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COFACE SA

Financial Services US COFAF

17.91USD
0.00(0%)

Last update at 2026-06-19T20:00:00Z

Day Range

19.6619.66
LowHigh

52 Week Range

14.5719.66
LowHigh

Fundamentals

  • Previous Close 17.91
  • Market Cap2637.32M
  • Volume10000
  • P/E Ratio10.01
  • Dividend Yield7.14%
  • EBITDA413.53M
  • Revenue TTM1936.00M
  • Revenue Per Share TTM12.97
  • Gross Profit TTM 1183.12M
  • Diluted EPS TTM1.75

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 291.59M 366.27M 328.66M 383.91M 291.39M
Minority interest -0.63500M 0.03M -0.12000M -0.24400M -0.05700M
Net income 222.01M 261.07M 240.50M 283.11M 223.82M
Selling general administrative 550.05M 520.89M 492.80M 314.46M 270.99M
Selling and marketing expenses - - - - -
Gross profit - - - - -
Reconciled depreciation 33.85M 37.51M 40.67M 37.83M 30.15M
Ebit - - - 452.27M 300.51M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - - -
Other operating expenses - - - 319.43M 470.20M
Interest expense 40.90M 42.96M 34.27M 29.61M 21.48M
Tax provision 68.95M 105.23M 88.03M 100.56M 67.51M
Interest income -35.62600M -46.92500M -46.92100M - -
Net interest income -40.89700M -42.96100M -34.26900M -29.60500M -21.47700M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense - - - 100.56M 67.51M
Total revenue 1662.49M 1648.84M 1601.54M 1639.20M 1282.16M
Total operating expenses 1370.90M 1282.57M 1272.88M 1255.29M 990.78M
Cost of revenue - - - - -
Total other income expense net 63.29M 68.40M 36.34M 100.11M 132.14M
Discontinued operations - - - - -
Net income from continuing ops 222.64M 261.04M 240.62M 283.35M 223.87M
Net income applicable to common shares - - - 283.11M 223.82M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 8089.97M 8084.13M 7898.28M 8450.61M 8039.01M
Intangible assets 89.44M 83.66M 82.02M 80.40M 71.89M
Earning assets - - - - -
Other current assets - - - 743.80M 647.33M
Total liab 5874.69M 5888.36M 5845.34M 6488.40M 5897.66M
Total stockholder equity 2215.28M 2195.78M 2052.94M 1960.46M 2141.04M
Deferred long term liab - - - 80.00M 71.65M
Other current liab - - - 379.45M 371.69M
Common stock - - - 300.36M 300.36M
Capital stock 300.36M 300.36M 300.36M 300.36M 300.36M
Retained earnings 222.01M 1227.55M 240.50M 1044.53M 884.34M
Other liab - - - 500.35M 446.69M
Good will 173.70M 156.77M 157.69M 158.44M 158.06M
Other assets - - - 305.48M 225.71M
Cash 501.46M 507.83M 495.56M 553.79M 362.44M
Cash and equivalents - - - - -
Total current liabilities - - - 5390.67M 4989.82M
Current deferred revenue - - - - -
Net debt 1773.32M 1213.92M 1991.90M 1113.02M 2349.85M
Short term debt - - - - -
Short long term debt - - - - -
Short long term debt total - - - - -
Other stockholder equity - - - -88.77300M 161.64M
Property plant equipment - - - 91.09M 102.06M
Total current assets - - - 4944.53M 4397.04M
Long term investments 3309.44M 3357.20M 3337.78M 2914.60M 3127.46M
Net tangible assets - - - 1801.63M 1982.74M
Short term investments 2709.41M 2712.57M 2367.31M 2902.41M 3115.15M
Net receivables 3101.66M 3157.13M 2958.30M 3646.92M 3387.25M
Long term debt 2274.78M 1721.75M 2487.46M 1666.81M 2712.29M
Inventory - - - - -
Accounts payable 1396.87M 1403.20M 1237.35M 1969.27M 1801.03M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations 68.35M 70.53M 67.62M 74.62M 81.93M
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 66.80M 156.50M -306.91500M -100.58200M -198.78900M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities - - - -124.40100M -207.94200M
Net borrowings 0.00000M -226.60000M 296.04M 117.26M -16.76200M
Total cash from financing activities - - - -142.69400M -134.36000M
Change to operating activities - - - 237.20M 383.60M
Net income 222.01M 261.10M 240.50M 283.11M 223.82M
Change in cash -6.37400M 12.27M -58.22800M 191.34M -38.52800M
Begin period cash flow 507.83M 495.56M 553.79M 362.44M 400.97M
End period cash flow 501.46M 507.83M 495.56M 553.79M 362.44M
Total cash from operating activities 247.99M 353.36M 294.27M 449.19M 326.96M
Issuance of capital stock - 0.65M - - -
Depreciation 33.85M 37.51M 40.67M 24.03M 37.60M
Other cashflows from investing activities - - - 0.00100M 0.00100M
Dividends paid -209.06000M 194.32M -226.95300M 224.03M 81.98M
Change to inventory - - - - -
Change to account receivables - - - -282.85500M -456.77200M
Sale purchase of stock -5.75700M 0.00000M -4.46400M -3.43000M -14.88600M
Other cashflows from financing activities - - - -32.49200M -20.73600M
Change to netincome - - - 170.90M 138.71M
Capital expenditures 35.61M 26.71M 25.44M 32.24M 17.17M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -55.02300M 68.89M -72.75800M -45.65700M -73.17000M
Stock based compensation - - - - -
Other non cash items 26.89M -46.82200M 5.61M -3.70600M 45.70M
Free cash flow 212.38M 326.65M 268.82M 416.95M 309.79M

Peer Comparison

Sector: Financial Services Industry: Insurance - Reinsurance

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
COFAF
COFACE SA
- -% 17.91 10.01 - 1.36 1.01 2.56
MURGY
Muenchener Rueckver Ges
0.30 2.83% 10.89 18.65 10.86 0.82 1.89 0.80
MURGF
Münchener Rückversicherungs-Gesellschaft Aktiengesellschaft in München
6.60 1.23% 543.00 18.48 10.80 0.81 1.88 0.80
SSREY
Swiss Re Ltd
0.63 1.67% 38.41 19.20 9.00 0.66 2.53 0.82
SSREF
Swiss Re AG
- -% 152.35 19.13 9.03 0.66 2.54 0.82

Reports Covered

Stock Research & News

Profile

COFACE SA, through its subsidiaries, provides trade credit insurance products and services for small and medium enterprises, mid-market companies, international corporations, international companies, financial institutions, and clients of distribution partners. It offers insurance products, including TradeLiner; EasyLiner, a range of contracts for small and medium enterprises; GlobaLiner, that offers multinationals services, and management and oversight tools; CofaNet, a central internet portal that enables policyholders to manage their contracts; Coface Dashboard, a tool providing client risk analyses and reports; CofaMove, a mobile app that includes the key features of CofaNet; CofaServe, an API offer; and AlyX, a credit risk management software, as well as Single Risk medium-term insurance for commercial and political risks. The company also provides business information, debt collection, factoring and surety bonds services. In addition, it offers contract surety bonds, customs and excise bonds, environmental surety bonds, legal bonds for temporary employment companies, and payment guarantees. Further, the company provides Urba360, a universal risk business assessment; Full report that provides complete financial data, a score, a maximum recommended credit limit and debtor risk assessment using an 11-point scale; Snapshot report, an instant report that provides a summary of the key aspects needed to assess business partners; Score which determines a company's ability to meet its short-term financial commitments; Credit Opinions which provides a recommended outstanding amount for a company; compliance control tools; Portfolio Insights and Selectio, an interactive portfolio management tools; and Economic Insights. It has operations in Western Europe, Africa, Northern Europe, Central and Eastern Europe, the Mediterranean, North America, Latin America, and the Asia-Pacific. COFACE SA was founded in 1946 and is headquartered in Bois-Colombes, France.

COFACE SA

1, Place Costes et Bellonte, Bois-Colombes, France, 92270

Key Executives

Name Title Year Born
Mr. Xavier Pascal Durand CEO & Chairman of Management Board 1964
Ms. Phalla Gervais Member of Management Board, CFO & Risk Director 1968
Ms. Carole Lytton General Secretary & Member of Management Board 1957
Ms. Carine Pichon Chief Executive Officer of Western Europe & Africa Region 1973
Mr. Cyrille Charbonnel Group Chief Underwriting Director & Member of Management Board 1965
Mr. Nicolas Garcia Group Commercial Director & Member of Management Board 1974
Mr. Thibault Surer Strategy & Business Development Director and Member of Management Board 1962
Mr. Keyvan Shamsa Business Technology Director & Member of Management Board 1963
Mr. Pierre Bevierre Chief Human Resources Officer & Member of Management Board 1968
Mr. Gonzague Noel Group COO & Member of Management Board 1976

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