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Community Bancorp of Santa Maria

Financial Services US CYSM

20.23USD
0.00(0%)

Last update at 2026-06-22T20:00:00Z

Day Range

20.2320.23
LowHigh

52 Week Range

11.9820.34
LowHigh

Fundamentals

  • Previous Close 20.23
  • Market Cap44.62M
  • Volume5000
  • P/E Ratio10.11
  • Dividend Yield1.48%
  • Revenue TTM17.24M
  • Revenue Per Share TTM8.02
  • Gross Profit TTM 17.24M
  • Diluted EPS TTM2.01

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 5.43M 4.35M 5.18M 4.83M 3.75M
Minority interest - - - - -
Net income 4.08M 3.32M 3.93M 3.60M 2.85M
Selling general administrative 8.12M 7.77M 7.07M 6.87M 7.75M
Selling and marketing expenses - - - - -
Gross profit - - - - -
Reconciled depreciation 0.30M 0.32M 0.32M 0.31M 0.35M
Ebit - - - - -
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - - -
Other operating expenses - - - 2.32M 2.66M
Interest expense 3.42M 3.23M 1.73M 0.55M 0.49M
Tax provision 1.34M 1.03M 1.25M 1.23M 0.90M
Interest income 19.53M 17.69M 16.04M 13.93M 13.20M
Net interest income 16.11M 14.46M 14.31M 13.38M 12.70M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - - - 1.23M 0.90M
Total revenue 17.57M 15.67M 15.53M 14.45M 13.67M
Total operating expenses - - - - -
Cost of revenue - - - - -
Total other income expense net - - - - -
Discontinued operations - - - - -
Net income from continuing ops 4.08M 3.32M 3.93M 3.60M 2.85M
Net income applicable to common shares - - - 3.58M 2.83M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 428.96M 405.65M 391.82M 398.70M 415.01M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets - - - 7.08M 2.39M
Total liab 390.98M 373.06M 362.84M 376.12M 385.35M
Total stockholder equity 37.98M 32.59M 28.98M 22.59M 29.65M
Deferred long term liab - - - - -
Other current liab - - - - -
Common stock - - - 13.96M 13.87M
Capital stock 12.73M 14.09M 14.07M 13.96M 13.87M
Retained earnings 28.38M 24.94M 22.17M 18.79M 15.62M
Other liab - - - 0.70M 0.70M
Good will - - - - -
Other assets - - - 222.40M 214.76M
Cash 31.29M 19.58M 10.20M 16.43M 76.68M
Cash and equivalents - - - - -
Total current liabilities - - - 369.85M 378.64M
Current deferred revenue - - - - -
Net debt - - - - -
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity - - - -10.83600M -0.50400M
Property plant equipment - - - 5.99M 6.17M
Total current assets - - - 24.54M 79.31M
Long term investments 83.61M 100.35M 109.85M 143.55M 113.04M
Net tangible assets - - - 22.59M 29.65M
Short term investments 83.61M 100.35M 109.85M 143.55M 113.04M
Net receivables - - 7.61M 8.76M 4.21M
Long term debt 4.35M 4.34M 4.32M 4.29M 4.40M
Inventory - - - - -
Accounts payable - - 2.60M 369.15M 378.24M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 22.35M 12.37M 20.66M -46.26900M -61.71500M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities - - - -54.12000M -36.52100M
Net borrowings - - - -0.10600M 2.40M
Total cash from financing activities 15.99M 9.56M -13.76600M -9.62600M 72.60M
Change to operating activities - - - - -
Net income 4.08M 3.32M 3.93M 3.60M 2.85M
Change in cash 12.12M 9.19M -6.92300M -59.46600M 39.50M
Begin period cash flow 19.62M 10.43M 17.36M 76.82M 37.32M
End period cash flow 31.74M 19.62M 10.43M 17.36M 76.82M
Total cash from operating activities 4.50M 4.64M 4.82M 4.28M 3.42M
Issuance of capital stock - - - - -
Depreciation 0.30M 0.32M 0.32M 0.31M 0.35M
Other cashflows from investing activities - - - -1.00900M -0.10300M
Dividends paid -0.65900M -0.54900M -0.54200M -0.43300M -0.43200M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -1.41500M 0.00000M - - -
Other cashflows from financing activities - - - -9.08700M 70.63M
Change to netincome - - - 0.37M 0.22M
Capital expenditures 0.18M 0.24M 0.16M 0.24M 0.25M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital - - - - -
Stock based compensation 0.10M 0.09M 0.03M 0.10M 0.11M
Other non cash items -0.95800M 0.22M -0.11400M -0.25000M -0.64500M
Free cash flow 4.31M 4.40M 4.66M 4.04M 3.17M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CYSM
Community Bancorp of Santa Maria
- -% 20.23 10.11 - 2.59 1.10 2.79
HDB
HDFC Bank Limited ADR
-0.145 0.58% 24.95 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.04 0.13% 29.83 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
0.46 0.90% 51.81 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Community Bancorp of Santa Maria operates as the bank holding company for Community Bank of Santa Maria that provides various banking products and services for businesses and individuals. The company's deposit products include checking, NOW, money market savings, savings, seedling, Christmas Club, individual retirement, and CDARS accounts; and certificates of deposit. Its loan portfolio comprises home equity lines of credit, residential commercial construction loans, personal and vehicle loans, residential construction loans, mortgage loans, SBA 504 and 7(a) loans, agribusiness loans, commercial equipment loans, multi-family real estate loans, and commercial revolving lines of credit. The company also provides credit and debit cards; and cash management, digital wallet, remote deposit, telephone banking, and online and mobile banking services. Community Bancorp of Santa Maria was founded in 2001 and is headquartered in Santa Maria, California.

Community Bancorp of Santa Maria

2739 Santa Maria Way, Santa Maria, CA, United States, 93455

Key Executives

Name Title Year Born
Ms. Catherine A. Buchert Sec. & Director 1945
Ms. Janet Silveria Pres, CEO & Director 1963
Ms. Lisa R. Ramser Exec. VP & CFO 1957
Ms. Lisa R. Canale Exec. VP & Chief Credit Officer NA
Ms. Janet Silveria President, CEO & Chairman 1963
Mr. Todd Norman Executive VP & CFO NA
Natalie Barragan Executive VP & Chief Administration Officer NA
Ms. Lisa R. Canale Executive VP & Chief Credit Officer NA

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