Bank of Ireland Group PLC

Financial Services US BKRIF

13.99USD
-(-%)

Last update at 2025-06-12T13:30:00Z

Day Range

13.9913.99
LowHigh

52 Week Range

7.7111.52
LowHigh

Fundamentals

  • Previous Close 13.99
  • Market Cap8935.37M
  • Volume0
  • P/E Ratio5.75
  • Dividend Yield8.35%
  • Revenue TTM4216.00M
  • Revenue Per Share TTM4.02
  • Gross Profit TTM 3045.00M
  • Diluted EPS TTM1.55

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 1056.00M 1221.00M -760.00000M 645.00M 835.00M
Minority interest -8.00000M -7.00000M 2.00M 2.00M 808.00M
Net income 889.00M 1048.00M -742.00000M 386.00M 620.00M
Selling general administrative 772.00M 664.00M 618.00M 626.00M 652.00M
Selling and marketing expenses - - - - -
Gross profit 3263.00M 3009.00M 2672.00M 2942.00M 2833.00M
Reconciled depreciation 237.00M 247.00M 281.00M 317.00M 235.00M
Ebit 1048.00M 1214.00M -795.00000M 583.00M 780.00M
Ebitda 1285.00M 1461.00M -514.00000M 900.00M 1015.00M
Depreciation and amortization 237.00M 247.00M 281.00M 317.00M 235.00M
Non operating income net other - - - 0.00000M 0.00000M
Operating income 1048.00M 1214.00M -795.00000M 583.00M 780.00M
Other operating expenses 2036.00M 1905.00M 1942.00M 2058.00M 1986.00M
Interest expense 663.00M 543.00M 481.00M 370.00M 379.00M
Tax provision 159.00M 166.00M -53.00000M 197.00M 160.00M
Interest income 3150.00M 2770.00M 2570.00M 2525.00M 2513.00M
Net interest income 2487.00M 2227.00M 2089.00M 2155.00M 2134.00M
Extraordinary items - - - 0.00000M 0.00000M
Non recurring - - - 0.00000M 0.00000M
Other items - - - 0.00000M 0.00000M
Income tax expense 159.00M 166.00M -53.00000M 197.00M 160.00M
Total revenue 3263.00M 3009.00M 2672.00M 2942.00M 2833.00M
Total operating expenses 2036.00M 1905.00M 1942.00M 2058.00M 1986.00M
Cost of revenue - - - 0.00000M 0.00000M
Total other income expense net 8.00M 7.00M 35.00M 62.00M 55.00M
Discontinued operations - - - 0.00000M 0.00000M
Net income from continuing ops 897.00M 1055.00M -707.00000M 448.00M 675.00M
Net income applicable to common shares 820.00M 980.00M -777.00000M 443.00M 620.00M
Preferred stock and other adjustments - - - 0.00000M 0.00000M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 155708.00M 151324.00M 155268.00M 133754.00M 131883.00M
Intangible assets 1108.00M 977.00M 825.00M 726.00M 802.00M
Earning assets - - - - -
Other current assets 35167.00M 3450.00M 2887.00M 2274.00M 2892.00M
Total liab 143147.00M 139392.00M 143930.00M 124133.00M 121450.00M
Total stockholder equity 12558.00M 11865.00M 11270.00M 9553.00M 9625.00M
Deferred long term liab - - - - 0.00000M
Other current liab -23.00000M -139.00000M -107.00000M -125.00000M -195.00000M
Common stock 1056.00M 1070.00M 1079.00M 1079.00M 1079.00M
Capital stock 1057.00M 1070.00M 1079.00M 1079.00M 1079.00M
Retained earnings 10878.00M 9640.00M 8842.00M 7337.00M 8180.00M
Other liab - 22387.00M 24288.00M 21701.00M 21128.00M
Good will 300.00M 299.00M 27.00M 25.00M 36.00M
Other assets -17439.00000M 95035.00M 110647.00M 97166.00M 99682.00M
Cash 33025.00M 38105.00M 32818.00M 12429.00M 10097.00M
Cash and equivalents - - - - -
Total current liabilities 324.00M 139.00M 107.00M 125.00M 195.00M
Current deferred revenue -1601.00000M - - - -
Net debt -33025.00000M -25658.00000M -9283.00000M -2208.00000M 2468.00M
Short term debt 1925.00M - - - 0.00000M
Short long term debt - - - - 5779.53M
Short long term debt total 13149.00M 12447.00M 23535.00M 10221.00M 12565.00M
Other stockholder equity 449.00M 1155.00M 1349.00M 1137.00M 366.00M
Property plant equipment - 789.00M 811.00M 872.00M 988.00M
Total current assets 32614.00M 39033.00M 33728.00M 13281.00M 10855.00M
Long term investments 16312.00M 15178.00M 19259.00M 21667.00M 19499.00M
Net tangible assets - 10589.00M 10418.00M 8802.00M 8906.00M
Short term investments -1538.00000M - - - 2115.92M
Net receivables 1127.00M 928.00M 910.00M 852.00M 758.00M
Long term debt - - - - 27180.41M
Inventory -35167.00000M - - - 0.00000M
Accounts payable 324.00M 139.00M 107.00M 125.00M 195.00M
Total permanent equity - - - - 0.00000M
Noncontrolling interest in consolidated entity - - - - 0.00000M
Temporary equity redeemable noncontrolling interests - - - - 0.00000M
Accumulated other comprehensive income 175.00M - - - 0.00000M
Additional paid in capital - - - - 0.00000M
Common stock total equity - - - - 0.00000M
Preferred stock total equity - - - - 0.00000M
Retained earnings total equity - - - - 0.00000M
Treasury stock - - - - 0.00000M
Accumulated amortization - - - - 0.00000M
Non currrent assets other 122013.00M -17256.00000M -10893.00000M -23307.00000M -21346.00000M
Deferred long term asset charges - - - - 0.00000M
Non current assets total 140533.00M 17256.00M 10893.00M 23307.00M 21346.00M
Capital lease obligations - - - - 0.00000M
Long term debt total - - - - 0.00000M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Investments -960.00000M 4686.00M 1296.00M -1934.00000M 874.00M
Change to liabilities - 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - 4686.00M 842.00M -2111.00000M 651.00M
Net borrowings - -301.00000M 452.00M -270.00000M -519.00000M
Total cash from financing activities -811.00000M -574.00000M 293.00M -212.00000M -876.00000M
Change to operating activities - 351.00M 7707.00M -2396.00000M 657.00M
Net income 1938.00M 1056.00M 1221.00M -760.00000M 645.00M
Change in cash -6201.00000M 5911.00M 20666.00M 1939.00M 2977.00M
Begin period cash flow 39842.00M 33931.00M 13265.00M 11326.00M 8349.00M
End period cash flow 33641.00M 39842.00M 33931.00M 13265.00M 11326.00M
Total cash from operating activities -4392.00000M 1629.00M 19757.00M 4154.00M 3302.00M
Issuance of capital stock - - - - -
Depreciation 273.00M 237.00M 247.00M 281.00M 317.00M
Other cashflows from investing activities - 3.00M 3.00M 16.00M 31.00M
Dividends paid -294.00000M 54.00M -68.00000M -25.00000M 173.00M
Change to inventory - - - - 0.00000M
Change to account receivables - - - - 0.00000M
Sale purchase of stock -125.00000M -50.00000M 0.00000M - 0.00000M
Other cashflows from financing activities -220.00000M 621.00M -205.00000M 58.00M 47.00M
Change to netincome - 687.00M 298.00M 1701.00M 701.00M
Capital expenditures 413.00M 368.00M 320.00M 283.00M 304.00M
Change receivables - - - - 0.00000M
Cash flows other operating - - - - 0.00000M
Exchange rate changes - - - - 0.00000M
Cash and cash equivalents changes - - - - 0.00000M
Change in working capital -7345.00000M 396.00M 18428.00M 3164.00M 2066.00M
Stock based compensation - - - - -
Other non cash items 742.00M -60.00000M -139.00000M 1469.00M 274.00M
Free cash flow -4805.00000M 1261.00M 19437.00M 3871.00M 2998.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BKRIF
Bank of Ireland Group PLC
- -% 13.99 5.75 5.95 2.12 0.68 4.99
HDB
HDFC Bank Limited ADR
-1.95 2.57% 73.93 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 0.96% 32.98 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 6.50 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
-0.405 1.21% 33.09 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

Bank of Ireland Group plc provides various banking and financial products and services. It provides current and savings accounts, and business deposits and accounts; personal, car, home improvement, graduate, motor finance, and student loans, as well as overdrafts; and business and farming loans, green business, insurance premium finance, invoice finance, hire purchase, and leasing services. The company also offers international payments and credit cards; protection overview, mortgage protection, life cover, specified illness cover, income protection, protection for individuals, and protection for families; pensions; investments; foreign exchange, treasury services, leveraged acquisition and property finance services; personal products; and premier and private banking services. In addition, it provides home, car, travel, and life insurance products. The company was founded in 1783 and is headquartered in Dublin, Ireland.

Bank of Ireland Group PLC

27-33 Upper Baggot St, Dublin, Ireland, D04 VX58

Key Executives

Name Title Year Born
Mr. Myles O'Grady FCCA Group CEO & Exec. Director 1969
Mr. Mark Joseph Spain Group CFO & Exec. Director 1969
Ms. Jacqueline Dorothy Mary Noakes Group Chief Operating Officer 1961
Mr. Eamonn Hughes Chief Sustainability & Investor Relations Officer NA
Gabrielle Ryan Group Gen. Counsel NA
Damien Garvey Head of Group External Communications & Public Affairs NA
Mr. Henry Dummer Chief Marketing Officer NA
Mr. Matthew H. Elliott Dip. Commerce, MA, MSc, CIPD, BCom Chief People Officer 1974
Mr. David Deverall Managing Director NA
Mr. Ciaran J. O'Neill Head of Global Equities for Fund Management Bus. 1969

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