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First Commerce Bank

Financial Services US CMRB

6.6USD
0.00(0%)

Last update at 2026-06-18T20:00:00Z

Day Range

6.586.59
LowHigh

52 Week Range

4.466.73
LowHigh

Fundamentals

  • Previous Close 6.60
  • Market Cap124.86M
  • Volume142
  • P/E Ratio14.83
  • Dividend Yield-%
  • Revenue TTM43.74M
  • Revenue Per Share TTM2.17
  • Gross Profit TTM 43.74M
  • Diluted EPS TTM0.41

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 10.74M 5.60M 18.43M 21.87M -
Minority interest - - - - -
Net income 8.26M 4.52M 13.78M 16.59M -
Selling general administrative 2.10M 1.70M 2.08M 1.65M -
Selling and marketing expenses 0.42M 0.21M 0.35M 0.21M -
Gross profit 45.41M 34.99M 46.22M 47.64M -
Reconciled depreciation 2.71M 1.99M 1.95M 1.18M -
Ebit 10.74M 5.60M 18.43M 21.87M -
Ebitda 13.45M 7.58M -0.74000M 23.05M -
Depreciation and amortization 2.71M 1.99M -19.17300M 1.18M -
Non operating income net other - - - - -
Operating income 10.74M 5.60M 18.43M 21.87M -
Other operating expenses 84.54M 75.15M 24.68M 32.37M 2.45M
Interest expense 49.87M 45.75M 32.69M 6.60M 0.00000M
Tax provision 2.48M 1.07M 4.66M 5.28M -
Interest income 90.80M 77.92M 71.64M 52.97M -
Net interest income 40.93M 32.17M 38.95M 46.37M -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 2.48M 1.07M 4.66M 5.28M 5.74M
Total revenue 95.28M 80.75M 46.64M 54.24M -
Total operating expenses 34.67M 29.40M 23.42M 25.77M -
Cost of revenue 49.87M 45.75M 0.41M 6.60M -
Total other income expense net - -4.11400M -3.52300M -4.15500M -
Discontinued operations - - - - -
Net income from continuing ops 8.26M 4.52M 13.78M 16.59M -
Net income applicable to common shares - - - - 16.68M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1794.32M 1551.12M 1440.25M 1292.13M -
Intangible assets - - - - -
Earning assets - - - - -
Other current assets - 2.16M 67.36M 51.19M 4.43M
Total liab 1618.93M 1378.86M 1256.26M 1111.74M -
Total stockholder equity 175.39M 172.27M 184.00M 180.39M -
Deferred long term liab - - - - -
Other current liab 1295.70M 157.69M 976.18M -1.70100M -
Common stock - - - 47.57M 46.63M
Capital stock 0.00000M 0.00000M - 47.57M -
Retained earnings 113.22M 104.97M 102.22M 92.11M 84.79M
Other liab - - - - 10.32M
Good will - - - - -
Other assets - 1410.65M 5.63M - 940.34M
Cash 136.42M 132.48M 61.72M 42.59M -
Cash and equivalents - - - - -
Total current liabilities 1297.66M 159.60M 976.18M 788.96M 942.66M
Current deferred revenue - - - -0.99300M -
Net debt 173.65M 191.77M 68.28M 26.87M -
Short term debt - - 0.73M 0.71M -
Short long term debt - - - - -
Short long term debt total 310.06M 191.77M 130.00M 69.45M -
Other stockholder equity 62.17M 67.30M 81.98M 41.02M 0.67M
Property plant equipment - - - - 25.75M
Total current assets 136.42M 140.47M 61.72M 51.19M 122.11M
Long term investments 158.17M 107.40M - 75.43M -
Net tangible assets - - - - 172.30M
Short term investments - - - - -
Net receivables - 5.83M - 4.64M -
Long term debt - - - - -
Inventory - - - -47.22300M 4.34M
Accounts payable 1.97M 1.91M - 0.99M 941.93M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - -0.20000M -0.30900M -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 223.64M 152.32M 1273.29M 27.17M -
Deferred long term asset charges - - - - -
Non current assets total 1657.90M 1412.81M 1372.90M 1240.93M -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -51.61700M -35.19700M -121.93800M -228.44400M 14.48M
Change to liabilities - - - - 0.00000M
Total cashflows from investing activities -236.33100M -35.19700M -121.93800M -228.44400M -78.02300M
Net borrowings 117.50M 45.00M 71.00M 59.00M -
Total cash from financing activities 232.19M 105.62M 131.67M 136.05M 73.75M
Change to operating activities - - - - 3.05M
Net income 8.26M 4.52M 13.78M 16.59M 16.68M
Change in cash 3.94M 70.76M 19.14M -70.75300M 17.06M
Begin period cash flow 132.48M 61.72M 42.59M 113.34M -
End period cash flow 136.42M 132.48M 61.72M 42.59M -
Total cash from operating activities 8.08M 0.33M 9.40M 21.64M 21.33M
Issuance of capital stock 1.58M 0.55M 0.28M 1.58M -
Depreciation 2.71M 1.99M 1.12M 1.18M 1.15M
Other cashflows from investing activities -182.19400M 10.20M -135.42400M -227.71500M -25.00200M
Dividends paid - 1.77M 3.77M 9.28M -
Change to inventory - - - - -
Change to account receivables -1.90000M -2.55800M -1.37700M -0.43200M -
Sale purchase of stock -6.59900M -15.28900M -6.96400M 118.00M -
Other cashflows from financing activities 119.71M 77.14M 71.40M 84.75M 72.04M
Change to netincome - - - - -0.41800M
Capital expenditures 2.52M 2.34M 1.26M 0.52M 0.18M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -1.86200M -5.51000M -1.18400M 4.76M -
Stock based compensation 0.07M 0.07M 0.07M 0.17M -
Other non cash items -1.08600M -0.73900M -4.37700M -0.78600M -
Free cash flow 5.56M -2.01000M 8.15M 21.12M -

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CMRB
First Commerce Bank
- -% 6.60 14.83 - 2.85 0.69 9.49
HDB
HDFC Bank Limited ADR
0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

First Commerce Bancorp, Inc. operates as a bank holding company for First Commerce Bank that provides various commercial banking products and services to individuals and businesses in the United States. The company offers personal banking products and services, including checking, savings, money market, and certificate of deposit; and business banking products and services, such as business and IOLTA checking, business money market, business escrow, and business savings and certificate of deposit accounts. It also provides commercial, small business, construction and land development, term, residential and consumer, real estate, and SBA paycheck protection program loans, as well as home equity and second mortgages, commercial mortgages, lines of credit, and Heter Iska financing services. In addition, the company offers debit and credit cards, insured cash sweep and CDARS, treasury management and merchant services, cannabis banking, municipal and government banking, mobile and online banking, and Zelle, as well as cashier's and counter checks, remote deposit, wire management, ACH origination, positive pay, overdraft sweep, stop payments, foreign check collection, small safe deposit box, and wire transfers services. First Commerce Bancorp, Inc. was founded in 2006 and is headquartered in Lakewood, New Jersey.

First Commerce Bank

1700 Avenue of the States, Lakewood, NJ, United States, 08701

Key Executives

Name Title Year Born
Mr. Donald Mindiak Director, Pres & CEO 1959
Mr. David J. Onderko Sr. VP & CFO NA
Mr. Gregory S. Garcia Sr. VP & COO 1978
Naqi Naqvi VP & Chief Accounting Officer NA
Ms. Cheryl Gertner Assistant Corp. Sec. & Investor Relations NA
Tonia Thompson Sr. VP, BSA/AML/OFAC & Compliance Officer NA
Christine Ossenfort Assistant Treasurer & Marketing Mang. NA
Mary Kay Malec Sr. VP & Human Resource Officer NA
Mr. Eliezer Weinman Assistant Corp. Sec. & Director 1965
Mr. Eliyohu Rennert Sr. VP & Chief Loan Officer NA

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