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Thu 26 Sep 24, 12:51 PMBreakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
Income before tax | 73193.00M | 55762.00M | 46030.00M | 59187.00M | 43646.00M |
Minority interest | -180.00000M | -64.00000M | 1598.00M | 1655.00M | 777.00M |
Net income | 57054.00M | 42791.00M | 28246.00M | 44194.00M | 32708.00M |
Selling general administrative | 2016.00M | 11800.00M | 11485.00M | 66662.00M | 61204.00M |
Selling and marketing expenses | - | - | - | - | - |
Gross profit | - | - | - | 174546.00M | 141782.00M |
Reconciled depreciation | 9920.00M | 9198.00M | 9190.00M | 8850.00M | 5776.00M |
Ebit | - | - | - | - | 0.00000M |
Ebitda | - | - | - | - | - |
Depreciation and amortization | - | - | - | - | - |
Non operating income net other | - | - | - | - | 0.00000M |
Operating income | - | - | - | 60481.00M | 44806.00M |
Other operating expenses | 52601.00M | 45951.00M | 44482.00M | 45844.00M | 35878.00M |
Interest expense | 19839.00M | 13533.00M | 23331.00M | 40681.00M | 30748.00M |
Tax provision | 15959.00M | 12907.00M | 17776.00M | 15019.00M | 11007.00M |
Interest income | 169071.00M | 144879.00M | 157031.00M | 160572.00M | 129040.00M |
Net interest income | 149232.00M | 131346.00M | 133700.00M | 119891.00M | 98292.00M |
Extraordinary items | - | - | - | - | 0.00000M |
Non recurring | - | - | - | - | 0.00000M |
Other items | - | - | - | - | 0.00000M |
Income tax expense | 15959.00M | 12907.00M | 17776.00M | 15019.00M | 11007.00M |
Total revenue | 197714.00M | 174285.00M | 172747.00M | 174546.00M | 141782.00M |
Total operating expenses | - | - | - | 114065.00M | 96976.00M |
Cost of revenue | - | - | - | - | 0.00000M |
Total other income expense net | - | - | - | -1294.00000M | -1160.00000M |
Discontinued operations | - | - | - | - | 0.00000M |
Net income from continuing ops | 57234.00M | 42855.00M | 28254.00M | 44168.00M | 32639.00M |
Net income applicable to common shares | 56715.00M | 42451.00M | 27907.00M | 43855.00M | 32369.00M |
Preferred stock and other adjustments | - | - | - | - | 0.00000M |
Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
Total assets | 4074708.00M | 3623749.00M | 3374900.00M | 3188858.00M | 3022247.00M |
Intangible assets | 7043.00M | 7203.00M | 5653.00M | 7437.00M | 7711.00M |
Earning assets | - | - | - | - | - |
Other current assets | 395800.00M | 352751.00M | 313525.00M | 347526.00M | 429015.00M |
Total liab | 3613251.00M | 3199201.00M | 2981879.00M | 2818271.00M | 2694098.00M |
Total stockholder equity | 459332.00M | 422934.00M | 391423.00M | 363782.00M | 322222.00M |
Deferred long term liab | 6544.00M | 7852.00M | 9316.00M | 7481.00M | 7926.00M |
Other current liab | 48553.00M | 40066.00M | 33158.00M | 35858.00M | 30622.00M |
Common stock | 52641.00M | 43855.00M | 43842.00M | 43814.00M | 43740.00M |
Capital stock | 58821.00M | 49005.00M | 48992.00M | 48964.00M | 48890.00M |
Retained earnings | 200668.00M | 269673.00M | 232489.00M | 210695.00M | 171115.00M |
Other liab | 84163.00M | 85318.00M | 74489.00M | 65452.00M | 53522.00M |
Good will | 4535.00M | 4535.00M | 4535.00M | 4535.00M | 4435.00M |
Other assets | 2519698.00M | 2306966.00M | 2203828.00M | 2169840.00M | 1967336.00M |
Cash | 539759.00M | 450339.00M | 457779.00M | 163875.00M | 172123.00M |
Cash and equivalents | - | - | - | - | - |
Total current liabilities | 3400778.00M | 3013158.00M | 2752141.00M | 2653447.00M | 2532504.00M |
Current deferred revenue | - | - | - | - | - |
Net debt | - | - | - | - | - |
Short term debt | - | - | - | 87828.00M | 0.00000M |
Short long term debt | - | - | - | 87828.00M | 45581.00M |
Short long term debt total | - | - | - | - | - |
Other stockholder equity | -30102.00000M | -20191.00000M | -14385.00000M | -14776.00000M | -16010.00000M |
Property plant equipment | 45106.00M | 43336.00M | 42806.00M | 44508.00M | 31456.00M |
Total current assets | 813342.00M | 686717.00M | 640156.00M | 549132.00M | 651894.00M |
Long term investments | 728484.00M | 621608.00M | 513825.00M | 413406.00M | 359415.00M |
Net tangible assets | 440209.00M | 404575.00M | 374561.00M | 351810.00M | 310076.00M |
Short term investments | - | - | - | - | 22009.00M |
Net receivables | 14867.00M | 8153.00M | 11635.00M | 9593.00M | 7675.00M |
Long term debt | - | - | - | 89726.00M | 108072.00M |
Inventory | 3462.00M | 1954.00M | 1066.00M | 1057.00M | 764.00M |
Accounts payable | 3241768.00M | 2834468.00M | 2630444.00M | 2509796.00M | 2440653.00M |
Total permanent equity | - | - | - | - | 0.00000M |
Noncontrolling interest in consolidated entity | - | - | - | - | 0.00000M |
Temporary equity redeemable noncontrolling interests | - | - | - | - | 0.00000M |
Accumulated other comprehensive income | - | - | - | - | 0.00000M |
Additional paid in capital | - | - | - | - | 0.00000M |
Common stock total equity | - | - | - | - | 0.00000M |
Preferred stock total equity | - | - | - | - | 0.00000M |
Retained earnings total equity | - | - | - | - | 0.00000M |
Treasury stock | - | - | - | - | 0.00000M |
Accumulated amortization | - | - | - | - | 0.00000M |
Non currrent assets other | - | - | - | - | 0.00000M |
Deferred long term asset charges | - | - | - | - | 0.00000M |
Non current assets total | - | - | - | - | 0.00000M |
Capital lease obligations | - | - | - | - | 0.00000M |
Long term debt total | - | - | - | - | 0.00000M |
Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
Investments | -105021.00000M | -87206.00000M | -66017.00000M | -43461.00000M | -48835.00000M |
Change to liabilities | 0.00000M | 0.00000M | 0.00000M | 0.00000M | 0.00000M |
Total cashflows from investing activities | -108624.00000M | -90901.00000M | -68975.00000M | -47548.00000M | -56740.00000M |
Net borrowings | -18375.00000M | -15284.00000M | 34968.00M | 24778.00M | 7550.00M |
Total cash from financing activities | 369561.00M | 190085.00M | 155981.00M | 85974.00M | 300082.00M |
Change to operating activities | -219251.00000M | -134729.00000M | -60427.00000M | -177718.00000M | -256822.00000M |
Net income | 57054.00M | 42791.00M | 28246.00M | 44194.00M | 32708.00M |
Change in cash | 115440.00M | 16531.00M | 82281.00M | -92326.00000M | 35971.00M |
Begin period cash flow | 547878.00M | 531347.00M | 449066.00M | 541392.00M | 505421.00M |
End period cash flow | 663318.00M | 547878.00M | 531347.00M | 449066.00M | 541392.00M |
Total cash from operating activities | -145497.00000M | -82653.00000M | -4725.00000M | -130752.00000M | -207371.00000M |
Issuance of capital stock | 144.00M | 133.00M | 306.00M | 746.00M | 461.00M |
Depreciation | 8564.00M | 7856.00M | 8456.00M | 8304.00M | 5260.00M |
Other cashflows from investing activities | - | - | - | - | 0.00000M |
Dividends paid | -5869.00000M | -5603.00000M | -5600.00000M | -5593.00000M | 5585.00M |
Change to inventory | - | - | - | - | 0.00000M |
Change to account receivables | - | - | - | - | 0.00000M |
Sale purchase of stock | - | - | - | - | 0.00000M |
Other cashflows from financing activities | 398047.00M | 210839.00M | 126307.00M | 66043.00M | 297656.00M |
Change to netincome | 4072.00M | 10374.00M | 28242.00M | 1296.00M | 9919.00M |
Capital expenditures | 3888.00M | 3853.00M | 3089.00M | 4397.00M | 8135.00M |
Change receivables | - | - | - | - | 0.00000M |
Cash flows other operating | - | - | - | - | 0.00000M |
Exchange rate changes | - | - | - | - | 0.00000M |
Cash and cash equivalents changes | - | - | - | - | 0.00000M |
Change in working capital | 181504.00M | 65823.00M | 55905.00M | -119056.00000M | 41909.00M |
Stock based compensation | - | - | - | - | - |
Other non cash items | -149232.00000M | 2708.00M | -10719.00000M | -5267.00000M | 3285.00M |
Free cash flow | 248662.00M | 124333.00M | 111162.00M | -68171.00000M | 82177.00M |
Sector: Financial Services Industry: Banks - Regional
Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | |
---|---|---|---|---|---|---|---|
BDOUF BDO Unibank Inc |
- -% | - | 8.61 | 9.20 | 0.06 | 1.23 | |
HDB HDFC Bank Limited ADR |
-1.95 2.57% | 73.93 | 20.81 | 20.96 | 0.11 | 4.77 | |
CIHKY China Merchants Bank Co Ltd |
-0.32 0.96% | 32.98 | 6.61 | 5.68 | 0.48 | 0.77 | 3.43 |
CIHHF China Merchants Bank Co Ltd Class H |
- -% | 6.50 | 6.10 | 5.67 | 0.44 | 0.77 | 3.43 |
IBN ICICI Bank Limited |
-0.405 1.21% | 33.09 | 17.79 | 16.95 | 0.07 | 3.08 |
BDO Unibank, Inc., together with its subsidiaries, provides various banking products and services primarily in the Philippines. It offers checking, savings and time deposit, and foreign currency accounts, as well as other services, such as telegraphic transfer, safe deposit box, and night depository services; and consumer loans, merchant and ATM services, and agency banking services. The company provides finance and operating lease, receivable factoring, microfinance and salary, amortized commercial, and mortgage loans, as well as installment paper purchase, floor stock financing, credit line, term loan, discounting facility, trade and project finance, and documentary collection services; and import and domestic credit line, letter of credit, trust receipts, and export finance. In addition, its provides equity and quasi-equity, and fixed income financing, and financial advisory services; trade assisted and online stock brokerage, fixed income brokerage, and wealth management; and portfolio management, estate and succession planning, and trust agency services. The company offers investment management and advisory services, customized portfolio management, and corporate trusts and agencies securities services; and property, motor, accident, health, group, engineering, marine, hull, aviation, marine cargo, liability, and bonds specialty insurance, as well as employee benefits risk assessment services, and protection, education, savings, health, retirement, and estate planning. Further, it provides property leasing and sale; cash management and remittances; fixed income brokering services and foreign exchange derivatives; and online, mobile and phone banking. The company was incorporated in 1967 and is headquartered in Makati City, the Philippines.
BDO Corporate Center, Makati City, Philippines, 0726
Name | Title | Year Born |
---|---|---|
Mr. Nestor V. Tan | Pres, CEO & Exec. Director | 1958 |
Ms. Josefina N. Tan | Non-Exec. Director | 1946 |
Attorney Elmer B. Serrano | Corp. Information Officer | 1968 |
Mr. Luis Santos Reyes Jr. | Exec. VP and Head of Investor Relations & Corp. Planning | 1958 |
Attorney Federico Primavera Tancongco | Sr. VP, Chief Compliance Officer & Head of Compliance and Legal Department | 1962 |
Ms. Evelyn Chua Salagubang | Group Head for HR (HR) & Sr. VP | 1964 |
Mr. Jaime Co Yu | Sr. EVP & Head of Branch Banking Group | 1958 |
Ms. Evelyn Llarena Villanueva | Exec. VP, Chief Risk Officer & Head of Risk Management Group | 1959 |
Mr. Rolando Cordero Tanchanco | Sr. Exec. VP for Consumer Banking Group | 1962 |
Mr. Ramon Tremucha Militar | Sr. VP | 1959 |
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