Community Capital Bancshares Inc

Financial Services US ALBY

26.55USD
-(-%)

Last update at 2025-06-12T13:30:00Z

Day Range

26.5526.55
LowHigh

52 Week Range

16.3021.85
LowHigh

Fundamentals

  • Previous Close 26.55
  • Market Cap25.75M
  • Volume0
  • P/E Ratio6.37
  • Dividend Yield3.75%
  • Revenue TTM11.61M
  • Revenue Per Share TTM9.05
  • Gross Profit TTM 9.37M
  • Diluted EPS TTM3.14

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 3.63M 2.54M 2.25M 1.86M 1.61M
Minority interest - - - - -
Net income 2.81M 1.99M 1.77M 1.45M 1.24M
Selling general administrative 3.51M 4.36M 4.50M 4.31M 4.08M
Selling and marketing expenses - - - - -
Gross profit - - - - -
Reconciled depreciation 0.16M 0.17M 0.23M 0.19M 0.18M
Ebit - - - - -
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - - -
Other operating expenses 5.74M 5.56M 5.75M 0.90M 0.55M
Interest expense 1.01M 0.92M 1.29M 1.86M 1.50M
Tax provision 0.83M 0.55M 0.48M 0.40M 0.36M
Interest income 9.53M 8.11M 8.79M 8.55M 7.36M
Net interest income 8.52M 7.19M 7.50M 6.68M 5.85M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 0.83M 0.55M 0.48M 0.40M 0.36M
Total revenue 9.37M 8.11M 8.64M 7.75M 6.82M
Total operating expenses - - - - -
Cost of revenue - - - - -
Total other income expense net - - - - -
Discontinued operations - - - - -
Net income from continuing ops 2.81M 1.99M 1.77M 1.45M 1.24M
Net income applicable to common shares 2.81M 1.99M 1.77M 1.45M 1.24M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 256.81M 257.16M 281.84M 195.64M 194.18M
Intangible assets - - - - -
Earning assets - - - - -
Other current assets - - - 2.68M 2.45M
Total liab 234.72M 237.08M 263.84M 179.48M 179.48M
Total stockholder equity 22.09M 20.08M 18.00M 16.15M 14.70M
Deferred long term liab - - - - -
Other current liab - - - - -
Common stock - - - 1.27M 1.27M
Capital stock 1.27M 1.27M 1.27M 1.27M 1.27M
Retained earnings -9.48187M -12.28946M -14.27746M -16.05036M -17.50316M
Other liab - - - 0.61M 0.46M
Good will - - - - -
Other assets - - - 165.68M 159.48M
Cash 25.64M 77.06M 94.05M 25.52M 29.40M
Cash and equivalents - - - - -
Total current liabilities - - - 162.36M 158.77M
Current deferred revenue - - - - -
Net debt - - - - -
Short term debt - - - - -
Short long term debt 1.18M - - - -
Short long term debt total - - - - -
Other stockholder equity - - - 0.02M 0.00873M
Property plant equipment - - - 2.55M 2.49M
Total current assets - - - 26.22M 30.46M
Long term investments 16.67M 3.05M 2.44M 1.18M 1.74M
Net tangible assets - - - 16.15M 14.70M
Short term investments 16.67M 3.05M 2.44M 1.18M 1.74M
Net receivables 0.95M 0.56M 0.66M 0.54M 0.52M
Long term debt 7.15M 17.38M 20.11M 22.39M 20.25M
Inventory - - - - -
Accounts payable 0.02M 0.00378M 0.01M 156.47M 158.74M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -52.57253M 7.11M -19.03017M 0.57M 0.71M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - - - -6.54501M -15.59961M
Net borrowings - - - 2.15M 6.74M
Total cash from financing activities -2.70139M -26.80350M 84.26M -0.11677M 13.72M
Change to operating activities - - - 0.37M -0.34678M
Net income 2.81M 1.99M 1.77M 1.45M 1.24M
Change in cash -51.41964M -16.99163M 68.53M -3.87306M -0.61075M
Begin period cash flow 77.06M 94.05M 25.52M 29.40M 30.01M
End period cash flow 25.64M 77.06M 94.05M 25.52M 29.40M
Total cash from operating activities 3.85M 2.70M 3.30M 2.79M 1.27M
Issuance of capital stock - - - - -
Depreciation 0.16M 0.17M 0.23M 0.19M 0.18M
Other cashflows from investing activities - - - -0.05500M -0.02660M
Dividends paid 0.38M - 0.00000M -0.12297M 0.12M
Change to inventory - - - - -
Change to account receivables -0.38932M 0.11M -0.12437M -0.01481M -0.12191M
Sale purchase of stock - - 0.00000M -0.01551M 0.00000M
Other cashflows from financing activities - - - -2.27597M 6.98M
Change to netincome - - - 0.79M 0.32M
Capital expenditures 0.21M 0.11M 0.05M 0.24M 0.02M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -0.37771M 0.10M -0.13085M -0.02370M -0.10888M
Stock based compensation 0.05M 0.05M 0.06M -0.01739M -
Other non cash items 0.19M -0.15672M 0.18M 0.62M -0.45704M
Free cash flow 3.64M 2.59M 3.25M 2.54M 1.25M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
ALBY
Community Capital Bancshares Inc
- -% 26.55 6.37 - 2.22 1.03 2.98
HDB
HDFC Bank Limited ADR
-1.95 2.57% 73.93 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 0.96% 32.98 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 6.50 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
-0.405 1.21% 33.09 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

Community Capital Bancshares, Inc. operates as the holding company for AB&T that provides various banking products and services to individual and corporate customers. The company accepts various deposit products, such as checking, savings, money market, and individual retirement accounts, as well as certificates of deposits. Its loan products include commercial and residential real estate, commercial, financial, agricultural, consumer installment, overdrafts and other revolving credit, and educational loans. The company also offers money transfer, bill pay, remote deposit capture, ACH origination, and merchant services, as well as online, mobile, and text message banking services. The company was incorporated in 1998 and is based in Albany, Georgia.

Community Capital Bancshares Inc

2815 Meredyth Drive, Albany, GA, United States, 31708-1269

Key Executives

Name Title Year Born
Mr. R. Perry Revell CEO & Director NA
Mr. Matthew Rushton Pres & Director NA
Ms. Misty L. Bruce Director of HR NA
Mr. Joe Pierce Sr. VP & Sr. Credit Officer - AB&T National Bank NA
Ms. Nita N. Gaines HR Officer, Admin. Assistant to the Pres & Corp. Sec. - AB&T National Bank NA
Ms. Gayle B. Woolard Sr. VP of Consumer Services - AB&T National Bank NA
Mr. Matthew H. Rushton President & Director NA
Ms. Misty L. Bruce Director of Human Resources NA
Mr. Joe Pierce Senior VP & Senior Credit Officer - AB&T National Bank NA
Ms. Nita N. Gaines HR Officer, Administrative Assistant to the President & Corporate Secretary - AB&T National Bank NA

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