BankFirst Capital Corporation

Financial Services US BFCC

39.99USD
1.04(2.67%)

Last update at 2025-06-13T14:56:00Z

Day Range

39.9939.99
LowHigh

52 Week Range

25.9741.99
LowHigh

Fundamentals

  • Previous Close 38.95
  • Market Cap226.50M
  • Volume106
  • P/E Ratio9.95
  • Dividend Yield2.38%
  • Revenue TTM109.68M
  • Revenue Per Share TTM18.78
  • Gross Profit TTM 87.77M
  • Diluted EPS TTM4.19

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 28.74M 23.14M 16.16M 15.35M 12.46M
Minority interest - - - - -
Net income 22.95M 18.30M 13.48M 11.81M 9.81M
Selling general administrative 34.20M 32.71M 30.00M 22.94M 17.00M
Selling and marketing expenses - - - - -
Gross profit - - - 53.23M 41.40M
Reconciled depreciation 2.86M 2.52M 2.19M 1.65M 1.25M
Ebit - - - - -
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - 15.32M 12.46M
Other operating expenses 17.86M 14.00M 10.75M 8.63M 8.03M
Interest expense 6.13M 6.46M 9.44M 10.81M 5.63M
Tax provision 5.79M 4.84M 2.67M 3.53M 2.65M
Interest income 75.06M 62.84M 59.59M 51.36M 38.85M
Net interest income 68.92M 56.38M 50.15M 40.55M 33.22M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 5.79M 4.84M 2.67M 3.53M 2.65M
Total revenue 84.63M 74.13M 69.06M 53.55M 42.13M
Total operating expenses - - - 37.90M 28.95M
Cost of revenue - - - - -
Total other income expense net - - - - -
Discontinued operations - - - - -
Net income from continuing ops 22.95M 18.30M 13.48M 11.81M 9.81M
Net income applicable to common shares 22.95M 18.30M 13.48M 11.81M 9.81M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 2725.30M 2458.33M 1818.52M 1726.64M 1280.61M
Intangible assets 11.29M 8.39M 3.90M 4.54M 4.48M
Earning assets - - - - -
Other current assets - 10.07M 7.93M 8.98M 4.88M
Total liab 2352.86M 2121.00M 1661.72M 1579.64M 1165.60M
Total stockholder equity 372.44M 337.33M 156.80M 147.00M 115.02M
Deferred long term liab - - - - -
Other current liab - - - - -
Common stock - 1.61M 1.58M 1.58M 1.35M
Capital stock 190.30M 176.61M 1.58M 1.58M 1.35M
Retained earnings 130.56M 113.63M 95.23M 80.52M 69.68M
Other liab - 19.68M 11.57M 7.98M 9.45M
Good will 66.97M 66.97M 34.56M 34.56M 19.41M
Other assets - 1568.80M 1243.35M 1174.31M 936.41M
Cash 113.09M 112.56M 59.10M 120.53M 62.04M
Cash and equivalents - - - - -
Total current liabilities - 2065.53M 1604.44M 1516.96M 1111.84M
Current deferred revenue - - - - -
Net debt - - 8.51M - -
Short term debt - - - - -
Short long term debt 0.00000M 3.48M 10.00M - -
Short long term debt total - - - - -
Other stockholder equity - -14.06800M -0.56000M 4.78M 1.26M
Property plant equipment - 52.60M 43.04M 42.41M 33.34M
Total current assets - 135.26M 67.98M 139.26M 67.21M
Long term investments 563.49M 626.31M 423.54M 329.41M 217.65M
Net tangible assets - 86.98M 118.34M 107.90M 91.13M
Short term investments 235.47M 278.31M 423.54M 329.41M 217.65M
Net receivables 11.29M 10.07M 7.93M 8.98M 4.88M
Long term debt 37.04M 35.79M 57.61M 54.70M 44.31M
Inventory - - 0.95M 1.34M 0.29M
Accounts payable 6.09M 2061.23M 1581.07M 1515.17M 1109.79M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -0.23600M -105.69600M 82.41M -36.81300M -6.93600M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -96.16200M -104.48300M -76.86800M -23.33500M -23.30100M
Net borrowings -28.42500M 12.85M 10.36M -9.50000M 7.15M
Total cash from financing activities 132.80M 75.72M 63.41M 25.45M 6.08M
Change to operating activities -0.14300M -0.32700M -0.69500M 0.55M 0.22M
Net income 22.95M 18.30M 13.48M 11.81M 9.81M
Change in cash 71.46M -0.58500M 2.45M 17.31M -1.62200M
Begin period cash flow 36.62M 37.21M 34.76M 17.45M 19.07M
End period cash flow 108.08M 36.62M 37.21M 34.76M 17.45M
Total cash from operating activities 34.82M 28.18M 15.90M 15.19M 15.60M
Issuance of capital stock 175.00M - 0.00000M 12.66M 0.38M
Depreciation 2.86M 2.52M 2.19M 1.65M 1.25M
Other cashflows from investing activities 108.01M 69.57M -54.70800M 19.90M -3.96400M
Dividends paid -4.55000M -3.59500M -2.63500M -2.24300M 1.85M
Change to inventory - - - - -
Change to account receivables -0.06700M 1.05M -2.79500M -0.35000M -0.21000M
Sale purchase of stock -0.12700M -0.14600M -0.12100M -0.04900M -
Other cashflows from financing activities -9.10000M 66.61M 55.81M 24.59M 0.42M
Change to netincome 9.22M 6.63M 3.72M 1.53M 4.53M
Capital expenditures 6.59M 2.94M 2.94M 3.04M 3.55M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 1.15M 2.08M -5.80100M -0.63400M 1.91M
Stock based compensation 0.77M 0.58M 0.49M 0.38M -
Other non cash items -0.92100M -1.15300M -0.85300M -0.72300M -
Free cash flow 28.23M 25.24M 15.90M 12.15M 12.04M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BFCC
BankFirst Capital Corporation
1.04 2.67% 39.99 9.95 - 2.06 1.12 4.07
HDB
HDFC Bank Limited ADR
1.31 1.77% 75.24 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
1.34 4.08% 34.20 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 6.50 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
0.36 1.10% 33.45 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

BankFirst Capital Corporation operates as the bank holding company for BankFirst Financial Services that provides banking and financial services to individual and corporate customers in east central and central Mississippi, and northwest and west Alabama. It offers personal and business checking and savings products. The company also provides home mortgages; construction, home equity, auto, boat and recreational vehicle, personal, business term, equipment, commercial real estate, and agricultural loans; SBA lending services; and business lines of credit. In addition, it offers debit and credit cards; and online banking and bill pay, e-statement, mobile banking, remote deposit capture, merchant card, and overdraft protection services. Further, the company provides wealth management, cashier checks, safe deposit boxes, wire transfers, night depository, pre-authorized debit, bank by mail, direct deposit, drive-thru teller, notary, and fax services. BankFirst Capital Corporation was founded in 1888 and is headquartered in Columbus, Mississippi.

BankFirst Capital Corporation

900 Main Street, Columbus, MS, United States, 39701

Key Executives

Name Title Year Born
Mr. Andrew Moak Griffin Pres, CEO & Director NA
Mr. Thomas Luke Yeatman Exec. VP & CFO NA
Mr. Jim McAlexander Exec. VP and Chief Retail & Operations Officer NA
Marcus Mallory Chief Banking Officer & Exec. VP NA
Mr. Ron Allen Chief Credit Officer & Exec. VP NA
Johnny Ray Jackson Regional Pres & Exec. VP NA
Heyward Gould Exec. VP & Alabama Regional Pres NA
Lee Seago Exec. VP & Chief Risk Officer NA
Greg Moore Exec. VP & Mississippi Regional Pres NA
Mr. Andrew Moak Griffin President, CEO & Director NA

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