Bancorp 34 Inc

Financial Services US BCTF

12.25USD
0.02(0.16%)

Last update at 2025-05-16T15:48:00Z

Day Range

12.2312.25
LowHigh

52 Week Range

8.1512.50
LowHigh

Fundamentals

  • Previous Close 12.23
  • Market Cap80.79M
  • Volume1287
  • P/E Ratio-
  • Dividend Yield-%
  • Revenue TTM12.31M
  • Revenue Per Share TTM2.90
  • Gross Profit TTM 18.38M
  • Diluted EPS TTM-0.16

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 5.01M 4.27M 2.29M 2.63M 1.49M
Minority interest - - - - -
Net income 4.01M 3.40M 1.80M 0.71M 1.07M
Selling general administrative 7.79M 12.31M 9.49M 9.15M 21.89M
Selling and marketing expenses - - - - -
Gross profit - - - 15.12M 14.27M
Reconciled depreciation 0.49M 0.57M 0.56M 0.65M 0.75M
Ebit - - - 28.56M 0.00000M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - 0.94M -
Operating income - - - 2.81M 2.76M
Other operating expenses 1.65M 1.57M 0.83M 0.90M 1.14M
Interest expense 5.31M 2.16M 3.71M 4.82M 3.61M
Tax provision 1.00M 0.87M 0.50M 0.67M 0.42M
Interest income 23.81M 20.73M 19.69M 18.95M 17.62M
Net interest income 18.49M 18.56M 15.98M 14.13M 14.02M
Extraordinary items - - - -1.25593M -0.80174M
Non recurring - - - - -
Other items - - - - -
Income tax expense 1.00M 0.87M 0.50M 0.67M 0.67M
Total revenue 19.18M 20.03M 16.98M 15.15M 29.21M
Total operating expenses - - - 12.31M 11.52M
Cost of revenue - - - - 0.00000M
Total other income expense net - - - -0.18121M -0.20663M
Discontinued operations - - - -1.25593M -0.80174M
Net income from continuing ops 4.01M 3.40M 1.80M 1.97M 1.07M
Net income applicable to common shares 3.98M 3.37M 1.77M 0.70M 1.05M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 581.26M 575.56M 527.65M 441.92M 393.74M
Intangible assets - - - 0.10M 0.13M
Earning assets - - - - 84.37M
Other current assets - 1.50M 1.35M 1.66M 2.06M
Total liab 520.54M 524.87M 486.91M 395.89M 348.66M
Total stockholder equity 60.72M 50.69M 40.74M 46.03M 45.08M
Deferred long term liab - - - - -
Other current liab - - - - 0.23M
Common stock - 0.03M 0.03M 0.03M 0.03M
Capital stock 0.05M 0.04M 0.03M 0.03M 0.03M
Retained earnings 24.30M 30.46M 27.15M 24.32M 23.16M
Other liab - 0.18M 0.36M 0.27M 0.25M
Good will - - - - -
Other assets - 478.31M 426.19M 363.29M 308.51M
Cash 27.18M 16.11M 15.50M 11.99M 29.49M
Cash and equivalents - - - - -
Total current liabilities - 498.21M 442.63M 375.59M 308.40M
Current deferred revenue - - - - -
Net debt 26.41M 13.42M 27.95M 7.01M 10.51M
Short term debt - - - - 40.00M
Short long term debt - - - - 40.00M
Short long term debt total - - - - -
Other stockholder equity - -8.17900M -1.07700M -1.13379M -1.27416M
Property plant equipment - 10.14M 8.39M 9.25M 8.99M
Total current assets - 22.69M 19.79M 14.93M 31.58M
Long term investments 66.44M 64.41M 73.28M 54.34M 44.52M
Net tangible assets - 50.68M 40.74M 45.94M 44.95M
Short term investments 56.69M 58.58M 67.92M 54.34M 44.52M
Net receivables 1.60M 1.50M 1.35M 1.66M 0.96M
Long term debt 53.59M 29.53M 43.45M 19.00M 40.00M
Inventory - - - - -
Accounts payable - 487.59M 437.78M 370.75M 303.90M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - 0.03M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - 23.16M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - 11.99M
Deferred long term asset charges - - - - -
Non current assets total - - - - 1.91M
Capital lease obligations 2.01M 2.15M 0.47M 1.03M -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -0.53000M -21.38300M -5.49446M -28.62103M -42.34374M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.27M -0.15404M
Total cashflows from investing activities -56.83800M -86.00700M -65.06129M -22.66693M -36.68175M
Net borrowings -14.00000M 24.45M -21.00000M -27.00000M 22.00M
Total cash from financing activities 48.52M 82.34M 44.53M 8.39M 45.82M
Change to operating activities -0.76500M 0.29M -1.54465M 0.19M 0.17M
Net income 4.01M 3.40M 1.80M 0.71M 1.07M
Change in cash 1.45M 3.52M -17.50026M 17.71M 1.90M
Begin period cash flow 15.50M 11.99M 29.49M 11.77M 9.87M
End period cash flow 16.95M 15.50M 11.99M 29.49M 11.77M
Total cash from operating activities 9.76M 7.19M 3.03M 31.99M -7.23775M
Issuance of capital stock 6.21M - - - -
Depreciation 0.49M 0.57M 0.56M 0.77M 1.06M
Other cashflows from investing activities - -0.00000M -0.00000M 5.97M 5.86M
Dividends paid -0.70000M -0.57700M -0.62776M 0.48M 4.16M
Change to inventory - - - - -
Change to account receivables -0.15200M 0.30M -0.69591M -0.08607M -0.03608M
Sale purchase of stock -0.07800M -8.49925M -0.71061M -2.66261M -1.77749M
Other cashflows from financing activities 49.78M 66.97M 66.87M 38.53M 29.76M
Change to netincome 6.17M 2.62M 2.92M 29.43M -9.13809M
Capital expenditures 0.68M 0.21M 0.08M 0.02M 0.20M
Change receivables - - - -0.19246M -0.12058M
Cash flows other operating - - - 1.71M 0.04M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - 17.71M 1.90M
Change in working capital -0.91700M 0.60M -2.00713M 0.10M 0.14M
Stock based compensation 0.35M 0.39M 0.41M 0.39M -
Other non cash items 4.76M 2.39M 0.30M 3.44M 4.29M
Free cash flow 9.08M 6.98M 2.96M 31.97M -7.43543M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BCTF
Bancorp 34 Inc
0.02 0.16% 12.25 - - 2.46 0.93 5.60
HDB
HDFC Bank Limited ADR
-0.6 0.82% 72.73 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.09 0.29% 31.33 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.09 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
-0.085 0.25% 33.92 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

Bancorp 34, Inc. operates as the holding company for Bank 34 that offers various banking products and services to individuals and businesses in the United States. It accepts various deposit products, such as savings accounts, checking accounts, money market accounts, demand and time deposits, NOW accounts, and individual retirement accounts, as well as certificates of deposit. The company also provides term, working capital, construction, USDA, small business administration, equipment, assisted living and skilled nursing, renewable energy and solar equipment, and commercial real estate loans; and small to medium size business and business acquisitions financing; lines of credit; multi-family finance; and employee stock ownership plans, HOA lending, and investor pools of single family rentals. In addition, it offers credit and debit cards; safe deposit boxes; treasury management products; and merchant card processing, cash management, e-banking, mobile and online banking, bill payment, and merchant capture services. The company operates through its network of full-service branches in Scottsdale and Arizona, as well as Alamogordo and Las Cruces, New Mexico. Bancorp 34, Inc. was founded in 1934 and is headquartered in Scottsdale, Arizona.

Bancorp 34 Inc

8777 East Hartford Drive, Scottsdale, AZ, United States, 85255

Key Executives

Name Title Year Born
Mr. Jim Crotty Pres, CEO & Director NA
Mr. Kevin Vaughn Sr. VP & CFO NA
Ms. Kim Yacuel Sr. VP & COO NA
Mr. Michael Sheneman Exec. VP, Chief Credit Officer & Treasurer NA
Mr. Kevin Cutter Sr. VP & Chief Lending Officer NA
Mr. Kevin Vaughn Senior VP & CFO 1981
Ms. Kim Yacuel Senior VP & COO 1968
Mr. Ciaran H. McMullan Chairman & CEO 1969
Mr. Chris Webster President & Director NA
Mr. Michael Sheneman Executive VP, Chief Credit Officer & Treasurer NA

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