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BAWAG Group AG

Financial Services US BWAGF

72.77USD
27.77(61.71%)

Last update at 2024-10-16T20:00:00Z

Day Range

60.6260.62
LowHigh

52 Week Range

40.2651.70
LowHigh

Fundamentals

  • Previous Close 45.00
  • Market Cap4223.75M
  • Volume589
  • P/E Ratio10.05
  • Dividend Yield8.13%
  • Revenue TTM1332.40M
  • Revenue Per Share TTM16.15
  • Gross Profit TTM 947.70M
  • Diluted EPS TTM4.94

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 426.80M 600.40M 369.90M 604.30M 572.70M
Minority interest -0.30000M -0.10000M 4.00M 4.00M 1.10M
Net income 318.30M 479.90M 284.20M 459.10M 436.50M
Selling general administrative 119.20M 116.80M 132.40M 135.90M 192.00M
Selling and marketing expenses - - - - -
Gross profit - - - 1171.20M 1071.20M
Reconciled depreciation 62.80M 79.00M 256.00M 83.00M 58.00M
Ebit - - - - 0.00000M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - 599.10M 549.30M
Other operating expenses 523.60M 0.10M 0.10M 572.10M 558.00M
Interest expense 304.30M 207.40M 200.20M 278.70M 309.50M
Tax provision 108.20M 120.40M 85.40M 145.00M 136.20M
Interest income 1309.40M 1128.00M 1113.80M 1154.10M 1141.40M
Net interest income 1005.10M 920.60M 913.50M 875.40M 831.90M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 108.20M 120.40M 85.70M 145.00M 136.20M
Total revenue 1384.20M 1316.70M 1267.00M 1344.40M 1171.60M
Total operating expenses - - - 572.10M 521.90M
Cost of revenue - - - - 0.00000M
Total other income expense net - - - 5.20M 23.40M
Discontinued operations - - - - -
Net income from continuing ops 318.60M 480.00M 284.50M 459.30M 436.50M
Net income applicable to common shares 318.30M 455.40M 270.20M 444.10M 430.30M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 56523.00M 56325.00M 53128.00M 45662.00M 44698.00M
Intangible assets 424.00M 439.00M 458.00M 475.00M 446.00M
Earning assets - - - - -
Other current assets 25.00M 1784.00M 869.00M 897.00M 615.00M
Total liab 52531.60M 51946.10M 48766.50M 41833.80M 40692.20M
Total stockholder equity 3991.40M 4373.90M 4357.50M 3824.20M 4004.80M
Deferred long term liab - - - - -
Other current liab 43.00M 131.00M 45.00M 34.00M 8.00M
Common stock 3520.00M 88.90M 87.90M 87.90M 98.80M
Capital stock 82.20M 88.90M 87.90M 87.90M 98.80M
Retained earnings 2419.80M 2706.00M 2712.90M 2444.30M 2603.60M
Other liab 1176.00M 1111.00M 1113.00M 1089.00M 1056.00M
Good will 98.00M 96.00M 94.00M 94.00M 59.00M
Other assets 36086.00M 35310.00M 32549.00M 30958.00M 30777.00M
Cash 520.00M 1894.00M 1032.00M 1424.00M 1069.00M
Cash and equivalents - - - - -
Total current liabilities 41165.90M 43274.80M 41179.90M 35799.30M 36034.00M
Current deferred revenue - - - - -
Net debt 9716.00M 5485.00M 5443.00M 4019.00M 3350.00M
Short term debt - - - - 816.00M
Short long term debt - - - - 816.00M
Short long term debt total - - - - -
Other stockholder equity 471.00M 1578.10M 1549.20M 1291.80M 1301.50M
Property plant equipment 352.00M 290.00M 332.00M 396.00M 116.00M
Total current assets 13096.00M 13464.00M 11868.00M 7951.00M 6200.00M
Long term investments 6230.00M 6882.00M 8439.00M 6204.00M 7853.00M
Net tangible assets 3469.00M 3838.00M 3798.00M 3255.00M 3498.90M
Short term investments - - - - -
Net receivables 12676.00M 11195.00M 9910.00M 5735.00M 4355.00M
Long term debt - - - 5449.00M 3603.00M
Inventory - - - - -
Accounts payable 40637.00M 42521.00M 39937.00M 33469.00M 34482.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -378.00000M 1261.00M -2171.00000M 1717.00M 1222.00M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - 1188.00M -2166.00000M 1532.00M 1163.00M
Net borrowings - -28.00000M 128.00M 362.00M -405.00000M
Total cash from financing activities - -513.00000M 288.00M -265.00000M -222.00000M
Change to operating activities - -371.00000M 712.00M -1449.00000M -1780.00000M
Net income 318.30M 479.90M 285.20M 459.10M 436.50M
Change in cash - 987.00M -416.00000M 355.00M -111.00000M
Begin period cash flow 1894.00M 1032.00M 1424.00M 1069.00M 1180.00M
End period cash flow 520.00M 1894.00M 1032.00M 1424.00M 1069.00M
Total cash from operating activities -349.00000M 312.00M 1462.00M -912.00000M -1052.00000M
Issuance of capital stock - - - - -
Depreciation 62.80M 36.10M 41.80M 39.70M 19.60M
Other cashflows from investing activities - -1.00000M -1.00000M -16.00000M -16.00000M
Dividends paid 267.00M -485.00000M -15.00000M -230.10000M 66.70M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -325.00000M - 0.00000M -401.00000M -48.00000M
Other cashflows from financing activities - - - 3.20M -0.30000M
Change to netincome - 134.60M 383.80M 4.70M 246.80M
Capital expenditures 57.00M 42.00M 21.00M 50.00M 62.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -360.00000M -371.00000M 736.00M -1449.00000M -1780.00000M
Stock based compensation - - - - -
Other non cash items -1638.00000M -865.00000M -621.00000M -911.00000M -598.00000M
Free cash flow -406.00000M 270.00M 1465.00M -978.00000M -1114.00000M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
BWAGF
BAWAG Group AG
27.77 61.71% 72.77 10.05 11.36 3.16 0.93
HDB
HDFC Bank Limited ADR
-1.385 2.22% 60.91 20.81 20.96 0.11 4.77
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.02 4.13 3.71 0.32 0.59
CIHKY
China Merchants Bank Co Ltd
-1.17 4.54% 24.58 4.27 3.64 0.33 0.58
IBN
ICICI Bank Limited
-0.66 2.23% 28.89 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

BAWAG Group AG operates as a holding company for BAWAG P.S.K. Bank für Arbeit und Wirtschaft und Österreichische Postsparkasse Aktiengesellschaft that provides various banking products and services in Austria, Western Europe, North America, and internationally. The company's Retail & SME segment offers savings, payments, cards, lending, investment, and insurance products and services; small business lending; factoring and leasing business; social housing activities; and auto, mobile, and real estate leasing, as well as consumer and mortgage loans. Its Corporates, Real Estate & Public segment provides lending products to international corporates; international real estate financing; corporate, mid-cap, and public lending; and other financial services. The company's Treasury segment offers trading and investment services, such as asset-liability management transactions, including secured and unsecured funding. BAWAG Group AG is headquartered in Vienna, Austria.

BAWAG Group AG

Wiedner GUertel 11, Vienna, Austria, 1100

Key Executives

Name Title Year Born
Mr. Anas Abuzaakouk Chairman of the Management Board & CEO 1977
Mr. Enver Sirucic CFO, Deputy CEO & Member of Management Board 1982
Mr. Satyen Shah Deputy CEO, Head of Retail & SME and Member of Management Board 1978
Mr. David O'Leary Chief Risk Officer & Member of the Management Board 1975
Mr. Andrew Wise Chief Investment Officer, Head of Non-Retail Lending & Member of the Management Board 1971
Dr. Guido Jestadt Member of Management Board, Gen. Counsel & Chief Admin. Officer 1975
Ms. Jutta Wimmer Head of Investor Relations NA
Manfred Rapolter Head of Corp. Communications NA

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