BDO Unibank Inc

Financial Services US BDOUF

NoneUSD
-(-%)

Last update at 2024-09-11T10:45:36.068546Z

Day Range

--
LowHigh

52 Week Range

0.472.96
LowHigh

Fundamentals

  • Previous Close -
  • Market Cap12831.31M
  • VolumeNone
  • P/E Ratio8.61
  • Dividend Yield1.86%
  • Revenue TTM229598.00M
  • Revenue Per Share TTM43.70
  • Gross Profit TTM 204203.00M
  • Diluted EPS TTM0.23

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 73193.00M 55762.00M 46030.00M 59187.00M 43646.00M
Minority interest -180.00000M -64.00000M 1598.00M 1655.00M 777.00M
Net income 57054.00M 42791.00M 28246.00M 44194.00M 32708.00M
Selling general administrative 2016.00M 11800.00M 11485.00M 66662.00M 61204.00M
Selling and marketing expenses - - - - -
Gross profit - - - 174546.00M 141782.00M
Reconciled depreciation 9920.00M 9198.00M 9190.00M 8850.00M 5776.00M
Ebit - - - - 0.00000M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - 0.00000M
Operating income - - - 60481.00M 44806.00M
Other operating expenses 52601.00M 45951.00M 44482.00M 45844.00M 35878.00M
Interest expense 19839.00M 13533.00M 23331.00M 40681.00M 30748.00M
Tax provision 15959.00M 12907.00M 17776.00M 15019.00M 11007.00M
Interest income 169071.00M 144879.00M 157031.00M 160572.00M 129040.00M
Net interest income 149232.00M 131346.00M 133700.00M 119891.00M 98292.00M
Extraordinary items - - - - 0.00000M
Non recurring - - - - 0.00000M
Other items - - - - 0.00000M
Income tax expense 15959.00M 12907.00M 17776.00M 15019.00M 11007.00M
Total revenue 197714.00M 174285.00M 172747.00M 174546.00M 141782.00M
Total operating expenses - - - 114065.00M 96976.00M
Cost of revenue - - - - 0.00000M
Total other income expense net - - - -1294.00000M -1160.00000M
Discontinued operations - - - - 0.00000M
Net income from continuing ops 57234.00M 42855.00M 28254.00M 44168.00M 32639.00M
Net income applicable to common shares 56715.00M 42451.00M 27907.00M 43855.00M 32369.00M
Preferred stock and other adjustments - - - - 0.00000M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 4074708.00M 3623749.00M 3374900.00M 3188858.00M 3022247.00M
Intangible assets 7043.00M 7203.00M 5653.00M 7437.00M 7711.00M
Earning assets - - - - -
Other current assets 395800.00M 352751.00M 313525.00M 347526.00M 429015.00M
Total liab 3613251.00M 3199201.00M 2981879.00M 2818271.00M 2694098.00M
Total stockholder equity 459332.00M 422934.00M 391423.00M 363782.00M 322222.00M
Deferred long term liab 6544.00M 7852.00M 9316.00M 7481.00M 7926.00M
Other current liab 48553.00M 40066.00M 33158.00M 35858.00M 30622.00M
Common stock 52641.00M 43855.00M 43842.00M 43814.00M 43740.00M
Capital stock 58821.00M 49005.00M 48992.00M 48964.00M 48890.00M
Retained earnings 200668.00M 269673.00M 232489.00M 210695.00M 171115.00M
Other liab 84163.00M 85318.00M 74489.00M 65452.00M 53522.00M
Good will 4535.00M 4535.00M 4535.00M 4535.00M 4435.00M
Other assets 2519698.00M 2306966.00M 2203828.00M 2169840.00M 1967336.00M
Cash 539759.00M 450339.00M 457779.00M 163875.00M 172123.00M
Cash and equivalents - - - - -
Total current liabilities 3400778.00M 3013158.00M 2752141.00M 2653447.00M 2532504.00M
Current deferred revenue - - - - -
Net debt - - - - -
Short term debt - - - 87828.00M 0.00000M
Short long term debt - - - 87828.00M 45581.00M
Short long term debt total - - - - -
Other stockholder equity -30102.00000M -20191.00000M -14385.00000M -14776.00000M -16010.00000M
Property plant equipment 45106.00M 43336.00M 42806.00M 44508.00M 31456.00M
Total current assets 813342.00M 686717.00M 640156.00M 549132.00M 651894.00M
Long term investments 728484.00M 621608.00M 513825.00M 413406.00M 359415.00M
Net tangible assets 440209.00M 404575.00M 374561.00M 351810.00M 310076.00M
Short term investments - - - - 22009.00M
Net receivables 14867.00M 8153.00M 11635.00M 9593.00M 7675.00M
Long term debt - - - 89726.00M 108072.00M
Inventory 3462.00M 1954.00M 1066.00M 1057.00M 764.00M
Accounts payable 3241768.00M 2834468.00M 2630444.00M 2509796.00M 2440653.00M
Total permanent equity - - - - 0.00000M
Noncontrolling interest in consolidated entity - - - - 0.00000M
Temporary equity redeemable noncontrolling interests - - - - 0.00000M
Accumulated other comprehensive income - - - - 0.00000M
Additional paid in capital - - - - 0.00000M
Common stock total equity - - - - 0.00000M
Preferred stock total equity - - - - 0.00000M
Retained earnings total equity - - - - 0.00000M
Treasury stock - - - - 0.00000M
Accumulated amortization - - - - 0.00000M
Non currrent assets other - - - - 0.00000M
Deferred long term asset charges - - - - 0.00000M
Non current assets total - - - - 0.00000M
Capital lease obligations - - - - 0.00000M
Long term debt total - - - - 0.00000M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -105021.00000M -87206.00000M -66017.00000M -43461.00000M -48835.00000M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -108624.00000M -90901.00000M -68975.00000M -47548.00000M -56740.00000M
Net borrowings -18375.00000M -15284.00000M 34968.00M 24778.00M 7550.00M
Total cash from financing activities 369561.00M 190085.00M 155981.00M 85974.00M 300082.00M
Change to operating activities -219251.00000M -134729.00000M -60427.00000M -177718.00000M -256822.00000M
Net income 57054.00M 42791.00M 28246.00M 44194.00M 32708.00M
Change in cash 115440.00M 16531.00M 82281.00M -92326.00000M 35971.00M
Begin period cash flow 547878.00M 531347.00M 449066.00M 541392.00M 505421.00M
End period cash flow 663318.00M 547878.00M 531347.00M 449066.00M 541392.00M
Total cash from operating activities -145497.00000M -82653.00000M -4725.00000M -130752.00000M -207371.00000M
Issuance of capital stock 144.00M 133.00M 306.00M 746.00M 461.00M
Depreciation 8564.00M 7856.00M 8456.00M 8304.00M 5260.00M
Other cashflows from investing activities - - - - 0.00000M
Dividends paid -5869.00000M -5603.00000M -5600.00000M -5593.00000M 5585.00M
Change to inventory - - - - 0.00000M
Change to account receivables - - - - 0.00000M
Sale purchase of stock - - - - 0.00000M
Other cashflows from financing activities 398047.00M 210839.00M 126307.00M 66043.00M 297656.00M
Change to netincome 4072.00M 10374.00M 28242.00M 1296.00M 9919.00M
Capital expenditures 3888.00M 3853.00M 3089.00M 4397.00M 8135.00M
Change receivables - - - - 0.00000M
Cash flows other operating - - - - 0.00000M
Exchange rate changes - - - - 0.00000M
Cash and cash equivalents changes - - - - 0.00000M
Change in working capital 181504.00M 65823.00M 55905.00M -119056.00000M 41909.00M
Stock based compensation - - - - -
Other non cash items -149232.00000M 2708.00M -10719.00000M -5267.00000M 3285.00M
Free cash flow 248662.00M 124333.00M 111162.00M -68171.00000M 82177.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
BDOUF
BDO Unibank Inc
- -% - 8.61 9.20 0.06 1.23
HDB
HDFC Bank Limited ADR
-1.95 2.57% 73.93 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 0.96% 32.98 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 6.50 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
-0.405 1.21% 33.09 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

BDO Unibank, Inc., together with its subsidiaries, provides various banking products and services primarily in the Philippines. It offers checking, savings and time deposit, and foreign currency accounts, as well as other services, such as telegraphic transfer, safe deposit box, and night depository services; and consumer loans, merchant and ATM services, and agency banking services. The company provides finance and operating lease, receivable factoring, microfinance and salary, amortized commercial, and mortgage loans, as well as installment paper purchase, floor stock financing, credit line, term loan, discounting facility, trade and project finance, and documentary collection services; and import and domestic credit line, letter of credit, trust receipts, and export finance. In addition, its provides equity and quasi-equity, and fixed income financing, and financial advisory services; trade assisted and online stock brokerage, fixed income brokerage, and wealth management; and portfolio management, estate and succession planning, and trust agency services. The company offers investment management and advisory services, customized portfolio management, and corporate trusts and agencies securities services; and property, motor, accident, health, group, engineering, marine, hull, aviation, marine cargo, liability, and bonds specialty insurance, as well as employee benefits risk assessment services, and protection, education, savings, health, retirement, and estate planning. Further, it provides property leasing and sale; cash management and remittances; fixed income brokering services and foreign exchange derivatives; and online, mobile and phone banking. The company was incorporated in 1967 and is headquartered in Makati City, the Philippines.

BDO Unibank Inc

BDO Corporate Center, Makati City, Philippines, 0726

Key Executives

Name Title Year Born
Mr. Nestor V. Tan Pres, CEO & Exec. Director 1958
Ms. Josefina N. Tan Non-Exec. Director 1946
Attorney Elmer B. Serrano Corp. Information Officer 1968
Mr. Luis Santos Reyes Jr. Exec. VP and Head of Investor Relations & Corp. Planning 1958
Attorney Federico Primavera Tancongco Sr. VP, Chief Compliance Officer & Head of Compliance and Legal Department 1962
Ms. Evelyn Chua Salagubang Group Head for HR (HR) & Sr. VP 1964
Mr. Jaime Co Yu Sr. EVP & Head of Branch Banking Group 1958
Ms. Evelyn Llarena Villanueva Exec. VP, Chief Risk Officer & Head of Risk Management Group 1959
Mr. Rolando Cordero Tanchanco Sr. Exec. VP for Consumer Banking Group 1962
Mr. Ramon Tremucha Militar Sr. VP 1959

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