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Bank of the Philippine Islands And 2 Top Dividend Stocks For Your Portfolio
Mon 20 Jan 25, 06:07 PMBank of the Philippine Islands Joins Two Leading Dividend Stocks
Thu 12 Dec 24, 12:10 PM3 Dividend Stocks Offering Yields Up To 4.7%
Wed 11 Dec 24, 07:04 PMPhilippine Growth Momentum Picks Up Even as High Costs Bite
Thu 08 Aug 24, 03:23 AM| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 87345.02M | 79743.00M | 65211.00M | 51368.00M | 33537.00M |
| Minority interest | -232.00000M | -191.00000M | -221.74700M | -231.00000M | -230.00000M |
| Net income | 68119.75M | 62049.00M | 51687.00M | 39605.00M | 23880.00M |
| Selling general administrative | 53475.34M | 2287.00M | 1693.00M | 1524.00M | 2646.00M |
| Selling and marketing expenses | 5278.00M | 3996.00M | 4124.00M | 2393.00M | 970.00M |
| Gross profit | 183518.42M | 170083.00M | 138301.00M | 118520.00M | 97405.00M |
| Reconciled depreciation | 5918.00M | 5257.00M | 6402.00M | 5445.00M | 6249.00M |
| Ebit | 87345.02M | - | 65211.00M | 51137.00M | 33307.00M |
| Ebitda | 92914.65M | - | 71826.00M | 56582.00M | 39556.00M |
| Depreciation and amortization | 5569.62M | 5257.00M | 6615.00M | 5445.00M | 6249.00M |
| Non operating income net other | - | - | - | - | - |
| Operating income | 87220.28M | 86952.00M | 65211.00M | 51137.00M | 33307.00M |
| Other operating expenses | 183966.28M | 83131.00M | 114312.00M | 57641.00M | 50360.00M |
| Interest expense | 69221.00M | 62368.00M | 41222.00M | 18202.00M | 15034.00M |
| Tax provision | 18575.00M | 17503.00M | 12849.83M | 11532.00M | 9427.00M |
| Interest income | 215266.00M | 189954.00M | 135771.91M | 103268.00M | 84617.00M |
| Net interest income | 148028.00M | 127586.00M | 100196.34M | 85066.00M | 69583.00M |
| Extraordinary items | - | - | - | - | - |
| Non recurring | - | - | - | - | - |
| Other items | - | - | - | - | - |
| Income tax expense | 18993.16M | 17503.00M | 13299.00M | 11532.00M | 9427.00M |
| Total revenue | 271311.30M | 170083.00M | 179523.00M | 118520.00M | 97405.00M |
| Total operating expenses | 96173.39M | 83131.00M | 73090.00M | 57641.00M | 50360.00M |
| Cost of revenue | 87792.88M | 62368.00M | 41222.00M | - | - |
| Total other income expense net | -87220.27900M | -7209.00000M | -19931.00000M | 231.00M | 230.00M |
| Discontinued operations | - | - | - | - | - |
| Net income from continuing ops | 66847.00M | 62240.00M | 47900.29M | 39836.00M | 24110.00M |
| Net income applicable to common shares | - | - | - | 39605.00M | 23880.00M |
| Preferred stock and other adjustments | - | - | - | - | - |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 3650359.71M | 3318813.00M | 2888372.00M | 2603961.00M | 2421915.00M |
| Intangible assets | 17517.21M | 9206.00M | 854.00M | - | - |
| Earning assets | - | - | - | - | - |
| Other current assets | - | -33246.00000M | 1991.00M | 195211.00M | 184556.00M |
| Total liab | 3171729.82M | 2886123.00M | 2529002.00M | 2284157.00M | 2126759.00M |
| Total stockholder equity | 476314.04M | 430469.00M | 357204.00M | 317722.00M | 293060.00M |
| Deferred long term liab | - | - | - | - | - |
| Other current liab | - | 2595513.00M | -24079.00000M | -4011.00000M | -5396.00000M |
| Common stock | 52720.55M | 52610.00M | 49307.00M | 49193.00M | 45131.00M |
| Capital stock | 52747.00M | 52610.00M | 49307.00M | 49193.00M | 45131.00M |
| Retained earnings | 273933.57M | 236839.00M | 204967.00M | 211555.00M | 181665.00M |
| Other liab | - | - | - | 27946.00M | 28524.00M |
| Good will | 9518.00M | 9518.00M | - | - | - |
| Other assets | - | 3318813.00M | -627156.00000M | 1748795.00M | 1541362.00M |
| Cash | 159282.09M | 287298.00M | 271582.00M | 268497.00M | 339304.00M |
| Cash and equivalents | - | - | - | - | - |
| Total current liabilities | 130745.41M | 2622982.00M | 24079.00M | 4011.00M | 5396.00M |
| Current deferred revenue | - | - | 3063.00M | - | - |
| Net debt | 77172.29M | -99324.00000M | -271582.00000M | -148629.00000M | -226950.00000M |
| Short term debt | 130745.41M | - | 80901.00M | - | - |
| Short long term debt | - | - | - | - | - |
| Short long term debt total | 236454.38M | 187974.00M | 157204.00M | 119868.00M | 112354.00M |
| Other stockholder equity | 143737.89M | 143278.00M | 113921.00M | 268529.00M | 247929.00M |
| Property plant equipment | - | - | - | 19355.00M | 17525.00M |
| Total current assets | 226356.44M | 287298.00M | 102126.00M | 292814.00M | 362570.00M |
| Long term investments | 728686.00M | 662282.00M | 627156.00M | 540681.00M | 498469.00M |
| Net tangible assets | - | - | - | 315406.00M | 291071.00M |
| Short term investments | 39988.94M | 7500.00M | -169456.00000M | - | - |
| Net receivables | 27085.41M | 33246.00M | 32597.00M | 24317.00M | 23266.00M |
| Long term debt | - | - | - | - | - |
| Inventory | - | - | 201865.00M | 3760.00M | 3282.00M |
| Accounts payable | 12333.00M | 8180.00M | 7603.00M | 4011.00M | 5396.00M |
| Total permanent equity | - | - | - | - | - |
| Noncontrolling interest in consolidated entity | - | - | - | - | - |
| Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
| Accumulated other comprehensive income | 5922.03M | -2258.00000M | -10991.00000M | - | - |
| Additional paid in capital | - | - | - | - | - |
| Common stock total equity | - | - | - | - | - |
| Preferred stock total equity | - | - | - | - | - |
| Retained earnings total equity | - | - | - | - | - |
| Treasury stock | - | - | - | - | - |
| Accumulated amortization | - | - | - | - | - |
| Non currrent assets other | 52610.61M | 2311099.00M | -647761.00000M | -562352.00000M | -517983.00000M |
| Deferred long term asset charges | - | - | - | - | - |
| Non current assets total | 3424003.26M | 3031515.00M | 3413402.00M | 562352.00M | 517983.00M |
| Capital lease obligations | - | - | - | - | - |
| Long term debt total | - | - | - | - | - |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | -20136.00000M | 45258.00M | -25189.00000M | -40718.00000M | -101885.00000M |
| Change to liabilities | - | - | - | 0.00000M | 0.00000M |
| Total cashflows from investing activities | -435652.51000M | 45258.00M | -79269.00000M | -40718.00000M | -104437.00000M |
| Net borrowings | 59735.00M | 11127.00M | 39601.00M | 840.00M | -58808.00000M |
| Total cash from financing activities | 264515.69M | -11400.00000M | 21667.00M | -8697.00000M | -66676.00000M |
| Change to operating activities | - | - | - | -228063.00000M | -93016.00000M |
| Net income | 68114.64M | 79743.00M | 65211.00M | 51368.00M | 33537.00M |
| Change in cash | -88237.00000M | 11605.00M | 15362.00M | -92833.00000M | 35367.00M |
| Begin period cash flow | 300087.00M | 288482.00M | 273120.00M | 365953.00M | 330586.00M |
| End period cash flow | 211850.00M | 300087.00M | 288482.00M | 273120.00M | 365953.00M |
| Total cash from operating activities | 80382.74M | -22253.00000M | 72964.00M | -43418.00000M | 206480.00M |
| Issuance of capital stock | 669.00M | 573.00M | 258.00M | 208.00M | 256.00M |
| Depreciation | 5918.00M | 5257.00M | 6615.00M | 5445.00M | 6249.00M |
| Other cashflows from investing activities | -371061.44600M | 524.00M | 1974.00M | 534.00M | 834.00M |
| Dividends paid | 23717.17M | 21034.00M | 16125.00M | -9745.00000M | -8124.00000M |
| Change to inventory | - | - | - | - | - |
| Change to account receivables | - | - | - | - | - |
| Sale purchase of stock | - | - | 197204.00M | - | - |
| Other cashflows from financing activities | 227813.80M | -2066.00000M | -2265.00000M | 840.00M | -58808.00000M |
| Change to netincome | - | - | - | -1841.00000M | 14964.00M |
| Capital expenditures | 6438.76M | 3416.00M | 4778.00M | 1657.00M | 4806.00M |
| Change receivables | - | - | - | - | - |
| Cash flows other operating | - | - | - | - | - |
| Exchange rate changes | - | - | - | - | - |
| Cash and cash equivalents changes | - | - | - | - | - |
| Change in working capital | -5576.78100M | -86990.00000M | 14485.00M | -86627.00000M | 161387.00M |
| Stock based compensation | 5.00M | -32.00000M | -84.00000M | -8.00000M | -41.00000M |
| Other non cash items | 17844.88M | -20231.00000M | -13263.00000M | -13596.00000M | 5348.00M |
| Free cash flow | 73943.98M | -25669.00000M | 68186.00M | -45075.00000M | 201674.00M |
Sector: Financial Services Industry: Banks - Regional
| Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) |
|---|---|---|---|---|---|---|---|
| BPHLY Bank of the Philippine Islands ADR |
-2.04 5.96% | 32.16 | 8.02 | 7.62 | 0.05 | 1.12 | 4.13 |
| HDB HDFC Bank Limited ADR |
-0.145 0.58% | 24.95 | 20.81 | 20.96 | 0.11 | 4.77 | |
| CIHKY China Merchants Bank Co Ltd |
0.04 0.13% | 29.83 | 7.78 | 7.65 | 0.56 | 0.90 | 3.62 |
| DBSDF DBS Group Holdings Ltd |
0.46 0.90% | 51.81 | 15.29 | 14.41 | 5.84 | 2.36 | 10.40 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% | 5.70 | 6.10 | 5.67 | 0.44 | 0.77 | 3.43 |
Bank of the Philippine Islands, together with its subsidiaries, provides various financial products and services to retail and corporate clients in the Philippines. The company operates through Consumer Banking, Corporate Banking, and Investment Banking segments. The Consumer Banking segment offers deposits; and consumer lending, such as home mortgages, auto loans, and credit card finance, as well as remittance services to individual and retail markets. The Corporate Banking segment provides deposits, loan facilities, trade, cash management, and internet-based banking platforms for corporate and institutional customers. The Investment Banking segment offers corporate finance, securities distribution, asset management, trust, and fiduciary services, as well as proprietary trading and investment services. The company also provides financing, securities dealer, mutual fund distribution, land holding, business systems, asset management, foreign exchange, real estate, securities dealer, remittance, pre-need, and non-life insurance services, as well as deposit and withdrawal services. The company serves its customers through alternative electronic banking channels, such as telephone, mobile phone, and internet, as well as through branches, automated teller machines, and cash accept machines. Bank of the Philippine Islands was founded in 1851 and is based in Makati City, the Philippines.
Ayala Triangle Gardens Tower 2, Makati City, Philippines, 1226
| Name | Title | Year Born |
|---|---|---|
| Mr. Jose Teodoro Katigbak Limcaoco | Pres, CEO & Director | 1962 |
| Mr. Ramon Locsin Jocson | Exec. VP, COO & Head of Enterprise Services Segment | 1960 |
| Maria Ramona O. Ang | Investor Relations Officer | NA |
| Madam Lourdes Pauscal Gatmaytan | Sr. VP, Co-Head of Legal, Head of Corp. Legal Affairs & Corp. Sec. | 1969 |
| Attorney Noravir Alvarez Gealogo | Sr. VP & Chief Compliance Officer | 1965 |
| Ms. Mary Catherine Elizabeth R. Santamaria | Sr. VP and Chief Customer & Marketing Officer | 1968 |
| Ms. Marie Josephine M. Ocampo | Exec. VP & Head of Mass Retail Products | 1963 |
| Ms. Maria Theresa Dela Pena Marcial-Javier | Exec. VP, Chief Sustainability Officer and Head of Strategy & Fin. | 1971 |
| Mr. Rinaldo Hechanova Fernandez | Sr. VP of Global Markets | 1966 |
| Ms. Marita Socorro Domingo Gayares | Sr. VP & Chief Risk Officer | 1961 |
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