Net income from continuing ops | 4.08M | 3.32M | 3.93M | 3.60M | 2.85M |
| Net income applicable to common shares | - | - | - | 3.58M | 2.83M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 428.96M | 405.65M | 391.82M | 398.70M | 415.01M |
| Other current assets | - | - | - | 7.08M | 2.39M |
| Total liab | 390.98M | 373.06M | 362.84M | 376.12M | 385.35M |
| Total stockholder equity | 37.98M | 32.59M | 28.98M | 22.59M | 29.65M |
| Common stock | - | - | - | 13.96M | 13.87M |
| Capital stock | 12.73M | 14.09M | 14.07M | 13.96M | 13.87M |
| Retained earnings | 28.38M | 24.94M | 22.17M | 18.79M | 15.62M |
| Other liab | - | - | - | 0.70M | 0.70M |
| Other assets | - | - | - | 222.40M | 214.76M |
| Cash | 31.29M | 19.58M | 10.20M | 16.43M | 76.68M |
| Total current liabilities | - | - | - | 369.85M | 378.64M |
| Other stockholder equity | - | - | - | -10.84M | -0.50M |
| Property plant equipment | - | - | - | 5.99M | 6.17M |
| Total current assets | - | - | - | 24.54M | 79.31M |
| Long term investments | 83.61M | 100.35M | 109.85M | 143.55M | 113.04M |
| Net tangible assets | - | - | - | 22.59M | 29.65M |
| Short term investments | 83.61M | 100.35M | 109.85M | 143.55M | 113.04M |
| Net receivables | - | - | 7.61M | 8.76M | 4.21M |
| Long term debt | 4.35M | 4.34M | 4.32M | 4.29M | 4.40M |
| Accounts payable | - | - | 2.60M | 369.15M | 378.24M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 22.35M | 12.37M | 20.66M | -46.27M | -61.72M |
| Change to liabilities | - | - | - | 0.00M | 0.00M |
| Total cashflows from investing activities | - | - | - | -54.12M | -36.52M |
| Net borrowings | - | - | - | -0.11M | 2.40M |
| Total cash from financing activities | 15.99M | 9.56M | -13.77M | -9.63M | 72.60M |
| Net income | 4.08M | 3.32M | 3.93M | 3.60M | 2.85M |
| Change in cash | 12.12M | 9.19M | -6.92M | -59.47M | 39.50M |
| Begin period cash flow | 19.62M | 10.43M | 17.36M | 76.82M | 37.32M |
| End period cash flow | 31.74M | 19.62M | 10.43M | 17.36M | 76.82M |
| Total cash from operating activities | 4.50M | 4.64M | 4.82M | 4.28M | 3.42M |
| Depreciation | 0.30M | 0.32M | 0.32M | 0.31M | 0.35M |
| Other cashflows from investing activities | - | - | - | -1.01M | -0.10M |
| Dividends paid | -0.66M | -0.55M | -0.54M | -0.43M | -0.43M |
| Sale purchase of stock | -1.42M | 0.00M | - | - | - |
| Other cashflows from financing activities | - | - | - | -9.09M | 70.63M |
| Change to netincome | - | - | - | 0.37M | 0.22M |
| Capital expenditures | 0.18M | 0.24M | 0.16M | 0.24M | 0.25M |
| Stock based compensation | 0.10M | 0.09M | 0.03M | 0.10M | 0.11M |
| Other non cash items | -0.96M | 0.22M | -0.11M | -0.25M | -0.65M |
| Free cash flow | 4.31M | 4.40M | 4.66M | 4.04M | 3.17M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| CYSM Community Bancorp of Santa Maria |
0.29 1.63% |
18.45 | 10.11 | - | 2.59 | 1.10 | 2.79 |
| DBSDY DBS Group Holdings Ltd ADR |
-3.44 1.51% |
224.40 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% |
6.66 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
-1.25 3.60% |
33.50 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
-0.02 0.02% |
82.05 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
Community Bancorp of Santa Maria operates as the bank holding company for Community Bank of Santa Maria that provides various banking products and services for businesses and individuals. The company's deposit products include checking, NOW, money market savings, savings, seedling, Christmas Club, individual retirement, and CDARS accounts; and certificates of deposit. Its loan portfolio comprises home equity lines of credit, residential commercial construction loans, personal and vehicle loans, residential construction loans, mortgage loans, SBA 504 and 7(a) loans, agribusiness loans, commercial equipment loans, multi-family real estate loans, and commercial revolving lines of credit. The company also provides credit and debit cards; and cash management, digital wallet, remote deposit, telephone banking, and online and mobile banking services. Community Bancorp of Santa Maria was founded in 2001 and is headquartered in Santa Maria, California.
| Name | Title | Year Born |
|---|---|---|
| Ms. Catherine A. Buchert | Sec. & Director | 1945 |
| Ms. Janet Silveria | Pres, CEO & Director | 1963 |
| Ms. Lisa R. Ramser | Exec. VP & CFO | 1957 |
| Ms. Lisa R. Canale | Exec. VP & Chief Credit Officer | NA |
| Ms. Janet Silveria | President, CEO & Chairman | 1963 |
| Mr. Todd Norman | Executive VP & CFO | NA |
| Natalie Barragan | Executive VP & Chief Administration Officer | NA |
| Ms. Lisa R. Canale | Executive VP & Chief Credit Officer | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.
Download a free report with stock ideas and industry insights for general information.
Download Free Report Now →
Basic Materials
+0.40%
Communication Services
+0.50%
Consumer Cyclical
+1.37%
Consumer Defensive
+0.86%
Energy
-2.31%
Financial Services
+0.99%
Financials
+0.52%
Healthcare
-0.64%
Industrials
+0.63%
Real Estate
+0.65%
Technology
-0.08%
Utilities
+0.01%
Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.
Portfolio
Watchlist
Please wait processing your request...