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Banco Santander S.A

Financial Services US BCDRF

13.77USD
0.00(0%)

Last update at 2026-06-18T20:00:00Z

Day Range

13.5013.50
LowHigh

52 Week Range

6.7413.48
LowHigh

Fundamentals

  • Previous Close 13.77
  • Market Cap177704.06M
  • Volume13600
  • P/E Ratio12.58
  • Dividend Yield1.95%
  • Revenue TTM46836.00M
  • Revenue Per Share TTM3.15
  • Gross Profit TTM 46836.00M
  • Diluted EPS TTM0.98

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 18674.00M 19027.00M 16459.00M 15250.00M 14547.00M
Minority interest -1399.00000M -1170.00000M -1107.00000M -1159.00000M -1529.00000M
Net income 14095.72M 12574.00M 11076.00M 9605.00M 8124.00M
Selling general administrative 20951.00M 21644.00M 21068.00M 19800.00M 17591.00M
Selling and marketing expenses 517.00M 540.00M 603.00M 559.00M 510.00M
Gross profit 48015.00M 50797.00M 45776.00M 54216.00M 48406.00M
Reconciled depreciation 3178.00M 3294.00M 3184.00M 2985.00M 2756.00M
Ebit - 19027.00M 16459.00M 14091.00M 13018.00M
Ebitda 18228.17M 22321.00M 19643.00M 17076.00M 15774.00M
Depreciation and amortization - 3294.00M 3184.00M 2985.00M 2756.00M
Non operating income net other - - - - -
Operating income 18681.00M 25319.00M 20921.00M 14091.00M 13018.00M
Other operating expenses 101213.00M 25478.00M 24855.00M 2464.00M 3382.00M
Interest expense 59362.00M 66067.00M 61991.00M 32811.00M 13093.00M
Tax provision 4723.00M 5283.00M 4276.00M 4486.00M 4894.00M
Interest income 101710.00M 112735.00M 105252.00M 71430.00M 46463.00M
Net interest income 42348.00M 46668.00M 43261.00M 38619.00M 33370.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 4721.23M 5283.00M 4276.00M 4486.00M 4894.00M
Total revenue 119894.00M 50797.00M 45776.00M 54216.00M 48406.00M
Total operating expenses 29334.00M 25478.00M 24855.00M - -
Cost of revenue 71879.00M 78711.00M 74903.00M - -
Total other income expense net 445.83M -6292.00000M -4462.00000M 1159.00M 1529.00M
Discontinued operations - - - - -
Net income from continuing ops 13958.00M 13744.00M 12183.00M 10764.00M 9653.00M
Net income applicable to common shares - - - 9076.00M 7558.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 1866815.54M 1837081.00M 1797062.00M 1734659.00M 1595835.00M
Intangible assets 5348.00M 5821.00M 5854.00M 4904.00M 3871.00M
Earning assets - - - - -
Other current assets 68382.00M 134887.00M 181620.00M 352.00M 193540.00M
Total liab 1754109.77M 1729754.00M 1692821.00M 1637074.00M 1498782.00M
Total stockholder equity 103131.36M 98601.00M 95423.00M 89104.00M 86930.00M
Deferred long term liab - - - - -
Other current liab 43593.40M 1109882.00M 633427.00M -46757.00000M -28953.00000M
Common stock 7342.25M 7576.00M 8092.00M 8397.00M 8670.00M
Capital stock 7345.00M 7576.00M 8092.00M 8397.00M 8670.00M
Retained earnings 104322.91M 94900.00M 76379.00M 76307.00M 68397.00M
Other liab - - - 44559.00M 39170.00M
Good will 11953.52M 13438.00M 14017.00M 13741.00M 12713.00M
Other assets 1449594.87M 1463770.25M -282358.00000M 1132470.00M 1013023.00M
Cash 271912.00M 192208.00M 330891.00M 247227.00M 234805.00M
Cash and equivalents - - - - -
Total current liabilities 257811.40M 1309132.00M 820693.00M 46757.00M 28953.00M
Current deferred revenue - - -2055.00000M - -
Net debt 224725.00M 47783.00M -22312.00000M 35734.00M 14214.00M
Short term debt 211698.00M 193474.00M 180096.00M 43732.00M 26553.00M
Short long term debt 40807.00M 37295.00M 46170.00M 43025.00M 25863.00M
Short long term debt total 496637.00M 483376.00M 444319.00M 282961.00M 249019.00M
Other stockholder equity 29153.08M 40228.00M 44210.00M 46461.00M 47895.00M
Property plant equipment - - - 33044.00M 32342.00M
Total current assets 453096.00M 383726.00M 230965.00M 333451.00M 340936.00M
Long term investments 337204.00M 314244.00M 271735.00M 217049.00M 192950.00M
Net tangible assets - - - 70459.00M 70346.00M
Short term investments 60586.00M 78751.00M 21511.00M 77024.00M 100375.00M
Net receivables 52216.00M 11426.00M 10623.00M 9200.00M 5756.00M
Long term debt 324390.00M 325521.00M 308579.00M 237314.00M 246163.00M
Inventory - - -367495.00000M 3112.00M 3657.00M
Accounts payable 2520.00M 2454.00M 3324.00M 3025.00M 2400.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -37686.88000M -44103.00000M -32343.00000M -42061.00000M -38032.00000M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 112185.95M 1069470.00M 1523923.00M -268738.00000M -241876.00000M
Deferred long term asset charges - - - - -
Non current assets total 1414419.00M 1453355.00M 1848455.00M 268738.00M 241876.00M
Capital lease obligations 1822.00M 2202.00M 2400.00M 2622.00M 2856.00M
Long term debt total - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 670.00M -3712.00000M -5366.00000M -3898.00000M 546.00M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -97795.35800M -3712.00000M -5366.00000M -3898.00000M -3715.00000M
Net borrowings -6535.00000M 2905.00M 4076.00M -2172.00000M 2656.00M
Total cash from financing activities -14197.68000M -5510.00000M -2058.00000M -9964.00000M -1322.00000M
Change to operating activities - - - -134.00000M -10147.00000M
Net income 12554.30M 13744.00M 11076.00M 10764.00M 9653.00M
Change in cash -37412.00000M -28134.00000M -2731.00000M 12384.00M 56850.00M
Begin period cash flow 192208.00M 220342.00M 223073.00M 210689.00M 153839.00M
End period cash flow 154796.00M 192208.00M 220342.00M 223073.00M 210689.00M
Total cash from operating activities 83499.71M -24155.00000M 5015.00M 27706.00M 56691.00M
Issuance of capital stock 815.00M 765.00M 825.00M 573.00M 854.00M
Depreciation 3178.00M 3294.00M 3184.00M 2985.00M 2756.00M
Other cashflows from investing activities - 4850.00M 5794.00M - -
Dividends paid 3339.75M 3017.00M 2261.00M 1848.00M 1313.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock -4079.47200M -4789.00000M -3109.00000M -2050.00000M -1645.00000M
Other cashflows from financing activities -1060.60300M -1374.00000M -1589.00000M -4348.00000M 3466.00M
Change to netincome - - - 16646.00M 16124.00M
Capital expenditures 5851.81M 10598.00M 13643.00M 10840.00M 11403.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 41622.40M -60380.00000M -14166.00000M -1530.00000M 29687.00M
Stock based compensation - - - - -
Other non cash items 29323.01M 19187.00M 4921.00M 15487.00M 14595.00M
Free cash flow 77647.91M -34753.00000M -8628.00000M 16866.00M 45288.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Diversified

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BCDRF
Banco Santander S.A		 - -% 13.77 12.58 10.37 3.79 1.46 6.90
JPM
JPMorgan Chase & Co		 6.26 1.92% 331.48 9.99 10.83 3.38 1.66
ACGBY
Agricultural Bank of China PK		 0.07 0.39% 18.12 6.92 6.73 0.67 0.60 6.34
BAC
Bank of America Corp		 1.17 2.08% 57.37 13.44 12.15 3.49 1.38 6.81
ACGBF
Agricultural Bank Of China		 - -% 0.74 6.36 6.33 0.59 0.56 6.34

Reports Covered

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Profile

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services. The company also provides credit and debit cards, real estate loans, microfinance, and auto loans; corporate and investment banking services; advice on mergers and acquisitions; wealth, asset, and risk management services; and digital payments and technology solutions. In addition, it is involved in the securitization, leasing, management of portfolios, e-commerce, air transport, aircraft rental, software, consulting, fund and investment management, renewable energy, vehicle rental, insurance, advertising, marketing, telemarketing, automotive, agricultural, factoring, securities brokerage and investment, pension fund management, trade intermediary, venture capital fund, renting, restaurant, electricity production, IT, internet, and financial advisory and other activities; management, and other real estate activities; and purchase and sale of vehicles. Further, the company offers mobile and online banking services. Banco Santander, S.A. was formerly known as Banco Santander Central Hispano SA and changed its name to Banco Santander, S.A. in February 2007. The company was incorporated in 1856 and is headquartered in Madrid, Spain.

Banco Santander S.A

Santander Group City, Madrid, Spain, 28660

Key Executives

Name Title Year Born
Ms. Ana Botin-Sanz de Sautuola y O'Shea Group Exec. Chairwoman 1960
Mr. Jose Antonio Alvarez Alvarez CEO & Vice Chairman 1960
Mr. Jose Antonio Garcia-Cantera Sr. EVP & Group Chief Financial Officer 1966
Mr. Dirk Ludwig Marzluf Sr. EVP and Group Head of Technology & Operations 1970
Mr. Jose Francisco Doncel Razola Sr. EVP, Group Head of Accounting & Financial Control and Group Chief Accounting Officer 1961
Mr. Jose Maria Linares Perou Sr. EVP and Global Head of Corp. & Investment Banking 1971
Mr. Sergio Gamez Martínez Global Head of Shareholder & Investor Relations NA
Ms. Marjolein van Hellemondt-Gerdingh Group Chief Compliance Officer & Sr. EVP 1964
Mr. Juan Manuel Cendoya Mendez de Vigo Sr. EVP and Group Head of Communications, Corp. Marketing & Research 1967
Mr. Jose Luis De Mora Gil-Gallardo Group Head of Strategy & Corp. Devel., Head of Santander Consumer Fin. and Sr. EVP 1966

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