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Bankinter S.A

Financial Services US BKIMF

10.96USD
-(-%)

Last update at 2025-04-23T20:00:00Z

Day Range

10.8510.85
LowHigh

52 Week Range

6.488.57
LowHigh

Fundamentals

  • Previous Close 10.96
  • Market Cap7324.64M
  • Volume100
  • P/E Ratio7.92
  • Dividend Yield15.61%
  • Revenue TTM2457.12M
  • Revenue Per Share TTM2.58
  • Gross Profit TTM 1820.60M
  • Diluted EPS TTM1.01

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 785.04M 536.71M 230.54M 741.40M 721.09M
Minority interest - - 0.00000M 0.00000M 0.00000M
Net income 560.20M 1333.11M 317.12M 550.66M 526.40M
Selling general administrative 409.18M 302.63M 306.59M 413.37M 403.95M
Selling and marketing expenses 36.77M 36.48M - 104.94M 105.06M
Gross profit 2231.57M 2002.21M 1846.01M 2167.29M 2049.23M
Reconciled depreciation 80.09M 77.79M 75.58M 80.94M 61.79M
Ebit 785.04M 1472.38M 373.54M 741.40M 721.09M
Ebitda 865.13M 1550.17M 449.11M 822.35M 782.89M
Depreciation and amortization 80.09M 77.79M 75.58M 80.94M 61.79M
Non operating income net other - - - - 0.00000M
Operating income 785.04M 1472.38M 373.54M 741.40M 721.09M
Other operating expenses 1208.92M 1082.30M 1099.95M 1324.21M 1255.95M
Interest expense 230.88M 171.07M 138.75M 200.95M 226.17M
Tax provision 224.84M 139.28M 56.41M 190.74M 194.69M
Interest income 1767.61M 1446.35M 1385.74M 1495.54M 1406.37M
Net interest income 1536.72M 1275.28M 1247.00M 1190.64M 1094.28M
Extraordinary items - - - - 0.00000M
Non recurring - - - - 0.00000M
Other items - - - - 0.00000M
Income tax expense 224.84M 139.28M 56.41M 190.74M 194.69M
Total revenue 2231.57M 2002.21M 1846.01M 2167.29M 2049.23M
Total operating expenses 1208.92M 1082.30M 1099.95M 1324.21M 1255.95M
Cost of revenue - - - - 0.00000M
Total other income expense net -0.00100M -935.67500M -142.99700M -38.68700M -79.46800M
Discontinued operations - 935.67M 143.00M 101.75M 101.75M
Net income from continuing ops 560.20M 397.43M 174.13M 550.66M 526.40M
Net income applicable to common shares - 1333.11M 317.12M 538.59M 513.88M
Preferred stock and other adjustments - - - - 0.00000M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 113011.64M 107507.03M 107584.11M 96252.09M 83732.35M
Intangible assets 299.74M 276.66M 267.41M 255.80M 227.82M
Earning assets - - - - -
Other current assets 16928.31M - 106.18M 1708.41M 5341.06M
Total liab 107688.70M 102602.06M 102731.95M 91287.94M 78932.38M
Total stockholder equity 5322.94M 4904.97M 4852.16M 4964.16M 4799.97M
Deferred long term liab - - - - -
Other current liab 469.51M -671.87200M -317.57600M -327.43600M -291.12500M
Common stock 269.66M 269.66M 269.66M 269.66M 269.66M
Capital stock 269.66M 269.66M 269.66M 269.66M 269.66M
Retained earnings 5495.08M 4966.96M 4639.96M 3368.26M 3313.55M
Other liab - - 2933.67M 2653.22M 2128.17M
Good will 2.28M 2.28M 2.28M 2.28M 164.11M
Other assets -32198.89800M 76264.51M 70929.02M 67988.27M 63072.19M
Cash 16106.26M 13351.22M 24024.90M 16069.24M 7403.30M
Cash and equivalents - - - - -
Total current liabilities 1580.55M 671.87M 317.58M 327.44M 291.12M
Current deferred revenue -711.32400M - - - -
Net debt -16106.26300M -6918.12400M -16288.48200M -8497.25700M 236.22M
Short term debt 8586.25M - - - -
Short long term debt - - - - -
Short long term debt total 20138.04M 6433.09M 7736.42M 7571.99M 7639.52M
Other stockholder equity -441.80400M -331.64300M -57.46200M 1326.24M 1216.76M
Property plant equipment - 447.85M 450.44M 455.07M 533.96M
Total current assets 19082.79M 13476.86M 24143.97M 16165.87M 7588.33M
Long term investments 14662.90M 17038.87M 14903.25M 11925.60M 12658.14M
Net tangible assets - 4626.03M 4582.48M 4706.08M 4408.03M
Short term investments -13951.79000M - - - -
Net receivables 146.84M 125.64M 119.08M 96.62M 185.03M
Long term debt - - - - 7688.41M
Inventory 12706.86M - 106.18M 1708.41M 192.92M
Accounts payable 711.32M 671.87M 317.58M 327.44M 291.12M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -102.55700M - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -15389.09500M -17765.65900M -12511.11100M -12097.95500M -13071.82500M
Deferred long term asset charges - - - - -
Non current assets total 126127.75M 17765.66M 12511.11M 12097.95M 13071.83M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Investments -44.23400M -234.05100M -63.90800M 0.23M 0.52M
Change to liabilities - 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - -234.05100M -63.90800M -120.86000M 1309.58M
Net borrowings - -500.00000M 550.00M 310.00M -297.25000M
Total cash from financing activities -105.80700M -752.84600M 341.85M 219.82M -562.43800M
Change to operating activities - -8935.91200M 8001.84M 3975.58M -1734.81400M
Net income 844.79M 560.20M 1333.11M 317.12M 550.66M
Change in cash 508.38M -9021.87300M 7328.77M 8637.27M 903.62M
Begin period cash flow 13351.22M 22373.09M 15044.32M 6407.05M 5503.43M
End period cash flow 13859.59M 13351.22M 22373.09M 15044.32M 6407.05M
Total cash from operating activities 658.42M -8034.97600M 7050.83M 8538.31M 156.47M
Issuance of capital stock 79.15M 84.10M 51.45M 56.58M 52.38M
Depreciation 82.07M 80.09M 77.79M 75.58M 80.94M
Other cashflows from investing activities - -144.10000M 49.56M -34.40400M 1650.69M
Dividends paid 405.83M 252.48M 210.77M 87.76M 264.66M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -79.11900M -84.46900M -48.83600M -59.00300M -52.90500M
Other cashflows from financing activities -44.23400M -234.05100M 750.00M 350.00M 1309.58M
Change to netincome - 670.98M -622.65700M 664.00M 310.71M
Capital expenditures 90.38M 72.25M 67.32M 86.68M 145.28M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -779.62700M -9346.24200M 6262.60M 7481.61M -785.84500M
Stock based compensation - - - - -
Other non cash items 511.19M 670.98M -622.65700M 664.00M 310.71M
Free cash flow 568.04M -8107.22600M 6983.51M 8451.62M 11.20M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BKIMF
Bankinter S.A
- -% 10.96 7.92 7.91 2.98 1.15 5.24
HDB
HDFC Bank Limited ADR
-0.38 0.53% 71.91 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.41 1.45% 28.73 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.09 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
-0.225 0.68% 33.05 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

Bankinter, S.A. provides various banking products and services to individuals and corporate customers, and small- and medium-sized enterprises in Spain. It offers payroll, pension, business, salary, non-salary, youth salary, current, currency, and management accounts; deposit products; mortgages and loan products; personal, auto, equipment, tax repayment, and various financing services; and finance leasing services. The company also provides saving and investment products, including profiled funds, sustainable investment funds, various investment funds, other managers funds, protected funds, and themed funds; regular investment plans; and investment advisory, wealth management, and alternative investment products and services. In addition, it offers home, life, funeral, health, and motor; business multi-risk, general and business liability, executives' liability, construction, and machinery and equipment; and property, personal, and pension scheme insurance products and services. Further, the company provides various services, such as estate administration, switch, debit management, accounts management, and transfer services, as well as real estate and brokerage services. Additionally, it offers retail, personal, private, and corporate banking products, as well as remote banking services. The company was formerly known as Banco Intercontinental Español, S.A. and changed its name to Bankinter, S.A. in July 1990. Bankinter, S.A. was incorporated in 1965 and is based in Madrid, Spain.

Bankinter S.A

Paseo de la Castellana, nº 29, Madrid, Spain, 28046

Key Executives

Name Title Year Born
Mr. Pedro Guerrero Guerrero Chairman 1953
Ms. Maria Dolores Dancausa Trevino CEO & Exec. Director 1958
Mr. Alfonso Botin-Sanz de Sautuola y Naveda Exec. VP of Board 1970
Mr. Jacobo Diaz Garcia Chief Financial Officer NA
Mr. Iñigo Guerra Azcona Director Gen. of Investment Banking Area, Head of Legal & Tax Division and Gen. Council NA
Mr. David López Finistrosa Director of Investor Relations NA
Ms. María Paramés Head of Employees, Corp. Communication & Quality NA
Ms. Marta Centeno Robles Director of Corp. Devel., Products & Markets NA
Mr. Alfonso Ma Saez Head of Consumer Fin. NA
Mr. Julio Gabriel Zapatero Gaviria Director Gen. & Chief Risk Officer NA

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